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JCAP Stock Chart & Stats
$21.28
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Market closed
$21.28
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Day’s Range― - ―
52-Week Range$15.50 - $23.80
Previous CloseN/A
VolumeN/A
Average Volume (3M)261.92K
Market Cap
$1.06B
Enterprise Value$2.37B
Total Cash (Recent Filing)$26.25M
Total Debt (Recent Filing)$1.44B
Price to Earnings (P/E)0.9
Beta0.90
Next Earnings
Aug 13, 2026EPS Estimate
0.69Next Dividend Ex-DateN/A
Dividend Yield2.11%
Share Statistics
EPS (TTM)20.60
Shares Outstanding55,418,470
10 Day Avg. Volume267,917
30 Day Avg. Volume261,917
Financial Highlights & Ratios
PEG Ratio0.01
Price to Book (P/B)1.41
Price to Sales (P/S)1.09
P/FCF Ratio2.50
Enterprise Value/Market Cap2.24
Enterprise Value/Revenue3.74
Enterprise Value/Gross Profit5.26
Enterprise Value/Ebitda9.02
Forecast
1Y Price Target
$25.00Price Target Upside17.48% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering3
EPS Forecast (FY)2.8
Revenue Forecast (FY)$691.36M
Bulls Say, Bears Say
Bulls Say
Competitive AdvantageThe company is the most efficient among its major peers, with a cash efficiency ratio averaging in the high sixties, significantly ahead of public competitors.
Financial PerformanceRevenue growth averaged 25% over the last five years with EBITDA expanding 37% annually, driven by rising portfolio purchases and strong profitability.
Regulatory ComplianceJCAP has a very clean record amidst a stable regulatory backdrop, having passed every compliance audit and multiple reviews by the CFPB.
Bears Say
Economic EnvironmentA recession could dampen collections on existing portfolios, and the expansion into new lines of business or new geographic markets could lead to collections shortfalls.
Jefferson Capital, Inc. News
JCAP FAQ
What was Jefferson Capital, Inc.’s price range in the past 12 months?
Jefferson Capital, Inc. lowest stock price was $15.50 and its highest was $23.80 in the past 12 months.
What is Jefferson Capital, Inc.’s market cap?
Jefferson Capital, Inc.’s market cap is $1.06B.
When is Jefferson Capital, Inc.’s upcoming earnings report date?
Jefferson Capital, Inc.’s upcoming earnings report date is Aug 13, 2026 which is in 43 days.
How were Jefferson Capital, Inc.’s earnings last quarter?
Jefferson Capital, Inc. released its earnings results on May 14, 2026. The company reported $0.73 earnings per share for the quarter, beating the consensus estimate of $0.702 by $0.028.
Is Jefferson Capital, Inc. overvalued?
According to Wall Street analysts Jefferson Capital, Inc.’s price is currently Undervalued.
Does Jefferson Capital, Inc. pay dividends?
Jefferson Capital, Inc. pays a Quarterly dividend of $0.24 which represents an annual dividend yield of 2.11%. See more information on Jefferson Capital, Inc. dividends here
What is Jefferson Capital, Inc.’s EPS estimate?
Jefferson Capital, Inc.’s EPS estimate is 0.69.
How many shares outstanding does Jefferson Capital, Inc. have?
Jefferson Capital, Inc. has 55,418,470 shares outstanding.
What happened to Jefferson Capital, Inc.’s price movement after its last earnings report?
Jefferson Capital, Inc. reported an EPS of $0.73 in its last earnings report, beating expectations of $0.702. Following the earnings report the stock price went down -4.387%.
Which hedge fund is a major shareholder of Jefferson Capital, Inc.?
Currently, no hedge funds are holding shares in JCAP
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Jefferson Capital, Inc. Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$25.00 (17.48% Upside)
$25.00 (17.48% Upside)
Blogger Sentiment
Bullish
JCAP Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 197.1K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▼ 6.4%
Last 30 Days ▼ 14.1%
Last 30 Days ▼ 14.1%
Technicals
SMA
Negative
20 days / 200 days
Momentum
6.44%
12-Months-Change
Fundamentals
Return on Equity
36.53%
Trailing 12-Months
Asset Growth
9999.00%
Trailing 12-Months
Company Description
Jefferson Capital, Inc.
Jefferson Capital, Inc. is a company that specializes in financial recovery and debt resolution services, operating across the United States, the United Kingdom, Canada, and Latin America. Its primary business involves acquiring large bundles of consumer debt that have previously been written off by original lenders. These portfolios of defaulted accounts are purchased at significantly reduced prices compared to their original value. The company then works directly with individuals to help them settle their obligations and progress towards financial rehabilitation. The types of consumer debt Jefferson Capital manages include, but are not limited to, credit card balances, both secured and unsecured automotive loans, and outstanding bills from telecommunications and utility providers. Additionally, the company extends its expertise to credit originators, offering loan administration and other portfolio management services specifically for their non-performing loans. Established in 2002, Jefferson Capital, Inc. is headquartered in Sartell, Minnesota.
JCAP Company Deck
JCAP Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented multiple strong operational and financial results: record collections and revenue, sector-leading cash efficiency, improved leverage (1.79x), strong adjusted cash EBITDA growth, active capital returns (dividend and share repurchase), and expanded revolver capacity. These positives were balanced by meaningful increases in legal-channel and operating expenses (core costs +86% YoY), a quarter-over-quarter slowdown in portfolio purchases versus the prior year period, and macro headwinds—elevated delinquency, rising insolvencies, weaker personal savings, and structural risks in auto finance—that drive both higher portfolio supply and increased collection/legal costs. While the macro backdrop introduces risk and legal-related costs are expected to remain elevated, the company demonstrated strong execution, liquidity and disciplined capital allocation. Overall, the positives (growth, efficiency, liquidity, returns) materially outweigh the challenges, but ongoing legal expense and deployment-replacement execution will be important to monitor.View all JCAP earnings summariesJCAP Stock 12 Month Forecast
Average Price Target
$25.00
▲(17.48% Upside)
Technical Analysis
Ownership Overview
65.17% Insiders
7.21% Mutual Funds
13.86% Other Institutional Investors
8.82% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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