Isracard (ISCDF) AI Stock Analysis

Isracard

(Other OTC:ISCDF)

Rating:―N/A

Action:N/A

Date:―

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Positive Factors

Strong TTM revenue reboundThe sharp TTM revenue rebound indicates renewed payment activity and stronger customer or transaction volumes. Sustained top-line expansion could improve operating leverage and reinforce Isracard’s position across card issuance and merchant acquiring.

Negative Factors

Elevated leverageLeverage has risen substantially from approximately 0.38 in 2022 to 1.26 in TTM. A heavier debt burden reduces strategic flexibility and increases sensitivity to funding costs or credit losses, which is particularly important for a credit services business.

Isracard (ISCDF) vs. SPDR S&P 500 ETF (SPY)

Market Cap: $3.71B
Dividend Yield: ―
Average Volume (3M): 100
Price to Earnings (P/E): 19.5
Beta (1Y): 0.02
Revenue Growth: 23.66%
EPS Growth: ―
Country: US
Employees: 2,034
Sector: General
Sector Strength: 55
Industry: Financial - Credit Services

Isracard Business Overview & Revenue Model

Company Description

Isracard Ltd. operates as a key financial institution within Israel, primarily focused on the credit card market. Its comprehensive suite of offerings includes payment solutions such as the Anyway App, Anypay, Topcash, Touch-Pay, Garmin Pay, and the...

Isracard Peers Comparison

Overall Rating

UnderperformOutperform

Sector (55)

Financial Indicators

ISCDF against its peers
Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
IL:JCFN	80Outperform	ILS 667.22M	7.64	―	0.05%	20.00%	14.06%
IL:MCLL	69Neutral	ILS 698.11M	10.65	―	―	21.55%	14.68%
IL:NAWI	61Neutral	ILS 1.45B	6.04	―	3.83%	33.11%	48.58%
IL:MNIF	60Neutral	ILS 1.36B	6.68	―	7.90%	13.66%	20.34%
Sector *	55Neutral	$6.65B	3.83	-15.92%	6.20%	10.91%	7.18%
IL:DIFI	55Neutral	ILS 1.66B	7.81	―	8.58%	-1.75%	91.68%

* General Sector Average

Performance Comparison

ISCDF and its peers over the selected period
Ticker	Company Name	Price	Change	% Change
ISCDF	Isracard	4.40	0.00	0.00%
IL:NAWI	Nawi Brothers Group Ltd	4360.00	-702.45	-13.88%
IL:MNIF	Menif - Financial Services Ltd.	2148.00	222.65	11.56%
IL:DIFI	DIRECT FINANCE OF DIRECT GROUP (2006)LTD	54460.00	3119.83	6.08%
IL:MCLL	Michlol Finance Ltd	1370.00	-4.00	-0.29%
IL:JCFN	Jacob Finance & Investments Ltd.	2721.00	-534.35	-16.41%

Glossary

BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Isracard AI Stock Analysis