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JCAP Stock Chart & Stats
$19.82
$0.69(3.61%)
At close: 4:00 PM EDT
$19.82
$0.69(3.61%)
Day’s Range― - ―
52-Week Range$15.50 - $24.28
Previous Close$19.82
Volume225.26K
Average Volume (3M)341.19K
Market Cap
$1.33B
Enterprise Value$2.46K
Total Cash (Recent Filing)$20.41M
Total Debt (Recent Filing)$1.41B
Price to Earnings (P/E)9.3
Beta0.84
Next Earnings
Nov 12, 2026EPS Estimate
0.72Next Dividend Ex-DateN/A
Dividend Yield4%
Share Statistics
EPS (TTM)2.59
Shares Outstanding61,613,570
10 Day Avg. Volume312,439
30 Day Avg. Volume341,194
Financial Highlights & Ratios
PEG Ratio0.01
Price to Book (P/B)1.41
Price to Sales (P/S)1.09
P/FCF Ratio2.50
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$27.00Price Target Upside36.23% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)2.76
Revenue Forecast (FY)$691.37M
Bulls Say, Bears Say
Bulls Say
Competitive AdvantageThe company is the most efficient among its major peers, with a cash efficiency ratio averaging in the high sixties, significantly ahead of public competitors.
Financial PerformanceRevenue growth averaged 25% over the last five years with EBITDA expanding 37% annually, driven by rising portfolio purchases and strong profitability.
Regulatory ComplianceJCAP has a very clean record amidst a stable regulatory backdrop, having passed every compliance audit and multiple reviews by the CFPB.
Bears Say
Economic EnvironmentA recession could dampen collections on existing portfolios, and the expansion into new lines of business or new geographic markets could lead to collections shortfalls.
Jefferson Capital, Inc. News
JCAP FAQ
What was Jefferson Capital, Inc.’s price range in the past 12 months?
Jefferson Capital, Inc. lowest stock price was $15.50 and its highest was $24.28 in the past 12 months.
What is Jefferson Capital, Inc.’s market cap?
Jefferson Capital, Inc.’s market cap is $1.33B.
When is Jefferson Capital, Inc.’s upcoming earnings report date?
Jefferson Capital, Inc.’s upcoming earnings report date is Nov 12, 2026 which is in 89 days.
How were Jefferson Capital, Inc.’s earnings last quarter?
Jefferson Capital, Inc. released its earnings results on Aug 13, 2026. The company reported $0.77 earnings per share for the quarter, beating the consensus estimate of $0.683 by $0.087.
Is Jefferson Capital, Inc. overvalued?
According to Wall Street analysts Jefferson Capital, Inc.’s price is currently Undervalued.
Does Jefferson Capital, Inc. pay dividends?
Jefferson Capital, Inc. pays a Quarterly dividend of $0.24 which represents an annual dividend yield of 4%. See more information on Jefferson Capital, Inc. dividends here
What is Jefferson Capital, Inc.’s EPS estimate?
Jefferson Capital, Inc.’s EPS estimate is 0.72.
How many shares outstanding does Jefferson Capital, Inc. have?
Jefferson Capital, Inc. has 61,613,570 shares outstanding.
What happened to Jefferson Capital, Inc.’s price movement after its last earnings report?
Jefferson Capital, Inc. reported an EPS of $0.77 in its last earnings report, beating expectations of $0.683. Following the earnings report the stock price went up 11.06%.
Which hedge fund is a major shareholder of Jefferson Capital, Inc.?
Currently, no hedge funds are holding shares in JCAP
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Jefferson Capital, Inc. Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$27.00 (36.23% Upside)
$27.00 (36.23% Upside)
Blogger Sentiment
Neutral
JCAP Sentiment 50%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 197.1K Shares
Last Quarter.
Last Quarter.
News Sentiment
Bullish
Bullish news 75%
Bearish news 25%
Bearish news 25%
Technicals
SMA
Negative
20 days / 200 days
Momentum
18.37%
12-Months-Change
Fundamentals
Return on Equity
4.00%
Trailing 12-Months
Asset Growth
9999.00%
Trailing 12-Months
Company Description
Jefferson Capital, Inc.
Jefferson Capital, Inc. is a company that specializes in financial recovery and debt resolution services, operating across the United States, the United Kingdom, Canada, and Latin America. Its primary business involves acquiring large bundles of consumer debt that have previously been written off by original lenders. These portfolios of defaulted accounts are purchased at significantly reduced prices compared to their original value. The company then works directly with individuals to help them settle their obligations and progress towards financial rehabilitation. The types of consumer debt Jefferson Capital manages include, but are not limited to, credit card balances, both secured and unsecured automotive loans, and outstanding bills from telecommunications and utility providers. Additionally, the company extends its expertise to credit originators, offering loan administration and other portfolio management services specifically for their non-performing loans. Established in 2002, Jefferson Capital, Inc. is headquartered in Sartell, Minnesota.
JCAP Company Deck
JCAP Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized multiple strong operational and financial achievements — double-digit growth in collections, deployments and revenue; record forward-flow commitments; improved leverage; best-in-class cash efficiency; product and geographic expansion; and shareholder returns (dividend and buyback). These positives are balanced by notable cost pressures driven by rising legal channel activity and IPO-related stock compensation, timing mismatches in certain recovery types (notably some auto deficiency and repossession cases), and the requirement to deploy material capital (~$565M) to replace runoff with only $312M currently contracted for the next 12 months. Overall, the favorable growth, efficiency, liquidity and momentum (including the July deployment milestone and auto expansion) outweigh the operating cost and timing challenges, yielding a constructive outlook.View all JCAP earnings summariesJCAP Stock 12 Month Forecast
Average Price Target
$27.00
▲(36.23% Upside)
Technical Analysis
Ownership Overview
58.61% Insiders
6.48% Mutual Funds
4.33% Other Institutional Investors
26.22% Public Companies and
Individual Investors