Want to see JP:196A full AI Analyst Report?
196A Stock Chart & Stats
¥308.00
¥1.00(0.33%)
At close: 4:00 PM EST
¥308.00
¥1.00(0.33%)
Day’s Range― - ―
52-Week Range¥226.00 - ¥533.00
Previous CloseN/A
Volume14.90K
Average Volume (3M)106.15K
Market Cap
¥2.79B
Enterprise Value¥1.46B
Total Cash (Recent Filing)¥1.91B
Total Debt (Recent Filing)¥748.69M
Price to Earnings (P/E)28.6
Beta0.15
Next EarningsN/A
EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)N/A
Shares Outstanding10,198,900
10 Day Avg. Volume221,380
30 Day Avg. Volume106,150
Financial Highlights & Ratios
PEG Ratio-0.15
Price to Book (P/B)2.06
Price to Sales (P/S)1.58
P/FCF Ratio41.40
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Return To ProfitabilityRecent inflection to positive net margin (~5.5%) and EBIT margin (~6.6%) indicates the company has restored operating profitability. Sustained profits enable reinvestment, debt reduction, and strategic investment, improving resilience if management can hold gains through cycles.
Strong Revenue GrowthReported ~20% top-line growth signals meaningful demand expansion and commercial traction. Durable revenue growth supports scale benefits, helps dilute fixed costs, and, if maintained, should drive improved margins and long-term cash generation in the mortgage business.
De-risked Balance SheetTotal debt fell to effectively zero by 2025, leaving the company lightly levered with sizable equity. Low leverage materially enhances financial flexibility to invest, withstand downturns, and reduces refinancing risk, strengthening long-term strategic optionality.
Bears Say
Earnings And Cash-Flow VolatilityThe firm experienced multi-year earnings and cash-flow swings, with losses before the 2025 recovery. This cyclicality raises forecasting and operating risk, undermines consistent capital allocation, and increases the probability of pro-cyclical cuts in weaker market periods.
Modest Operating MarginsEBIT margins around ~6.6% are modest for durable margin generation and leave limited buffer against cost inflation or credit/funding stress. Without structural margin expansion, the business may struggle to convert revenue gains into strong, resilient free cash flow over the medium term.
Inconsistent Cash Flow / Working-Capital SensitivityWhile cash generation improved in 2025, prior large cash burns and a negative 2024 show working-capital or timing sensitivity. Recurring cash variability can constrain reinvestment, require external financing in stress, and complicate sustainable free-cash-flow conversion.
196A FAQ
What was MFS,Inc.’s price range in the past 12 months?
MFS,Inc. lowest stock price was ¥226.00 and its highest was ¥533.00 in the past 12 months.
What is MFS,Inc.’s market cap?
MFS,Inc.’s market cap is ¥2.79B.
When is MFS,Inc.’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were MFS,Inc.’s earnings last quarter?
Currently, no data Available
Is MFS,Inc. overvalued?
According to Wall Street analysts MFS,Inc.’s price is currently Overvalued.
Does MFS,Inc. pay dividends?
MFS,Inc. does not currently pay dividends.
What is MFS,Inc.’s EPS estimate?
MFS,Inc.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does MFS,Inc. have?
MFS,Inc. has 10,198,900 shares outstanding.
What happened to MFS,Inc.’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of MFS,Inc.?
Currently, no hedge funds are holding shares in JP:196A
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
MFS,Inc.
MFS, Inc. offers digital mortgage lending solutions, alongside providing funding for real estate investment ventures. The company was founded in 2009 and operates primarily from its headquarters in Tokyo, Japan.
Technical Analysis
Fund Creation Group Co., Ltd.
―
Anshin Guarantor Service Co., Ltd.
―
SBI ARUHI Corporation
―
Ai Partners Financial Inc.
―
ONDECK Co., Ltd.
―