ISCDF Stock Chart & Stats
$4.40
-$0.19(-4.52%)
At close: 4:00 PM EST
$4.40
-$0.19(-4.52%)
Day’s Range― - ―
52-Week Range$4.40 - $4.40
Previous CloseN/A
Volume2.04K
Average Volume (3M)3.00
Market Cap
$1.22B
Enterprise Value$7.30K
Total Cash (Recent Filing)$591.00M
Total Debt (Recent Filing)$4.21B
Price to Earnings (P/E)19.5
Beta0.02
Next Earnings
Nov 25, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.71
Shares Outstanding325,700,650
10 Day Avg. Volume10
30 Day Avg. Volume3
Financial Highlights & Ratios
PEG Ratio0.93
Price to Book (P/B)1.26
Price to Sales (P/S)0.94
P/FCF Ratio6.56
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Strong TTM Revenue ReboundThe sharp TTM revenue rebound indicates renewed payment activity and stronger customer or transaction volumes. Sustained top-line expansion could improve operating leverage and reinforce Isracard’s position across card issuance and merchant acquiring.
Return To ProfitabilityReturning to positive earnings restores internal capital generation and supports ongoing investment in payment services. It also demonstrates that the business can recover from periods of pressure, although the durability of the improvement depends on rebuilding stronger operating margins.
Positive Operating And Free Cash FlowPositive operating and free cash flow provide funding for technology, customer services, and balance-sheet obligations without relying entirely on external capital. This supports financial resilience and gives Isracard flexibility to maintain its payments infrastructure.
Bears Say
Elevated LeverageLeverage has risen substantially from approximately 0.38 in 2022 to 1.26 in TTM. A heavier debt burden reduces strategic flexibility and increases sensitivity to funding costs or credit losses, which is particularly important for a credit services business.
Weak And Inconsistent Cash ConversionFree cash flow converting to less than half of reported net income suggests earnings are not currently translating efficiently into discretionary cash. Prior negative and unusually high annual cash-flow outcomes add uncertainty to the company’s sustainable funding capacity.
Thin And Volatile ProfitabilityDespite the earnings rebound, modest net margins and thin operating profitability leave limited protection against higher funding costs, credit losses, or competitive pricing. The contrast with stronger 2023–2024 performance also indicates that profitability has not yet stabilized.
Isracard News
ISCDF FAQ
What was Isracard Ltd.’s price range in the past 12 months?
Isracard Ltd. lowest stock price was $4.40 and its highest was $4.40 in the past 12 months.
What is Isracard Ltd.’s market cap?
Isracard Ltd.’s market cap is $1.22B.
When is Isracard Ltd.’s upcoming earnings report date?
Isracard Ltd.’s upcoming earnings report date is Nov 25, 2026 which is in 71 days.
How were Isracard Ltd.’s earnings last quarter?
Isracard Ltd. released its earnings results on Aug 13, 2026. The company reported $0.083 earnings per share for the quarter.
Is Isracard Ltd. overvalued?
According to Wall Street analysts Isracard Ltd.’s price is currently Overvalued.
Does Isracard Ltd. pay dividends?
Isracard Ltd. does not currently pay dividends.
What is Isracard Ltd.’s EPS estimate?
Isracard Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Isracard Ltd. have?
Isracard Ltd. has 325,700,650 shares outstanding.
What happened to Isracard Ltd.’s price movement after its last earnings report?
Isracard Ltd. reported an EPS of $0.083 in its last earnings report. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of Isracard Ltd.?
Currently, no hedge funds are holding shares in ISCDF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Isracard Ltd.
Isracard Ltd. operates as a key financial institution within Israel, primarily focused on the credit card market. Its comprehensive suite of offerings includes payment solutions such as the Anyway App, Anypay, Topcash, Touch-Pay, Garmin Pay, and the dedicated Isracard application. Beyond credit card services, the company extends various financial products, including loans and diverse credit plans, while also facilitating the issuance of debit cards. Additionally, Isracard is responsible for the discounting and clearing of transactions across prominent debit card brands, specifically Isracard itself, MasterCard, American Express, and Visa. Founded in 1975 and headquartered in Tel Aviv, Israel, the company has functioned autonomously from Bank Hapoalim B.M. since March 9, 2020.
Technical Analysis
Ownership Overview
―
Insiders
2.48% Mutual Funds
― Other Institutional Investors
88.85% Public Companies and
Individual Investors