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Utkarsh Small Finance Bank Limited (IN:UTKARSHBNK)
:UTKARSHBNK
Total Valuation
Utkarsh Small Finance Bank Limited has a market cap or net worth of ₹24.60B. The enterprise value is ₹13.33B.
Market Cap₹24.60B
Enterprise Value₹13.33B
Share Statistics
Utkarsh Small Finance Bank Limited has 1,101,609,900 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding1,101,609,900
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
Utkarsh Small Finance Bank Limited’s return on equity (ROE) is <0.01 and return on invested capital (ROIC) is 6.25%.
Return on Equity (ROE)<0.01
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)6.25%
Return on Capital Employed (ROCE)0.09
Revenue Per Employee2.71M
Profits Per Employee14.74K
Employee Count16,081
Asset Turnover0.16
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Utkarsh Small Finance Bank Limited is 101.8. Utkarsh Small Finance Bank Limited’s PEG ratio is -1.10.
PE Ratio101.8
PS Ratio0.57
PB Ratio0.83
Price to Fair Value0.83
Price to FCF-0.73
Price to Operating Cash Flow0.00
PEG Ratio-1.10
Income Statement
In the last 12 months, Utkarsh Small Finance Bank Limited had revenue of 43.65B and earned 237.00M in profits. Earnings per share was 0.22.
Revenue43.65B
Gross Profit26.22B
Operating Income4.95B
Pretax Income276.47M
Net Income237.00M
EBITDA1.04B
Earnings Per Share (EPS)0.22
Cash Flow
In the last 12 months, operating cash flow was 0.00 and capital expenditures 0.00, giving a free cash flow of 0.00 billion.
Operating Cash Flow0.00
Free Cash Flow0.00
Free Cash Flow per Share0.00
Dividends & Yields
Utkarsh Small Finance Bank Limited pays an annual dividend of ₹0.5, resulting in a dividend yield of 2.26%
Dividend Per Share₹0.5
Dividend Yield2.26%
Payout Ratio-30.62%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.36
52-Week Price Change-50.31%
50-Day Moving Average21.37
200-Day Moving Average24.73
Relative Strength Index (RSI)60.86
Average Volume (3m)137.02K
Important Dates
Utkarsh Small Finance Bank Limited upcoming earnings date is Nov 3, 2025, Before Open (Confirmed).
Last Earnings DateAug 2, 2025
Next Earnings DateNov 3, 2025
Ex-Dividend DateJul 12, 2024
Financial Position
Utkarsh Small Finance Bank Limited as a current ratio of 0.17, with Debt / Equity ratio of 0.00%
Current Ratio0.17
Quick Ratio0.17
Debt to Market Cap1.34
Net Debt to EBITDA-10.38
Interest Coverage Ratio0.28
Taxes
In the past 12 months, Utkarsh Small Finance Bank Limited has paid 39.47M in taxes.
Income Tax39.47M
Effective Tax Rate0.14
Enterprise Valuation
Utkarsh Small Finance Bank Limited EV to EBITDA ratio is 13.39, with an EV/FCF ratio of -0.41.
EV to Sales0.32
EV to EBITDA13.39
EV to Free Cash Flow-0.41
EV to Operating Cash Flow-0.43
Balance Sheet
Utkarsh Small Finance Bank Limited has ₹0.00 in cash and marketable securities with ₹0.00 in debt, giving a net cash position of ₹0.00 billion.
Cash & Marketable Securities₹0.00
Total Debt₹0.00
Net Cash₹0.00
Net Cash Per Share₹0.00
Tangible Book Value Per Share₹27.61
Margins
Gross margin is 57.60%, with operating margin of 11.35%, and net profit margin of 0.54%.
Gross Margin57.60%
Operating Margin11.35%
Pretax Margin0.63%
Net Profit Margin0.54%
EBITDA Margin2.39%
EBIT Margin0.63%
Analyst Forecast
The average price target for Utkarsh Small Finance Bank Limited is ₹21.50, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target₹21.50
Price Target Upside-4.70% Downside
Analyst ConsensusHold
Analyst Count1
Revenue Growth Forecast12.40%
EPS Growth Forecast-166.78%