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Koryojyuhan Co., Ltd. (3495) AI Stock Analysis
Koryojyuhan Co., Ltd.
(TSE/TYO:3495)
The score is driven primarily by mixed financial performance: improving profitability and solid ROE are offset by persistently negative operating/free cash flow, higher leverage, and a sharp recent revenue decline. Technicals further weigh on the score due to a clear downtrend and negative momentum, while low P/E and a moderate dividend yield provide the main support via valuation.
Koryojyuhan Co., Ltd. (3495) vs. iShares MSCI Japan ETF (EWJ)
- Market Cap
- JPY 6.09B
- Dividend Yield
- 2.90%
- Average Volume (3M)
- 818
- Price to Earnings (P/E)
- 6.5
- Beta (1Y)
- 0.16
- Revenue Growth
- 7.06%
- EPS Growth
- -8.19%
- Country
- Japan
- Employees
- 240
- Sector
- Real Estate
- Sector Strength
- 65
- Industry
- Real Estate - Services
Koryojyuhan Co., Ltd. Business Overview & Revenue Model
Company Description
Koryojyuhan Co., Ltd. operates as a prominent real estate firm within Japan, offering a comprehensive suite of services. These include facilitating rental agreements, providing short-term monthly accommodations, secure storage units (trunk rooms), an...
Koryojyuhan Co., Ltd. Financial Statement Overview
Summary
Profitability and ROE are solid and have improved over time (net margin up to ~8.8% in 2025; ROE ~16.4%), but financial quality is weakened by persistently negative operating cash flow (4 of last 5 years) and negative free cash flow (2022–2025). Leverage has also risen with debt-to-equity consistently above 1.0x since 2022 (~1.21x in 2025), and the steep 2025 revenue decline (-41.3%) adds operating risk.
Income Statement
63PositiveBalance Sheet
57NeutralCash Flow
28Negative| Breakdown | TTM | Sep 2025 | Sep 2024 | Sep 2023 | Sep 2022 | Sep 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 12.40B | 11.53B | 10.04B | 9.32B | 8.71B | 7.80B |
| Gross Profit | 4.12B | 3.76B | 3.90B | 3.60B | 3.45B | 3.21B |
| EBITDA | 1.74B | 1.80B | 1.42B | 1.21B | 1.08B | 856.93M |
| Net Income | 949.31M | 1.02B | 722.10M | 653.18M | 493.05M | 391.25M |
Balance Sheet | ||||||
| Total Assets | 16.44B | 17.84B | 16.41B | 14.13B | 11.51B | 9.56B |
| Cash, Cash Equivalents and Short-Term Investments | 3.10B | 2.25B | 2.20B | 1.85B | 1.81B | 2.03B |
| Total Debt | 5.27B | 7.51B | 7.23B | 6.01B | 4.35B | 3.24B |
| Total Liabilities | 9.53B | 11.71B | 11.15B | 9.49B | 7.47B | 5.91B |
| Stockholders Equity | 6.91B | 6.20B | 5.26B | 4.64B | 4.05B | 3.65B |
Cash Flow | ||||||
| Free Cash Flow | -711.81M | -711.81M | -1.08B | -1.72B | -1.29B | 412.22M |
| Operating Cash Flow | -646.44M | -646.44M | -712.22M | -1.42B | -319.94M | 609.28M |
| Investing Cash Flow | 552.82M | 552.82M | 7.30M | -282.34M | -1.04B | -185.16M |
| Financing Cash Flow | 109.69M | 109.69M | 1.08B | 1.72B | 1.12B | -81.05M |
Koryojyuhan Co., Ltd. Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:3495, the sentiment is Neutral. The current price of 2245.00 is above the 20-day moving average (MA) of 2206.65, below the 50-day MA of 2246.62, and below the 200-day MA of 2340.56, indicating a neutral trend. The MACD of -14.36 indicates Negative momentum. The RSI at 47.58 is Neutral, neither overbought nor oversold. The STOCH value of 48.72 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for JP:3495.
Koryojyuhan Co., Ltd. Peers Comparison
Overall Rating
JP:889880Outperform
JP:894469Neutral
JP:976168.7Neutral
JP:552756Neutral- JP:349555Neutral
JP:349052Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| JP:8898 | 80Outperform | JPY 11.76B | 13.03 | ― | 4.70% | 4.75% | 15.83% |
| JP:8944 | 69Neutral | JPY 5.02B | 2.79 | ― | 2.37% | 65.37% | ― |
| JP:9761 | 69Neutral | JPY 7.99B | 11.25 | ― | 5.19% | 1.74% | -37.04% |
| Sector * | 65Neutral | $2.17B | 12.19 | 3.79% | 4.94% | 3.15% | 1.96% |
| JP:5527 | 56Neutral | JPY 10.37B | 9.24 | ― | 2.99% | 5.13% | -18.74% |
| JP:3495 | 55Neutral | JPY 6.16B | 6.45 | ― | 2.90% | 7.06% | -8.19% |
| JP:3490 | 52Neutral | JPY 4.82B | 7.77 | ― | 0.95% | 25.95% | -10.96% |
* Real Estate Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| JP:3495 | Koryojyuhan Co., Ltd. | 2210.00 | -144.62 | -6.14% | |
| JP:3490 | AZ Planning Co., Ltd. | 3165.00 | 402.90 | 14.59% | |
| JP:5527 | property technologies, Inc. | 837.00 | 61.99 | 8.00% | |
| JP:8898 | Century21 Real Estate of Japan Ltd. | 1128.00 | 73.72 | 6.99% | |
| JP:8944 | Land Business Co., Ltd. | 253.00 | 26.50 | 11.70% | |
| JP:9761 | Tokai Lease Co., Ltd. | 2314.00 | 189.76 | 8.93% |
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Sep 09, 2026