Independent Bank (INDB) Stock Statistics & Valuation Metrics

Independent Bank has a market cap or net worth of $3.89B. The enterprise value is $4.05B.

Market Cap

$3.89B

Enterprise Value

$4.05B

Independent Bank has 46,342,632 shares outstanding. The number of shares has decreased by -2.65% in one year.

Shares Outstanding

46,342,632

Owned by Insiders

1.48%

Owned by Institutions

88.97%

Independent Bank’s return on equity (ROE) is 0.06 and return on invested capital (ROIC) is 0.84%.

Return on Equity (ROE)

0.06

Return on Assets (ROA)

0.01

Return on Invested Capital (ROIC)

0.84%

Return on Capital Employed (ROCE)

0.01

Revenue Per Employee

508.79K

Profits Per Employee

89.42K

Employee Count

2,294

Asset Turnover

0.05

Inventory Turnover

0.00

The current PE Ratio of Independent Bank is 12.51. Independent Bank’s PEG ratio is 0.19.

PE Ratio

12.51

PS Ratio

3.10

PB Ratio

1.16

Price to FCF

11.07

Price to Operating Cash Flow

10.61

PEG Ratio

0.19

In the last 12 months, Independent Bank had revenue of 1.17B and earned 205.12M in profits. Earnings per share was 4.45.

Revenue

1.17B

Gross Profit

792.88M

Operating Income

266.92M

Pretax Income

262.17M

Net Income

205.12M

EBITDA

309.06M

Earnings Per Share (EPS)

4.45

In the last 12 months, operating cash flow was 375.91M and capital expenditures -22.22M, giving a free cash flow of 353.69M billion.

Operating Cash Flow

375.91M

Free Cash Flow

353.69M

Free Cash Flow per Share

7.49

Independent Bank pays an annual dividend of $0.64, resulting in a dividend yield of 2.97%

Dividend Per Share

$0.64

Dividend Yield

2.97%

Payout Ratio

37.10%

Free Cash Flow Yield

9.03%

Earnings Yield

8.19%

Beta

0.74

52-Week Price Change

22.40%

50-Day Moving Average

81.26

200-Day Moving Average

79.93

Relative Strength Index (RSI)

56.75

Average Volume (3m)

377.35K

Independent Bank upcoming earnings date is Jan 21, 2027, TBA (Not Confirmed).

Last Earnings Date

Oct 15, 2026

Next Earnings Date

Jan 21, 2027

Ex-Dividend Date

Jun 29, 2026

Independent Bank as a current ratio of 0.55, with Debt / Equity ratio of 25.28%

Current Ratio

0.55

Quick Ratio

0.55

Debt to Market Cap

0.23

Net Debt to EBITDA

2.17

Interest Coverage Ratio

0.85

In the past 12 months, Independent Bank has paid 57.05M in taxes.

Income Tax

57.05M

Effective Tax Rate

0.22

Independent Bank EV to EBITDA ratio is 9.78, with an EV/FCF ratio of 10.98.

EV to Sales

3.07

EV to EBITDA

9.78

EV to Free Cash Flow

10.98

EV to Operating Cash Flow

10.33

Independent Bank has $4.16B in cash and marketable securities with $627.15M in debt, giving a net cash position of $3.54B billion.

Cash & Marketable Securities

$4.16B

Total Debt

$627.15M

Net Cash

$3.54B

Net Cash Per Share

$76.34

Tangible Book Value Per Share

$47.60

Gross margin is 73.78%, with operating margin of 28.22%, and net profit margin of 25.85%.

Gross Margin

73.78%

Operating Margin

28.22%

Pretax Margin

33.45%

Net Profit Margin

25.85%

EBITDA Margin

31.42%

EBIT Margin

28.22%

The average price target for Independent Bank is $92.50, which is 11.43% higher than the current price. The consensus rating is Neutral

Price Target

$92.50

Price Target Upside

9.51% Upside

Analyst Consensus

Neutral

Analyst Count

4

Revenue Growth Forecast

24.63%

EPS Growth Forecast

64.59%

Smart Score

6

AI Score

76