Economic OutlookGiven PayPal's larger exposure to discretionary consumer spending, a weaker macroeconomic outlook could have a more pronounced negative impact on the company's financials.
Financial PerformanceAnalyst's adjusted EPS guidance now includes stock-based compensation, potentially diluting earnings and impacting investor sentiment.
Market CompetitionIntensifying competition may weaken PayPal’s first mover advantage, challenging its market position and profitability.