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Dear Life Co., Ltd. (3245) AI Stock Analysis
Dear Life Co., Ltd.
(TSE/TYO:3245)
The score is driven primarily by solid financial performance (strong revenue growth, improved leverage, and improving cash generation) and supported by attractive valuation (low P/E and high dividend yield). Technical indicators are mixed and closer to neutral, limiting the overall score despite the favorable fundamentals and valuation.
Dear Life Co., Ltd. (3245) vs. iShares MSCI Japan ETF (EWJ)
- Market Cap
- JPY 45.30B
- Dividend Yield
- 7.11%
- Average Volume (3M)
- 433.35K
- Price to Earnings (P/E)
- 8.1
- Beta (1Y)
- 0.48
- Revenue Growth
- 9.71%
- EPS Growth
- 8.62%
- Country
- Japan
- Employees
- 639
- Sector
- Real Estate
- Sector Strength
- 65
- Industry
- Real Estate - Services
Dear Life Co., Ltd. Business Overview & Revenue Model
Company Description
Dear Life Co.,Ltd. operates within Japan's property market, focusing on developing residential, commercial, and office structures. Its offerings extend to comprehensive real estate services, including strategic planning, architectural design, and con...
Dear Life Co., Ltd. Financial Statement Overview
Summary
Financial statements indicate solid fundamentals: strong revenue growth (19.33%) and stable profitability, improving leverage (debt-to-equity 0.54) with strong ROE (18.93%), and cash flow turning positive with free cash flow nearly matching net income. Offsetting this, gross margin compression and prior operating cash flow weakness suggest cost control and cash conversion still need attention.
Income Statement
75PositiveBalance Sheet
70PositiveCash Flow
65Positive| Breakdown | TTM | Sep 2025 | Sep 2024 | Sep 2023 | Sep 2022 | Sep 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 72.18B | 78.50B | 46.88B | 43.50B | 51.91B | 26.37B |
| Gross Profit | 10.22B | 10.78B | 7.09B | 8.56B | 8.72B | 5.36B |
| EBITDA | 8.26B | 8.58B | 5.06B | 6.41B | 6.00B | 4.07B |
| Net Income | 5.12B | 5.32B | 3.17B | 4.30B | 4.20B | 2.69B |
Balance Sheet | ||||||
| Total Assets | 70.65B | 47.38B | 47.06B | 41.71B | 36.46B | 27.74B |
| Cash, Cash Equivalents and Short-Term Investments | 20.73B | 27.42B | 18.69B | 21.89B | 19.85B | 14.59B |
| Total Debt | 33.33B | 15.17B | 18.85B | 13.86B | 11.85B | 9.81B |
| Total Liabilities | 36.15B | 18.88B | 21.99B | 17.55B | 15.20B | 12.13B |
| Stockholders Equity | 34.09B | 28.10B | 24.69B | 23.78B | 20.87B | 15.21B |
Cash Flow | ||||||
| Free Cash Flow | 14.13B | 14.13B | -5.99B | 1.30B | 4.91B | 1.72B |
| Operating Cash Flow | 14.14B | 14.14B | -5.93B | 1.36B | 5.04B | 1.75B |
| Investing Cash Flow | 41.00M | 41.00M | 141.00M | 346.00M | -1.10B | 278.00M |
| Financing Cash Flow | -5.73B | -5.73B | 2.58B | 529.00M | 1.02B | -369.00M |
Dear Life Co., Ltd. Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:3245, the sentiment is Negative. The current price of 900.00 is below the 20-day moving average (MA) of 934.75, below the 50-day MA of 996.26, and below the 200-day MA of 1002.89, indicating a bearish trend. The MACD of -20.97 indicates Positive momentum. The RSI at 27.87 is Positive, neither overbought nor oversold. The STOCH value of 25.99 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for JP:3245.
Dear Life Co., Ltd. Peers Comparison
Overall Rating
JP:324571Outperform
JP:297062Neutral
JP:325260Neutral
JP:298059Neutral
JP:298659Neutral
JP:299144Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| 71Outperform | JPY 43.66B | 8.11 | ― | 7.11% | 9.71% | 8.62% | |
| Sector * | 65Neutral | $2.17B | 12.19 | 3.79% | 4.94% | 3.15% | 1.96% |
| 62Neutral | JPY 18.87B | 13.78 | ― | ― | 24.28% | -6.41% | |
| 60Neutral | JPY 57.05B | 8.18 | ― | 4.73% | 36.85% | 83.36% | |
| 59Neutral | JPY 35.69B | 11.89 | ― | 0.82% | 43.47% | 151.64% | |
| 59Neutral | JPY 60.92B | 12.90 | ― | 8.74% | -4.35% | -40.42% | |
| 44Neutral | JPY 12.01B | 5.07 | ― | 2.22% | 14.54% | -0.80% |
* Real Estate Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| JP:3245 | Dear Life Co., Ltd. | 900.00 | -135.40 | -13.08% | |
| JP:2970 | GOOD LIFE COMPANY,INC. | 1089.00 | -141.00 | -11.46% | |
| JP:2980 | SRE Holdings Corp. | 2193.00 | -610.38 | -21.77% | |
| JP:2986 | LA Holdings Co.,Ltd | 2662.00 | 258.24 | 10.74% | |
| JP:2991 | LANDNET, Inc. | 501.00 | -160.78 | -24.30% | |
| JP:3252 | JINUSHI Co.,Ltd. | 2645.00 | -134.86 | -4.85% |
Dear Life Co., Ltd. Corporate Events
Dear Life Expands Tokyo Rental Portfolio with Otsuka Property Acquisition
Dear Life Co., Ltd. has acquired a new income-producing property in Kitaotsuka, Toshima-ku, Tokyo, tentatively named DeLCCS Otsuka. The reinforced concrete, five-story building near JR Otsuka Station combines retail and condominium use, and the purch...
Dear Life Expands Tokyo Portfolio With Kamikitazawa Rental Property Acquisition
Dear Life Co., Ltd., a Tokyo-listed real estate operator, continues to expand its portfolio of income-generating assets in the capital region. The company specializes in retail and condominium properties, leveraging a mix of internal funds and bank f...
Dear Life acquires leased Tokyo condominium to expand income portfolio
Dear Life Co., Ltd. has acquired a new income-producing condominium property in Koto Ward, Tokyo, tentatively named DeLCCS Kiba-Koen, funded through a mix of internal capital and bank borrowings. The 11-story reinforced concrete building, located wit...
Dear Life acquires leased condominium asset in Tokyo’s Oota-ku
Dear Life Co., Ltd. has decided to acquire a new income-producing condominium property tentatively named DeLCCS Unoki in Oota-ku, Tokyo, located a two-minute walk from Unoki Station on the Tokyu Tamagawa Line. The five-story reinforced-concrete build...
Dear Life Slashes FY2026 Forecasts After Project Sale Delays but Keeps Dividend Plan
Dear Life Co., Ltd. has revised its consolidated performance targets for the fiscal year ending September 30, 2026, cutting its net sales and profit forecasts significantly from previous guidance. The company now expects lower net sales and profits c...
Dear Life Expands Tokyo Portfolio with Mixed-Use Harajuku Property
Dear Life Co., Ltd. has acquired a new income-producing property in central Tokyo, tentatively named DEAR LIFE HarajukuⅡ, located in Jingumae, Shibuya-ku, just a two-minute walk from Harajuku Station. The steel-framed, three-story building has...
Dear Life Acquires Leased Condominium Asset in Tokyo
Dear Life Co., Ltd. has acquired a new income-producing condominium property, tentatively named DeLCCS Nishi-Ojima II, located in Koto-ku, Tokyo, an eight-minute walk from Nishi-Ojima Station on the Toei Shinjuku Line. The building is an eight-story...
Dear Life Co. Posts Lower Profit and EPS Amid Softer Property Acquisitions
Dear Life Co., Ltd., which focuses on acquiring and managing property assets, reported a challenging first nine months of fiscal 2026, with key indicators pointing to weaker profitability and a slightly smaller portfolio. The company’s capital...
Dear Life Posts Lower Nine-Month Earnings but Maintains Strong Full-Year Targets
Dear Life Co., Ltd. reported consolidated net sales of ¥29.13 billion for the nine months ended June 30, 2026, a 17.8% year-on-year decline, with operating profit down 4.8% to ¥2.77 billion and profit attributable to owners of parent fallin...
Dear Life Expands Tokyo Income Property Portfolio With Koenji Acquisition
Dear Life Co., Ltd. has acquired a new income-generating property tentatively named DeLCCS KoenjiⅡ in Koenji-Minami, Suginami-ku, Tokyo, comprising reinforced concrete retail and condominium space over six floors and funded through a mix of int...
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Aug 06, 2026