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ISNPY Stock Chart & Stats
$44.38
-$0.13(-0.29%)
At close: 4:00 PM EDT
$44.38
-$0.13(-0.29%)
Day’s Range― - ―
52-Week Range$34.40 - $44.38
Previous CloseN/A
Volume130.27K
Average Volume (3M)43.77K
Market Cap
$129.29B
Enterprise Value$250.86K
Total Cash (Recent Filing)$35.62B
Total Debt (Recent Filing)$163.62B
Price to Earnings (P/E)11.7
Beta0.84
Next Earnings
Jul 29, 2026EPS Estimate
0.96Next Dividend Ex-DateN/A
Dividend Yield5.89%
Share Statistics
EPS (TTM)19.44
Shares Outstanding2,947,077,000
10 Day Avg. Volume81,136
30 Day Avg. Volume43,768
Financial Highlights & Ratios
PEG Ratio0.18
Price to Book (P/B)0.30
Price to Sales (P/S)0.38
P/FCF Ratio0.99
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)3.96
Revenue Forecast (FY)$32.77B
Bulls Say, Bears Say
Bulls Say
Balance-sheet DeleveragingA large, durable reduction in reported debt and markedly improved debt-to-equity increases financial resilience and flexibility. Lower leverage reduces refinancing and liquidity risk, supports regulatory capital buffers, and enables sustained lending and dividend capacity over the medium term.
Improved Profitability And MarginsMaterial margin expansion and higher net income reflect strengthened core earnings power and operating leverage. Sustainable higher margins increase retained earnings and capital build, supporting continued lending, investment, and shareholder returns across economic cycles if maintained.
Diversified Revenue StreamsA multi-pronged business model—interest income, fee/commission, bancassurance, wealth management, and trading—reduces reliance on any single income source. Structural diversification helps stabilize revenue across rate cycles and economic shifts, supporting predictable long-term cash flow.
Bears Say
Volatile Cash GenerationWide multi-year swings in operating and free cash flow signal inconsistent internal funding capacity. This volatility complicates capital planning, can force episodic reliance on external funding, and raises the risk that earnings improvements may not convert reliably into cash.
Recent Revenue Traction WeakNegative recent revenue growth indicates pressure on top-line momentum despite margin gains. Structural recovery in revenues is needed to sustain earnings and capital metrics; prolonged weak growth would limit balance-sheet strengthening and earnings diversification options.
Large Asset Base Amplifies Systemic RiskA very large asset book increases exposure to macro credit cycles, interest-rate shifts, and funding market stress. Even modest deterioration in credit quality or funding costs can have outsized P&L and capital impacts, requiring vigilant underwriting and liquidity management.
Intesa Sanpaolo News
ISNPY FAQ
What was Intesa Sanpaolo’s price range in the past 12 months?
Intesa Sanpaolo lowest stock price was $34.40 and its highest was $44.38 in the past 12 months.
What is Intesa Sanpaolo’s market cap?
Intesa Sanpaolo’s market cap is $129.29B.
When is Intesa Sanpaolo’s upcoming earnings report date?
Intesa Sanpaolo’s upcoming earnings report date is Jul 29, 2026 which is today.
How were Intesa Sanpaolo’s earnings last quarter?
Currently, no data Available
Is Intesa Sanpaolo overvalued?
According to Wall Street analysts Intesa Sanpaolo’s price is currently Overvalued.
Does Intesa Sanpaolo pay dividends?
Intesa Sanpaolo pays a Semiannually dividend of $1.32 which represents an annual dividend yield of 5.89%. See more information on Intesa Sanpaolo dividends here
What is Intesa Sanpaolo’s EPS estimate?
Intesa Sanpaolo’s EPS estimate is 0.96.
How many shares outstanding does Intesa Sanpaolo have?
Intesa Sanpaolo has 2,947,077,000 shares outstanding.
What happened to Intesa Sanpaolo’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of Intesa Sanpaolo?
Currently, no hedge funds are holding shares in ISNPY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Intesa Sanpaolo Stock Smart Score
Neutral
1
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4
5
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7
8
9
10
Blogger Sentiment
Bullish
ISNPY Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 35.0M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Negative
Last 7 Days ▲ 1.3%
Last 30 Days ▼ 2.2%
Last 30 Days ▼ 2.2%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
27.68%
12-Months-Change
Fundamentals
Return on Equity
5.89%
Trailing 12-Months
Asset Growth
10.42%
Trailing 12-Months
Company Description
Intesa Sanpaolo
Intesa Sanpaolo SpA engages in the provision of financial products and banking services. It operates through the following segments: Banca dei Territori, IMI Corporate and Investment Banking, International Subsidiary Banks, Private Banking, Asset Management, and Insurance. The Banca dei Territori segment oversees the traditional lending and deposit collection activities in Italy. The IMI Corporate and Investment Banking segment deals with corporate and investment banking; and acts as a partner for corporates, public administration, and financial institutions. The International Subsidiary Banks segment operates on international markets through subsidiary and associated banks. The Private Banking segment specializes in the asset management of private and high net worth individuals. The Asset Management segment develops solutions targeted at the firm's customers, commercial networks, and institutional clientele. The Insurance segment includes Intesa Sanpaolo Vita, Fideuram Vita, Intesa Sanpaolo Assicura, and Intesa Sanpaolo Assicura. The company was founded in 1931 and is headquartered in Turin, Italy.
ISNPY Company Deck
ISNPY Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presents a predominantly positive message: Intesa Sanpaolo reported record 2025 results (EUR 9.3bn net income), strengthened capital (CET1 13.9%), near‑zero NPLs, record fee/in‑surance income, and an ambitious multi‑year plan with clear numeric targets (net income > EUR 11.5bn, ROE > 20%, cost/income ~37%). Management emphasizes technology (isytech), cost savings (EUR 1.6bn program), and sizable growth initiatives (EUR 370bn lending, +2.5m clients, +EUR 200bn customer assets). Key challenges flagged include pressure from lower Euribor on NII, the impact of the Italian Budget Law (capital and tax effects), substantial shareholder distribution (95% payout in 2026) and execution uncertainty around international expansion (Isywealth Europe) despite conservative planning. Overall, the positive operational and capital trends and the scale of the strategic plan materially outweigh the highlighted risks, which are largely framed as manageable or deliberately conservative.View all ISNPY earnings summariesTechnical Analysis
Ownership Overview
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Insiders
<0.01% Mutual Funds
<0.01% Other Institutional Investors
99.97% Public Companies and
Individual Investors