Vakrangee Limited (VAKRANGEE) AI Stock Analysis

• Market Cap: ₹8.88B
• Dividend Yield: 0.61%
• Average Volume (3M): 648.61K
• Price to Earnings (P/E): 118.2
• Beta (1Y): 0.96
• Revenue Growth: 22.93%
• EPS Growth: 22.73%
• Country: IN
• Employees: 217
• Sector: Services
• Sector Strength: N/A
• Industry: Information Technology Services
• EPS (TTM): 0.03
• Shares Outstanding: 1,083,191,800
• 10 Day Avg. Volume: 814,414
• 30 Day Avg. Volume: 648,607
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): N/A
• P/FCF Ratio: N/A
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: ₹9.50
• Price Target Upside: 15.85% Upside
• Rating Consensus: Hold
• Number of Analyst Covering: 1

• Rating: 55 Neutral
• Price Target: ₹9.50 ▲(15.85% Upside)

Vakrangee Limited's overall stock score is primarily influenced by its solid financial position and technical analysis. However, the high P/E ratio suggests overvaluation, and inconsistent cash flow generation poses risks. The absence of earnings call and corporate events data limits additional insights.

Vakrangee Limited Business Overview & Revenue Model

Company Description

Vakrangee Limited, a technology company, provides banking, ATM, insurance, financial services, e-governance, e-commerce, and logistics services in India. The company offers bank account opening, cash deposits, withdrawals, money transfer, fixed and recurring deposits, balance enquiry, statement of accounts, money disbursement, consumer loans, housing loans, SME and working capital loans, and domestic money transfer services; and life insurance, motor insurance, health insurance, and social security and micro insurance schemes. It also operates assisted online shopping and healthcare, assisted travel services, and telecom and bill payments services platforms, as well as offers courier and logistics services. The company operates approximately 11,730 Vakrangee Kendra outlets. The company was formerly known as Vakrangee Softwares Limited and changed its name to Vakrangee Limited in October 2013. Vakrangee Limited was incorporated in 1990 and is based in Mumbai, India.

How the Company Makes Money

Vakrangee Limited generates revenue through a commission-based model by facilitating transactions and services for various partners via its Vakrangee Kendras. Key revenue streams include commissions from banking and ATM services, insurance premiums, e-governance services like Aadhaar and PAN card enrollment, and e-commerce transactions, including utility bill payments and online retail partnerships. The company also earns by partnering with government entities and private corporations to expand its service offerings in logistics and digital commerce. Significant partnerships with banks, insurance firms, and e-commerce companies play a crucial role in driving its revenue by leveraging Vakrangee's widespread retail network to reach remote consumers.

Vakrangee Limited Financial Statement Overview

Summary

Vakrangee Limited demonstrates a solid financial position with strengths in balance sheet stability and improved profitability margins. However, inconsistent revenue growth and cash flow generation pose challenges. Continued focus on operational efficiency and cash flow management will be crucial to sustain financial health.

Income Statement

Vakrangee Limited's income statement shows a mixed performance. The company reported a significant improvement in EBIT and Net Income margins over the past year, reflecting better operational efficiency. However, revenue growth has been inconsistent, with a decline in the most recent year. The gross profit margin remains modest, indicating potential pricing or cost control challenges.

Balance Sheet

The balance sheet of Vakrangee Limited is relatively strong, highlighted by a low debt-to-equity ratio and a healthy equity ratio, suggesting financial stability. The company has a significant amount of cash and short-term investments, which enhances liquidity. However, the return on equity has been volatile, reflecting fluctuating profitability.

Cash Flow

Vakrangee Limited's cash flow statement highlights some concerns. Operating cash flow has been negative recently, indicating potential issues in cash generation from operations. Free cash flow has also been inconsistent, with a notable decline in the latest period, which could impact future investments and debt servicing.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	2.55B	2.55B	2.13B	1.97B	7.78B	3.14B
Gross Profit	333.45M	415.14M	272.12M	341.28M	3.41B	2.16B
EBITDA	264.55M	241.05M	292.65M	197.09M	200.58M	976.23M
Net Income	66.56M	66.56M	43.53M	10.05M	42.00K	627.91M
Balance Sheet
Total Assets	3.09B	3.09B	3.00B	29.36B	29.36B	28.76B
Cash, Cash Equivalents and Short-Term Investments	818.82M	818.82M	480.63M	258.83M	475.37M	88.99M
Total Debt	45.87M	45.87M	120.58M	577.71M	272.68M	0.00
Total Liabilities	969.72M	969.72M	1.38B	1.88B	1.88B	2.12B
Stockholders Equity	2.02B	2.02B	1.62B	1.24B	1.28B	26.64B
Cash Flow
Free Cash Flow	0.00	-349.60M	242.64M	-498.25M	408.51M	-519.57M
Operating Cash Flow	0.00	-205.82M	311.10M	-416.16M	484.17M	-306.27M
Investing Cash Flow	0.00	-120.32M	-66.31M	-51.61M	12.12M	502.43M
Financing Cash Flow	0.00	297.41M	-92.60M	252.24M	169.21M	-264.85M

Vakrangee Limited Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 8.20
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:VAKRANGEE, the sentiment is Negative. The current price of 8.2 is below the 20-day moving average (MA) of 8.83, below the 50-day MA of 9.02, and below the 200-day MA of 14.68, indicating a bearish trend. The MACD of -0.14 indicates Positive momentum. The RSI at 33.37 is Neutral, neither overbought nor oversold. The STOCH value of 2.42 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:VAKRANGEE.

Vakrangee Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
XCHANGING	70 Outperform	9.39B	17.81	13.82%	2.37%	9.51%	58.32%
ROHLTD	68 Neutral	14.28B	28.92	20.47%	0.48%	9.24%	3.74%
SATINDLTD	66 Neutral	9.54B	19.02	7.58%	0.36%	19.70%	-75.69%
VAKRANGEE	55 Neutral	₹8.88B	118.23	―	0.61%	22.93%	22.73%
JITFINFRA	50 Neutral	8.78B	27.78	-10.26%	―	-28.29%	-47.29%
Sector *	55 Neutral	$13.29B	17.42	10.03%	0.93%	7.13%	-12.93%

Vakrangee Limited Corporate Events

Vakrangee Limited Announces 35th AGM with Key Business Resolutions

Vakrangee Limited has announced its 35th Annual General Meeting (AGM) scheduled for September 25, 2025, to be conducted via video conferencing. The AGM will address key business items, including the approval of financial statements, re-appointment of directors, appointment of a secretarial auditor, and approval for the consolidation of share capital. These decisions are crucial for the company’s governance and strategic direction, potentially impacting its market positioning and stakeholder interests.

Vortex Engineering Secures Major ATM Contract with UCO Bank

Vortex Engineering, a subsidiary of Vakrangee Limited, has signed a service level agreement with UCO Bank to supply, install, and maintain 300 new ATM machines over seven years, valued at Rs.12.81 Crore. This agreement strengthens Vortex’s position as a leader in ATM technology, supporting financial inclusion and digital banking in India through innovative, sustainable, and customer-centric solutions.