John Marshall Bancorp(JMSB)
$23.13+0.09 (+0.39%)
JMSB
John Marshall Bancorp financials statements
$23.13
At close:+0.09 (+0.39%)
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John Marshall Bancorp (JMSB) Ratios
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John Marshall Bancorp Ratios
JMSB's free cash flow for Q3 2026 was $7.41M. For the 2026 fiscal year, JMSB's free cash flow was increased by $7.00K and operating cash flow was $7.40M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.08 | 0.08 | 0.14 | 0.20 | 0.19 |
| Quick Ratio | 0.08 | 0.08 | 0.14 | 0.20 | 0.19 |
| Cash Ratio | 0.07 | 0.06 | 0.05 | 0.03 | 0.06 |
| Solvency Ratio | 0.01 | 0.01 | 0.00 | 0.02 | 0.01 |
| Operating Cash Flow Ratio | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | 1.80 | 1.30 | 21.70 |
| Net Current Asset Value | $ -1.91B | $ -1.84B | $ -1.74B | $ -1.71B | $ -1.59B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.04 | 0.04 | 0.02 | 0.02 | 0.02 |
| Debt-to-Equity Ratio | 0.32 | 0.35 | 0.17 | 0.26 | 0.23 |
| Debt-to-Capital Ratio | 0.24 | 0.26 | 0.15 | 0.21 | 0.19 |
| Long-Term Debt-to-Capital Ratio | 0.23 | 0.25 | 0.10 | 0.10 | 0.17 |
| Financial Leverage Ratio | 8.78 | 9.06 | 9.75 | 11.03 | 10.31 |
| Debt Service Coverage Ratio | 0.43 | 0.32 | 0.11 | 0.86 | 2.85 |
| Interest Coverage Ratio | 0.52 | 0.37 | 0.16 | 2.94 | 3.93 |
| Debt to Market Cap | 0.29 | 0.28 | 0.11 | 0.13 | 0.16 |
| Interest Debt Per Share | 9.75 | 10.21 | 6.35 | 4.93 | 4.13 |
| Net Debt to EBITDA | -1.53 | -1.54 | -6.17 | -0.16 | -1.68 |
| Profitability Margins | |||||
| Gross Profit Margin | 52.85% | 47.76% | 45.20% | 83.88% | 85.08% |
| EBIT Margin | 23.74% | 19.46% | 9.30% | 46.72% | 42.54% |
| EBITDA Margin | 25.06% | 20.96% | 11.30% | 48.95% | 45.48% |
| Operating Profit Margin | 23.74% | 19.46% | 9.30% | 46.72% | 42.54% |
| Pretax Profit Margin | 23.74% | 19.46% | 9.30% | 46.72% | 42.54% |
| Net Profit Margin | 18.41% | 15.23% | 6.01% | 37.09% | 33.57% |
| Continuous Operations Profit Margin | 18.41% | 15.23% | 6.01% | 37.09% | 33.57% |
| Net Income Per EBT | 77.54% | 78.25% | 64.63% | 79.38% | 78.92% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.91% | 0.77% | 0.23% | 1.35% | 1.18% |
| Return on Equity (ROE) | 7.99% | 6.94% | 2.24% | 14.95% | 12.21% |
| Return on Capital Employed (ROCE) | 7.65% | 6.43% | 2.48% | 15.78% | 12.09% |
| Return on Invested Capital (ROIC) | 5.93% | 5.03% | 1.56% | 11.38% | 9.49% |
| Return on Tangible Assets | 0.91% | 0.77% | 0.23% | 1.35% | 1.18% |
| Earnings Yield | 7.49% | 6.00% | 1.62% | 7.93% | 9.42% |
| Efficiency Ratios | |||||
| Receivables Turnover | 19.58 | 18.75 | 14.05 | 15.50 | 15.34 |
| Payables Turnover | 25.60 | 24.53 | 10.32 | 13.35 | 13.42 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 19.66 | 17.75 | 15.73 | 14.71 | 11.61 |
| Asset Turnover | 0.05 | 0.05 | 0.04 | 0.04 | 0.04 |
| Working Capital Turnover Ratio | -0.06 | -0.07 | -0.05 | -0.05 | -0.05 |
| Cash Conversion Cycle | 4.38 | 4.59 | -9.40 | -3.79 | -3.40 |
| Days of Sales Outstanding | 18.64 | 19.47 | 25.98 | 23.54 | 23.79 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 14.26 | 14.88 | 35.38 | 27.34 | 27.19 |
| Operating Cycle | 18.64 | 19.47 | 25.98 | 23.54 | 23.79 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 1.59 | 1.21 | 1.28 | 2.38 | 2.38 |
| Free Cash Flow Per Share | 1.55 | 1.18 | 1.24 | 2.37 | 2.36 |
| Dividend Paid and CapEx Coverage Ratio | 4.68 | 4.27 | 4.84 | 11.22 | 91.65 |
| Capital Expenditure Coverage Ratio | 40.77 | 35.73 | 29.42 | 212.53 | 91.65 |
| Operating Cash Flow Coverage Ratio | 0.26 | 0.20 | 0.46 | 0.60 | 0.68 |
| Operating Cash Flow to Sales Ratio | 0.20 | 0.15 | 0.21 | 0.39 | 0.43 |
| Free Cash Flow Yield | 7.77% | 5.88% | 5.48% | 8.23% | 11.84% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 13.33 | 16.73 | 61.57 | 12.61 | 10.62 |
| Price-to-Sales (P/S) Ratio | 2.46 | 2.54 | 3.70 | 4.68 | 3.56 |
| Price-to-Book (P/B) Ratio | 1.07 | 1.16 | 1.38 | 1.88 | 1.30 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 12.88 | 17.02 | 18.26 | 12.15 | 8.45 |
| Price-to-Operating Cash Flow Ratio | 12.56 | 16.54 | 17.64 | 12.09 | 8.35 |
| Price-to-Earnings Growth (PEG) Ratio | 0.53 | 0.07 | -0.74 | 0.59 | 0.29 |
| Enterprise Value Multiple | 8.28 | 10.58 | 26.58 | 9.39 | 6.16 |
| Enterprise Value | 239.37M | 249.21M | 257.72M | 394.35M | 212.39M |
| EV to EBITDA | 8.28 | 10.58 | 26.58 | 9.39 | 6.16 |
| EV to Sales | 2.08 | 2.22 | 3.00 | 4.60 | 2.80 |
| EV to Free Cash Flow | 10.87 | 14.86 | 14.82 | 11.95 | 6.64 |
| EV to Operating Cash Flow | 10.60 | 14.44 | 14.31 | 11.89 | 6.56 |
| Tangible Book Value Per Share | 18.72 | 17.34 | 16.33 | 15.27 | 15.35 |
| Shareholders’ Equity Per Share | 18.72 | 17.34 | 16.33 | 15.27 | 15.35 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.22 | 0.22 | 0.35 | 0.21 | 0.21 |
| Revenue Per Share | 8.13 | 7.91 | 6.10 | 6.16 | 5.58 |
| Net Income Per Share | 1.50 | 1.20 | 0.37 | 2.28 | 1.87 |
| Tax Burden | 0.78 | 0.78 | 0.65 | 0.79 | 0.79 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.20 | 0.19 | 0.25 | 0.25 | 0.29 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 |
| Income Quality | 1.06 | 1.01 | 3.49 | 1.04 | 1.27 |
Currency in USD
