Utkarsh Small Finance Bank Limited (UTKARSHBNK) Stock Statistics & Valuation Metrics

Utkarsh Small Finance Bank Limited has a market cap or net worth of INR 20.41B. The enterprise value is INR 23.13B.

Market Cap

INR 20.41B

Enterprise Value

INR 23.13B

Utkarsh Small Finance Bank Limited has 1,779,523,700 shares outstanding. The number of shares has decreased by -2.65% in one year.

Shares Outstanding

1,779,523,700

Owned by Insiders

―

Owned by Institutions

0.21%

Utkarsh Small Finance Bank Limited’s return on equity (ROE) is -0.41 and return on invested capital (ROIC) is -3.99%.

Return on Equity (ROE)

-0.41

Return on Assets (ROA)

-0.04

Return on Invested Capital (ROIC)

-3.99%

Return on Capital Employed (ROCE)

-0.06

Revenue Per Employee

2.07M

Profits Per Employee

-625.53K

Employee Count

18,400

Asset Turnover

0.13

Inventory Turnover

0.00

The current PE Ratio of Utkarsh Small Finance Bank Limited is -1.90. Utkarsh Small Finance Bank Limited’s PEG ratio is 0.02.

PE Ratio

-1.90

PS Ratio

0.54

PB Ratio

0.74

Price to FCF

0.78

Price to Operating Cash Flow

0.76

PEG Ratio

0.02

In the last 12 months, Utkarsh Small Finance Bank Limited had revenue of 38.10B and earned -11.51B in profits. Earnings per share was -8.37.

Revenue

38.10B

Gross Profit

3.45B

Operating Income

-15.07B

Pretax Income

-15.07B

Net Income

-11.51B

EBITDA

-14.29B

Earnings Per Share (EPS)

-8.37

In the last 12 months, operating cash flow was 26.94B and capital expenditures -845.03M, giving a free cash flow of 26.09B billion.

Operating Cash Flow

26.94B

Free Cash Flow

26.09B

Free Cash Flow per Share

14.66

Utkarsh Small Finance Bank Limited pays an annual dividend of INR 0.50, resulting in a dividend yield of ―

Dividend Per Share

INR 0.50

Dividend Yield

―

Payout Ratio

N/A

Free Cash Flow Yield

127.95%

Earnings Yield

-46.36%

Beta

1.81

52-Week Price Change

-43.16%

50-Day Moving Average

13.86

200-Day Moving Average

13.70

Relative Strength Index (RSI)

24.64

Average Volume (3m)

456.68K

Utkarsh Small Finance Bank Limited upcoming earnings date is Nov 03, 2026, TBA (Not Confirmed).

Last Earnings Date

Aug 01, 2026

Next Earnings Date

Nov 03, 2026

Ex-Dividend Date

Jul 12, 2024

Utkarsh Small Finance Bank Limited as a current ratio of 0.96, with Debt / Equity ratio of 101.94%

Current Ratio

0.96

Quick Ratio

0.96

Debt to Market Cap

3.27

Net Debt to EBITDA

-0.80

Interest Coverage Ratio

-0.79

In the past 12 months, Utkarsh Small Finance Bank Limited has paid -3.56B in taxes.

Income Tax

-3.56B

Effective Tax Rate

0.24

Utkarsh Small Finance Bank Limited EV to EBITDA ratio is -1.52, with an EV/FCF ratio of 0.69.

EV to Sales

0.48

EV to EBITDA

-1.52

EV to Free Cash Flow

0.69

EV to Operating Cash Flow

0.67

Utkarsh Small Finance Bank Limited has INR 38.33B in cash and marketable securities with INR 19.58B in debt, giving a net cash position of INR 18.75B billion.

Cash & Marketable Securities

INR 38.33B

Total Debt

INR 19.58B

Net Cash

INR 18.75B

Net Cash Per Share

INR 10.54

Tangible Book Value Per Share

INR 18.43

Gross margin is 29.24%, with operating margin of -32.51%, and net profit margin of -24.92%.

Gross Margin

29.24%

Operating Margin

-32.51%

Pretax Margin

-32.51%

Net Profit Margin

-24.92%

EBITDA Margin

-31.47%

EBIT Margin

-32.51%

The average price target for Utkarsh Small Finance Bank Limited is ―, which is 11.43% higher than the current price. The consensus rating is ―

Price Target

―

Price Target Upside

―

Analyst Consensus

―

Analyst Count

―

Revenue Growth Forecast

-12.04%

EPS Growth Forecast

-121.91%

Smart Score

―

AI Score

42