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JFBC Stock Chart & Stats
$27.32
$0.00(0.00%)
At close: 4:00 PM EDT
$27.32
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$20.25 - $28.75
Previous CloseN/A
Volume779.00
Average Volume (3M)924.00
Market Cap
$115.71M
Enterprise Value$29.45
Total Cash (Recent Filing)$263.98M
Total Debt (Recent Filing)$0.00
Price to Earnings (P/E)11.7
Beta0.04
Next Earnings
Nov 17, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield4.38%
Share Statistics
EPS (TTM)2.78
Shares Outstanding4,235,000
10 Day Avg. Volume1,014
30 Day Avg. Volume924
Financial Highlights & Ratios
PEG Ratio0.74
Price to Book (P/B)0.92
Price to Sales (P/S)2.81
P/FCF Ratio7.26
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Steady Revenue Growth With High MarginsSustained top-line expansion alongside consistently mid-30% net margins signals stable core profitability and scalable lending/fee businesses. This combination supports durable earnings power, funds reinvestment and dividends, and makes multi-quarter earnings projections more reliable.
Conservative Leverage And Healthy ROEVery low reported leverage and strengthening equity provide a large capital cushion against loan losses or market stress, lowering refinancing risk. Healthy ROE indicates the bank deploys capital efficiently, supporting sustainable underwriting and capacity for measured growth or buybacks/dividends.
Improving Cash Generation And Shareholder Payout IncreaseRising operating and free cash flow that track net income demonstrates high earnings quality and internal funding for loans and capital returns. A sizable dividend hike shows management confidence in durable cash generation and disciplined capital allocation to shareholders over coming quarters.
Bears Say
Large Swings In Reported Debt LevelsMaterial year-to-year changes in reported debt complicate balance-sheet trend analysis and raise questions about one-off financing, securitizations, or reclassifications. This makes assessing ongoing funding cost exposure and future liquidity needs less certain for the next several quarters.
Accounting/earnings Comparability IssuesA sudden EBITDA-to-EBIT divergence suggests classification shifts or non-cash items that distort operating profitability comparability. This increases volatility in reported operating metrics and complicates forecasting normalized earnings and cash available for dividends or loan loss absorption.
Regional Concentration And Rate SensitivityAs a community bank tied to local markets, earnings hinge on regional economic cycles and local loan demand, limiting diversification. Reliance on net interest margin makes net income sensitive to deposit competition and rate moves, which can pressure margins over multi-quarter horizons.
JFBC FAQ
What was Jeffersonville Bancorp’s price range in the past 12 months?
Jeffersonville Bancorp lowest stock price was $20.25 and its highest was $28.75 in the past 12 months.
What is Jeffersonville Bancorp’s market cap?
Jeffersonville Bancorp’s market cap is $115.71M.
When is Jeffersonville Bancorp’s upcoming earnings report date?
Jeffersonville Bancorp’s upcoming earnings report date is Nov 17, 2026 which is in 81 days.
How were Jeffersonville Bancorp’s earnings last quarter?
Jeffersonville Bancorp released its earnings results on Aug 11, 2026. The company reported $0.013 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Jeffersonville Bancorp overvalued?
According to Wall Street analysts Jeffersonville Bancorp’s price is currently Overvalued.
Does Jeffersonville Bancorp pay dividends?
Jeffersonville Bancorp pays a Quarterly dividend of $0.2 which represents an annual dividend yield of 4.38%. See more information on Jeffersonville Bancorp dividends here
What is Jeffersonville Bancorp’s EPS estimate?
Jeffersonville Bancorp’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Jeffersonville Bancorp have?
Jeffersonville Bancorp has 4,235,000 shares outstanding.
What happened to Jeffersonville Bancorp’s price movement after its last earnings report?
Jeffersonville Bancorp reported an EPS of $0.013 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 1.316%.
Which hedge fund is a major shareholder of Jeffersonville Bancorp?
Currently, no hedge funds are holding shares in JFBC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Jeffersonville Bancorp Stock Smart Score
Neutral
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Technicals
SMA
Positive
20 days / 200 days
Momentum
16.46%
12-Months-Change
Fundamentals
Return on Equity
4.38%
Trailing 12-Months
Asset Growth
4.34%
Trailing 12-Months
Company Description
Jeffersonville Bancorp
Jeffersonville Bancorp functions as the parent entity for Jeff Bank, a financial institution dedicated to serving its local community. The bank extends a comprehensive suite of banking and financial services to individuals, small businesses, and municipal governments, primarily within Sullivan County, New York, with additional branch presence in Orange County. Its deposit product lineup features diverse options, including various checking, money market, savings, NOW, and retirement accounts, alongside both demand and time deposits. For personal financing, Jeff Bank offers loans for a range of needs such as vehicles (auto, RV, motorcycle, boat), home improvements, debt consolidation, and general credit. Business clients can access a broad spectrum of lending solutions, encompassing commercial real estate financing, lines of credit, short-term notes, installment loans, and credit for commercial vehicles, equipment, agricultural ventures, and construction projects. The company's mortgage offerings are extensive, covering residential properties, home equity lines of credit, construction loans, and financing for vacant land, manufactured homes, mobile homes, and seasonal residences. Beyond these, Jeff Bank provides credit and debit cards, business-specific services like electronic deposits/withdrawals and remote check deposits, and convenient online and mobile banking platforms. As of February 8, 2022, Jeffersonville Bancorp operated twelve full-service branches located across Sullivan and Orange Counties in New York. These branches are situated in Anawana Lake Road/Monticello, Eldred, Callicoon, Jeffersonville, Liberty, Livingston Manor, Loch Sheldrake, Monticello, Narrowsburg, Port Jervis, White Lake, and Wurtsboro. The company was founded in 1913 and is headquartered in Jeffersonville, New York.
Technical Analysis
Ownership Overview
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Insiders
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Mutual Funds
0.73% Other Institutional Investors
99.27% Public Companies and
Individual Investors