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John Marshall Bancorp Inc (JMSB)
NASDAQ:JMSB
US Market
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John Marshall Bancorp (JMSB) Ratios

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John Marshall Bancorp Ratios

JMSB's free cash flow for Q3 2025 was $0.35. For the 2025 fiscal year, JMSB's free cash flow was decreased by $ and operating cash flow was $0.12. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
4.31 0.14 410.34 415.23 337.13
Quick Ratio
4.31 0.14 475.20 546.60 501.06
Cash Ratio
1.56 0.05 59.52 125.50 157.88
Solvency Ratio
260.98 <0.01 0.02 0.01 0.01
Operating Cash Flow Ratio
0.56 <0.01 32.03 38.38 27.85
Short-Term Operating Cash Flow Coverage
10.00 1.80 0.00 0.00 0.00
Net Current Asset Value
$ 95.00M$ -1.74B$ -1.71B$ -1.59B$ -1.40B
Leverage Ratios
Debt-to-Assets Ratio
0.08 0.02 0.01 0.02 0.03
Debt-to-Equity Ratio
0.10 0.17 0.14 0.23 0.28
Debt-to-Capital Ratio
0.09 0.15 0.12 0.19 0.22
Long-Term Debt-to-Capital Ratio
0.08 0.10 0.10 0.17 0.20
Financial Leverage Ratio
1.27 9.75 11.03 10.31 10.13
Debt Service Coverage Ratio
-57.53 0.11 2.47 3.37 1.35
Interest Coverage Ratio
183.31 0.16 3.80 3.93 1.48
Debt to Market Cap
0.08 0.11 0.06 0.16 0.24
Interest Debt Per Share
9.22 6.35 3.10 4.13 5.09
Net Debt to EBITDA
-1.71 -6.17 -0.77 -1.68 -3.33
Profitability Margins
Gross Profit Margin
34.73%45.20%100.00%100.00%100.00%
EBIT Margin
12.14%9.30%55.56%47.70%39.47%
EBITDA Margin
0.01%11.30%58.21%51.00%43.94%
Operating Profit Margin
10.99%9.30%71.82%47.70%39.47%
Pretax Profit Margin
12.14%9.30%55.56%47.70%39.47%
Net Profit Margin
8.61%6.01%44.10%37.65%31.69%
Continuous Operations Profit Margin
8.61%6.01%44.10%37.65%31.69%
Net Income Per EBT
70.96%64.63%79.38%78.92%80.30%
EBT Per EBIT
110.38%100.00%77.36%100.00%100.00%
Return on Assets (ROA)
5592.03%0.23%1.35%1.18%0.98%
Return on Equity (ROE)
6434.86%2.24%14.95%12.21%9.96%
Return on Capital Employed (ROCE)
8192.98%2.48%2.21%1.50%1.22%
Return on Invested Capital (ROIC)
5766.12%1.56%4.63%3.62%4.06%
Return on Tangible Assets
7351.03%0.23%1.35%1.18%0.98%
Earnings Yield
5347.56%1.62%7.93%9.42%9.62%
Efficiency Ratios
Receivables Turnover
3.43K 14.05 0.00 0.00 0.00
Payables Turnover
7.91K 10.32 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
3.37K 15.73 12.37 10.35 6.99
Asset Turnover
649.37 0.04 0.03 0.03 0.03
Working Capital Turnover Ratio
-227.24 -0.05 0.19 0.21 0.23
Cash Conversion Cycle
0.06 -9.40 0.00 0.00 0.00
Days of Sales Outstanding
0.11 25.98 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.05 35.38 0.00 0.00 0.00
Operating Cycle
0.11 25.98 0.00 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
1.41 1.28 2.38 2.38 1.81
Free Cash Flow Per Share
1.35 1.24 2.37 2.36 1.77
CapEx Per Share
0.02 0.04 0.01 0.03 0.04
Free Cash Flow to Operating Cash Flow
0.96 0.97 1.00 0.99 0.98
Dividend Paid and CapEx Coverage Ratio
4.42 4.84 11.22 91.65 41.83
Capital Expenditure Coverage Ratio
79.33 29.42 212.53 91.65 41.83
Operating Cash Flow Coverage Ratio
0.91 0.46 1.12 0.68 0.46
Operating Cash Flow to Sales Ratio
<0.01 0.21 0.46 0.48 0.42
Free Cash Flow Yield
6.57%5.48%8.23%11.84%12.39%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
0.02 61.57 12.61 10.62 10.39
Price-to-Sales (P/S) Ratio
<0.01 3.70 5.56 4.00 3.29
Price-to-Book (P/B) Ratio
1.33 1.38 1.88 1.30 1.03
Price-to-Free Cash Flow (P/FCF) Ratio
15.23 18.26 12.15 8.45 8.07
Price-to-Operating Cash Flow Ratio
14.65 17.64 12.09 8.35 7.88
Price-to-Earnings Growth (PEG) Ratio
>-0.01 -0.73 0.59 0.29 0.85
Price-to-Fair Value
1.33 1.38 1.88 1.30 1.03
Enterprise Value Multiple
12.99 26.58 8.79 6.16 4.16
Enterprise Value
258.91M 257.72M 368.84M 212.38M 106.92M
EV to EBITDA
12.99 26.58 8.79 6.16 4.16
EV to Sales
<0.01 3.00 5.11 3.14 1.83
EV to Free Cash Flow
13.46 14.82 11.18 6.64 4.48
EV to Operating Cash Flow
12.95 14.31 11.12 6.56 4.38
Tangible Book Value Per Share
10.76 16.33 15.27 15.35 13.82
Shareholders’ Equity Per Share
15.48 16.33 15.27 15.35 13.82
Tax and Other Ratios
Effective Tax Rate
0.29 0.35 0.21 0.21 0.20
Revenue Per Share
12.79K 6.10 5.18 4.98 4.34
Net Income Per Share
1.10K 0.37 2.28 1.87 1.38
Tax Burden
0.71 0.65 0.79 0.79 0.80
Interest Burden
1.00 1.00 1.00 1.00 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.12 0.25 0.28 0.33 0.32
Stock-Based Compensation to Revenue
<0.01 <0.01 <0.01 <0.01 0.01
Income Quality
4.19 3.49 1.04 1.27 1.32
Currency in USD
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