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Banca Generali SpA (BGN) Ratios
Banca Generali SpA Ratios
IT:BGN's free cash flow for Q2 2026 was $0.00. For the 2026 fiscal year, IT:BGN's free cash flow was increased by $0.00 and operating cash flow was $0.00. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.78 | 0.13 | 4.74 | 0.08 | 0.14 |
| Quick Ratio | 0.78 | 0.13 | 4.03 | 0.18 | 0.29 |
| Cash Ratio | 0.26 | 0.10 | -1.15 | 0.08 | 0.14 |
| Solvency Ratio | 0.03 | 0.03 | 0.03 | 0.02 | 0.02 |
| Operating Cash Flow Ratio | 0.31 | 0.03 | 1.29 | -0.05 | 0.09 |
| Short-Term Operating Cash Flow Coverage | 0.31 | 0.00 | 0.20 | -0.31 | 9.24 |
| Net Current Asset Value | $ -15.73B | $ -13.71B | $ -13.15B | $ -15.11B | $ -13.19B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.11 | 0.03 | 0.12 | 0.14 | 0.02 |
| Debt-to-Equity Ratio | 1.44 | 0.31 | 1.59 | 2.25 | 0.35 |
| Debt-to-Capital Ratio | 0.59 | 0.24 | 0.61 | 0.69 | 0.26 |
| Long-Term Debt-to-Capital Ratio | 0.22 | 0.24 | 0.00 | 0.03 | 0.39 |
| Financial Leverage Ratio | 12.59 | 11.52 | 12.79 | 16.17 | 14.65 |
| Debt Service Coverage Ratio | 0.26 | 2.60 | 0.21 | 0.13 | 2.64 |
| Interest Coverage Ratio | 4.63 | 3.44 | 3.42 | 14.50 | 44.21 |
| Debt to Market Cap | 0.31 | 0.09 | 0.42 | 0.53 | 0.19 |
| Interest Debt Per Share | 19.58 | 5.40 | 18.06 | 21.15 | 3.40 |
| Net Debt to EBITDA | 2.94 | -1.50 | 4.57 | 3.94 | -3.38 |
| Profitability Margins | |||||
| Gross Profit Margin | 99.77% | 87.28% | 87.63% | 97.09% | 98.91% |
| EBIT Margin | 34.85% | 43.72% | 42.30% | 42.14% | 48.13% |
| EBITDA Margin | 34.85% | 43.72% | 46.09% | 46.94% | 52.50% |
| Operating Profit Margin | 34.70% | 43.72% | 42.30% | 42.14% | 48.13% |
| Pretax Profit Margin | 34.85% | 43.72% | 42.30% | 42.14% | 48.13% |
| Net Profit Margin | 27.01% | 33.09% | 31.08% | 27.85% | 39.60% |
| Continuous Operations Profit Margin | 27.21% | 33.09% | 31.08% | 27.84% | 39.60% |
| Net Income Per EBT | 77.50% | 75.68% | 73.48% | 66.09% | 82.27% |
| EBT Per EBIT | 100.42% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 2.42% | 2.56% | 2.10% | 1.23% | 2.00% |
| Return on Equity (ROE) | 30.41% | 29.54% | 26.89% | 19.95% | 29.23% |
| Return on Capital Employed (ROCE) | 3.40% | 15.12% | 2.91% | 7.64% | 13.87% |
| Return on Invested Capital (ROIC) | 2.40% | 11.44% | 1.93% | 8.78% | -86.26% |
| Return on Tangible Assets | 2.45% | 2.59% | 2.12% | 1.24% | 2.01% |
| Earnings Yield | 6.84% | 8.43% | 8.50% | 5.80% | 7.25% |
| Efficiency Ratios | |||||
| Receivables Turnover | 16.36 | 12.08 | 9.65 | 8.87 | 11.37 |
| Payables Turnover | 0.10 | 5.02 | 3.82 | 0.93 | 0.33 |
| Inventory Turnover | 0.00 | 0.00 | 0.75 | -0.02 | -0.00 |
| Fixed Asset Turnover | 4.53 | 9.26 | 7.42 | 4.68 | 4.89 |
| Asset Turnover | 0.09 | 0.08 | 0.07 | 0.04 | 0.05 |
| Working Capital Turnover Ratio | -0.28 | -0.25 | -0.19 | -0.07 | -0.08 |
| Cash Conversion Cycle | -3574.00 | -42.57 | 428.55 | -20779.16 | -83363.34 |
| Days of Sales Outstanding | 22.31 | 30.21 | 37.82 | 41.14 | 32.10 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 486.28 | -20428.69 | -82296.86 |
| Days of Payables Outstanding | 3596.31 | 72.78 | 95.55 | 391.61 | 1098.57 |
| Operating Cycle | 22.31 | 30.21 | 524.10 | -20387.55 | -82264.76 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 4.38 | 3.70 | 2.75 | -5.17 | 10.19 |
| Free Cash Flow Per Share | 4.36 | 3.67 | 2.51 | -5.34 | 10.06 |
| Dividend Paid and CapEx Coverage Ratio | 1.54 | 1.65 | 1.32 | -2.59 | 3.90 |
| Capital Expenditure Coverage Ratio | 282.80 | 143.96 | 11.40 | -29.85 | 78.35 |
| Operating Cash Flow Coverage Ratio | 0.24 | 0.94 | 0.16 | -0.25 | 3.07 |
| Operating Cash Flow to Sales Ratio | 0.30 | 0.32 | 0.30 | -0.77 | 1.44 |
| Free Cash Flow Yield | 7.62% | 8.19% | 7.47% | -16.66% | 25.97% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 14.63 | 11.87 | 11.77 | 17.24 | 13.79 |
| Price-to-Sales (P/S) Ratio | 3.95 | 3.92 | 3.66 | 4.80 | 5.46 |
| Price-to-Book (P/B) Ratio | 4.45 | 3.50 | 3.16 | 3.44 | 4.03 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 13.12 | 12.21 | 13.38 | -6.00 | 3.85 |
| Price-to-Operating Cash Flow Ratio | 13.07 | 12.12 | 12.21 | -6.20 | 3.80 |
| Price-to-Earnings Growth (PEG) Ratio | 4.25 | 0.37 | 0.22 | -0.51 | 0.76 |
| Enterprise Value Multiple | 14.27 | 7.48 | 12.51 | 14.17 | 7.03 |
| Enterprise Value | 8.21B | 4.26B | 6.05B | 5.09B | 3.01B |
| EV to EBITDA | 14.27 | 7.48 | 12.51 | 14.17 | 7.03 |
| EV to Sales | 4.97 | 3.27 | 5.77 | 6.65 | 3.69 |
| EV to Free Cash Flow | 16.52 | 10.17 | 21.10 | -8.31 | 2.60 |
| EV to Operating Cash Flow | 16.47 | 10.10 | 19.25 | -8.59 | 2.57 |
| Tangible Book Value Per Share | 10.98 | 11.45 | 9.31 | 8.10 | 8.43 |
| Shareholders’ Equity Per Share | 12.86 | 12.81 | 10.63 | 9.32 | 9.61 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.22 | 0.24 | 0.27 | 0.34 | 0.18 |
| Revenue Per Share | 14.49 | 11.43 | 9.20 | 6.68 | 7.09 |
| Net Income Per Share | 3.91 | 3.78 | 2.86 | 1.86 | 2.81 |
| Tax Burden | 0.78 | 0.76 | 0.73 | 0.66 | 0.82 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.07 | 0.09 | 0.10 | 0.14 | 0.25 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 1.12 | 0.98 | 0.96 | -2.78 | 3.63 |
Currency in EUR