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Isracard Ltd. (ISCDF)
OTHER OTC:ISCDF

Isracard (ISCDF) Price & Analysis

4 Followers

ISCDF Stock Chart & Stats

$4.40
-$0.19(-4.52%)
At close: 4:00 PM EST
$4.40
-$0.19(-4.52%)

Bulls Say, Bears Say

Bulls Say
Revenue Growth MomentumSustained top-line growth and a sharp TTM increase indicate strengthening payment volumes and card usage. Over 2-6 months this supports network effects, higher merchant acceptance and scale benefits, improving the company's ability to invest in product and retain clients despite margin pressure.
Two-sided Payments Business ModelA two-sided payments franchise generates recurring fees and interchange-like economics from both cardholders and merchants. This structural model diversifies revenue, produces sticky cash flows and aligns incentives across participants, supporting resilience and predictable income over the medium term.
Sizable Balance Sheet And ScaleA sizable balance sheet provides scale for underwriting credit, merchant-acquiring operations and regulatory capital buffers. Scale supports investments in processing infrastructure and loyalty programs, enabling durable service provision and absorption of cyclical shocks if liquidity and leverage are managed.
Bears Say
Profitability Deterioration Into LossesA shift from multi-year profits to recent losses undermines retained earnings and the firm's ability to self-fund growth or cushion volatility. Persisting losses would erode capital, increase dependence on external financing and constrain investments that sustain competitive positioning over the coming months.
Rising Leverage (debt > Equity)Materially higher leverage increases interest and refinancing risk and reduces strategic flexibility. For a regulated payments firm, elevated debt-to-equity can limit capacity to fund merchant incentives, technology upgrades or absorb charge-off volatility, raising medium-term funding vulnerability.
Negative Operating And Free Cash Flow TTMA large TTM operating cash outflow indicates working-capital strain or deteriorating cash conversion. Persistent negative FCF forces reliance on external funding, elevating financing costs and the risk of cutbacks to growth initiatives and customer programs that drive long-term revenue and retention.

ISCDF FAQ

What was Isracard Ltd.’s price range in the past 12 months?
Isracard Ltd. lowest stock price was $4.40 and its highest was $4.40 in the past 12 months.
    What is Isracard Ltd.’s market cap?
    Isracard Ltd.’s market cap is $1.12B.
      When is Isracard Ltd.’s upcoming earnings report date?
      Isracard Ltd.’s upcoming earnings report date is Aug 13, 2026 which is in 15 days.
        How were Isracard Ltd.’s earnings last quarter?
        Isracard Ltd. released its earnings results on May 27, 2026. The company reported $0.045 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
          Is Isracard Ltd. overvalued?
          According to Wall Street analysts Isracard Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Isracard Ltd. pay dividends?
            Isracard Ltd. does not currently pay dividends.
            What is Isracard Ltd.’s EPS estimate?
            Isracard Ltd.’s EPS estimate for its next earnings report is not yet available.
            How many shares outstanding does Isracard Ltd. have?
            Isracard Ltd. has 325,687,770 shares outstanding.
              What happened to Isracard Ltd.’s price movement after its last earnings report?
              Isracard Ltd. reported an EPS of $0.045 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went same 0%.
                Which hedge fund is a major shareholder of Isracard Ltd.?
                Currently, no hedge funds are holding shares in ISCDF
                What is the TipRanks Smart Score and how is it calculated?
                Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                  Company Description

                  Isracard Ltd.

                  Isracard Ltd. operates as a key financial institution within Israel, primarily focused on the credit card market. Its comprehensive suite of offerings includes payment solutions such as the Anyway App, Anypay, Topcash, Touch-Pay, Garmin Pay, and the dedicated Isracard application. Beyond credit card services, the company extends various financial products, including loans and diverse credit plans, while also facilitating the issuance of debit cards. Additionally, Isracard is responsible for the discounting and clearing of transactions across prominent debit card brands, specifically Isracard itself, MasterCard, American Express, and Visa. Founded in 1975 and headquartered in Tel Aviv, Israel, the company has functioned autonomously from Bank Hapoalim B.M. since March 9, 2020.

                  Isracard (ISCDF) Earnings & Revenues

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                  Ownership Overview

                  2.48%87.78%
                  Insiders
                  ― Other Institutional Investors
                  87.78% Public Companies and
                  Individual Investors
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