Banco Santander stock analysis
Banco Santander (1SANX) Stock Price & Analysis
1SANX Stock Chart & Stats
- Day’s Range
- EUR 11.21 - EUR 11.27
- 52-Week Range
- EUR 8.74 - EUR 13.12
- Previous Close
- EUR 11.30
- Volume
- N/A
- Average Volume (3M)
- 5,875
- Market Cap
- EUR 163.67B
- Enterprise Value
- EUR 532.90B
- Total Cash (Recent Filing)
- EUR 466.93B
- Total Debt (Recent Filing)
- EUR 450.85B
- Price to Earnings (P/E)
- 10.2
- Beta
- 1.29
- Next Earnings
- Feb 03, 2027 (Est.)
- EPS Estimate
- 0.25
- Next Dividend Ex-Date
- N/A
- Dividend Yield
- 2.29%
Bulls Say, Bears Say
Bulls Say
Strong Profit And Revenue Growth
Record underlying profit and broad revenue growth indicate strong customer demand across Santander’s global franchise. Continued expansion in earnings and revenue can strengthen internal capital generation, support investment in digital platforms, and improve resilience over the next several quarters.
Sustained Efficiency Improvement
The ONE Transformation is producing measurable efficiency gains through simplification and automation, rather than relying only on revenue growth. A structurally lower cost base can support margins, absorb competitive pricing pressure, and provide operating leverage as the bank expands.
Strong Capital Generation And Targets
Strong capital generation and a CET1 ratio expected at or above target provide capacity to support lending, absorb regulatory requirements, and maintain shareholder distributions. This strengthens financial flexibility while management pursues growth and integration priorities.
Bears Say
Higher Balance-sheet Leverage
The higher leverage profile increases sensitivity to credit-cycle deterioration and funding conditions, even though equity has grown and returns on equity remain healthy. Greater balance-sheet leverage can constrain flexibility if losses rise or funding markets become less supportive.
Volatile Cash Generation
The large year-to-year swing in operating and free cash flow reduces confidence in the consistency of internally generated cash. Such volatility can make capital planning less predictable and may complicate the timing of investment, distributions, and balance-sheet management.
Brazil Margin And Credit Pressure
Brazil faces simultaneous pressure from faster funding repricing, elevated deposit costs, and high credit risk, which can weigh on net interest income and profitability. The ongoing portfolio de-risking also creates uncertainty around the timing of renewed loan growth.
Banco Santander News
1SANX FAQ
What was Banco Santander’s price range in the past 12 months?
What is Banco Santander’s market cap?
When is Banco Santander’s upcoming earnings report date?
How were Banco Santander’s earnings last quarter?
Is Banco Santander overvalued?
Does Banco Santander pay dividends?
What is Banco Santander’s EPS estimate?
How many shares outstanding does Banco Santander have?
What happened to Banco Santander’s price movement after its last earnings report?
Which hedge fund is a major shareholder of Banco Santander?
What is the TipRanks Smart Score and how is it calculated?
Banco Santander Stock Smart Score
Company Description
Banco Santander
Founded in 1856 and headquartered in Madrid, Spain, Banco Santander, S.A. is a prominent global financial services provider. The institution caters to a broad spectrum of clients, from individual consumers and small and medium-sized businesses to large multinational corporations, delivering an extensive range of retail and commercial banking products and services worldwide. Its deposit facilities include current, savings, demand, and time accounts. The bank also extends various lending and financial instruments, such as mortgages, consumer credit, syndicated corporate financing, structured funding arrangements, cash management services, export and agency finance, trade and working capital provisions, and corporate financial advisory. Additionally, Banco Santander offers insurance products, along with comprehensive asset, wealth, and private banking management services. The group's activities further encompass corporate banking, treasury operations, risk hedging strategies, international trade services, confirming, custody, and investment banking. The company, which was known as Banco Santander Central Hispano S.A. until its name change in June 2007, operates through an expansive network of 9,879 branches.
- Sector
- Financial
- Industry
- Banks - Diversified
- CEO
- Hector Blas Grisi Checa
- Employees
- 185,821
- Website
- www.santander.com
- Address
- Santander Group City, Madrid, MA, 28660, ES
Banco Santander (1SANX) Earnings & Revenues
1SANX Earnings Call
Earnings Call SentimentPositive
The call was strongly positive, with record profit, broad revenue growth, improving efficiency, robust capital generation, resilient credit quality excluding Argentina, and reaffirmed medium-term targets. Management also highlighted strong performance in the U.K., U.S., CIB, Wealth, Payments, and insurance. The main challenges were Argentina-related provisions, Brazil's de-risking and profitability outlook, competitive deposit markets, Mexico's sequential NII decline, and pending integration and regulatory charges, but these issues were presented as contained or actively managed.
View all IT:1SANX earnings summaries1SANX Stock 12 Month Forecast
Average Price Target
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 9 | 5 | 8 |
| Technical Analysis | 1 | 5 | 4 |
| Moving Averages | 8 | 0 | 4 |
