Unipol Gruppo Finanziario SpA (IT:UNI)
:UNI
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UNI Stock Chart & Stats
€22.55
€0.25(2.09%)
At close: 4:00 PM EST
€22.55
€0.25(2.09%)
Day’s Range― - ―
52-Week Range€15.97 - €22.79
Previous CloseN/A
Volume2.80M
Average Volume (3M)1.20M
Market Cap
€14.97B
Enterprise Value€20.17B
Total Cash (Recent Filing)€1.18B
Total Debt (Recent Filing)€6.12B
Price to Earnings (P/E)10.0
Beta1.08
Next Earnings
Aug 06, 2026EPS Estimate
0.47Next Dividend Ex-DateN/A
Dividend Yield4.15%
Share Statistics
EPS (TTM)2.05
Shares Outstanding717,473,500
10 Day Avg. Volume1,500,802
30 Day Avg. Volume1,204,618
Financial Highlights & Ratios
PEG Ratio0.26
Price to Book (P/B)1.42
Price to Sales (P/S)1.14
P/FCF Ratio3.64
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€26.35Price Target Upside16.85% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)2
Revenue Forecast (FY)€16.62B
Bulls Say, Bears Say
Bulls Say
Strong Cash Generation And FCF ConversionSustained high operating cash flow and a large free cash flow conversion rate create durable internal funding for dividends, reserve strengthening, claim-paying capacity and selective investment. This reduces dependence on external financing and supports long-term capital allocation flexibility.
Marked Improvement In Profitability And MarginsMaterial margin expansion indicates better underwriting discipline and operating leverage in core insurance operations. Higher and more resilient margins support sustained return on equity, buffer underwriting cycles, and enable reinvestment into distribution and product development over multiple years.
Improving Leverage And Stronger Capital BaseLower leverage and a larger equity base enhance solvency headroom and regulatory resilience for an insurer. Better capitalization supports underwriting capacity, M&A optionality and the ability to absorb reserve variability, improving long-term financial stability.
Bears Say
Multi-year Revenue VolatilityIrregular premium and revenue trends reduce predictability of underwriting earnings and complicate reserve-setting and pricing. Persistent volatility can pressure margins in soft markets and hinders long-term planning for distribution investments and product strategy.
Very Large Asset Base And Liability ComplexityManaging a substantial investment portfolio to match long-duration insurance liabilities raises structural risks: asset-liability mismatch, interest-rate sensitivity and regulatory capital demands. Complexity increases the need for robust ALM and risk governance over the medium term.
Noted Data/inconsistency In Cash-flow Coverage MetricA specific inconsistency in a key coverage metric undermines transparency and complicates assessment of covenant or coverage strength. Even if core cash generation is solid, persistent reporting or calculation issues can impede stakeholders' confidence and risk monitoring over time.
Unipol Gruppo Finanziario SpA News
UNI FAQ
What was Unipol Gruppo Finanziario SpA’s price range in the past 12 months?
Unipol Gruppo Finanziario SpA lowest stock price was €15.96 and its highest was €22.79 in the past 12 months.
What is Unipol Gruppo Finanziario SpA’s market cap?
Unipol Gruppo Finanziario SpA’s market cap is €14.97B.
When is Unipol Gruppo Finanziario SpA’s upcoming earnings report date?
Unipol Gruppo Finanziario SpA’s upcoming earnings report date is Aug 06, 2026 which is in 63 days.
How were Unipol Gruppo Finanziario SpA’s earnings last quarter?
Unipol Gruppo Finanziario SpA released its earnings results on May 14, 2026. The company reported €0.51 earnings per share for the quarter, the consensus estimate of €0.51 by €0.
Is Unipol Gruppo Finanziario SpA overvalued?
According to Wall Street analysts Unipol Gruppo Finanziario SpA’s price is currently Undervalued.
Does Unipol Gruppo Finanziario SpA pay dividends?
Unipol Gruppo Finanziario SpA pays a Annually dividend of €0.85 which represents an annual dividend yield of 4.15%. See more information on Unipol Gruppo Finanziario SpA dividends here
What is Unipol Gruppo Finanziario SpA’s EPS estimate?
Unipol Gruppo Finanziario SpA’s EPS estimate is 0.47.
How many shares outstanding does Unipol Gruppo Finanziario SpA have?
Unipol Gruppo Finanziario SpA has 717,473,500 shares outstanding.
What happened to Unipol Gruppo Finanziario SpA’s price movement after its last earnings report?
Unipol Gruppo Finanziario SpA reported an EPS of €0.51 in its last earnings report, expectations of €0.51. Following the earnings report the stock price went up 0.222%.
Which hedge fund is a major shareholder of Unipol Gruppo Finanziario SpA?
Currently, no hedge funds are holding shares in IT:UNI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Unipol Gruppo Finanziario SpA
Unipol Gruppo S.p.A., together with its subsidiaries, provides insurance and banking services primarily in Italy. The company operates through Non-Life Insurance Business, Life Insurance Business, Banking Business, Real Estate Business, and Holding and Other Businesses segments. It offers non-life insurance products for vehicles, sports craft, and travel; home and condominiums; work related to businesses, traders, professionals, and legal protection; accident and health protection; and investments and welfare. The company also provides life insurance products; and reinsurance services to individuals and legal entities through its agency network. In addition, it is involved in the management of non-performing loans; operation and management of real estate properties; operation of resorts and hotels; and agricultural, harbor, and healthcare businesses. The company was formerly known as Unipol Gruppo Finanziario S.p.A. and changed its name to Unipol Gruppo S.p.A. in June 2017. Unipol Gruppo S.p.A. was founded in 1961 and is based in Bologna, Italy.
UNI Stock 12 Month Forecast
Average Price Target
€26.35
▲(16.85% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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