Want to see IN:UMESLTD full AI Analyst Report?
Top Page
Usha Martin Education & Solutions Limited
(UMESLTD)
Select Model
Select Model
Rating:64Neutral
Price Target:
₹6.00
▲(9.89% Upside)
Action:Reiterated
Date:08/22/26
The score is primarily supported by strong recent financial performance (sharp revenue growth, very high margins, and low leverage), but is held back by volatility in profitability/cash conversion and balance-sheet scale. Technicals are currently weak-to-neutral with the stock trading below key moving averages, and valuation is a headwind given the high P/E and no dividend yield data.
Positive Factors
Strong revenue and profitability
The sharp latest-year revenue increase alongside very high net and EBIT margins indicates strong current earnings power. If maintained, this combination can support internal reinvestment, strengthen operating resilience, and provide a solid foundation for continued expansion over the next several quarters.
Negative Factors
Volatile profitability
The wide historical swings in net margin make current profitability less predictable and reduce confidence that exceptional earnings levels will persist. Such variability can complicate planning, weaken the reliability of forward earnings assumptions, and make returns harder to assess over a multi-quarter period.
Read all positive and negative factors
Positive Factors
Negative Factors
Strong revenue and profitability
The sharp latest-year revenue increase alongside very high net and EBIT margins indicates strong current earnings power. If maintained, this combination can support internal reinvestment, strengthen operating resilience, and provide a solid foundation for continued expansion over the next several quarters.
Read all positive factors
Usha Martin Education & Solutions Limited (UMESLTD) vs. iShares MSCI India ETF (INDA)
Market Cap
₹135.25M
Dividend YieldN/A
Average Volume (3M)6.87K
Price to Earnings (P/E)36.9
Beta (1Y)-0.23
Revenue Growth57.87%
EPS Growth16.31%
CountryIN
Employees9
SectorGeneral
Sector StrengthN/A
IndustryEducation & Training Services
Share Statistics
EPS (TTM)0.14
Shares Outstanding26,415,812
10 Day Avg. Volume8,249
30 Day Avg. Volume6,868
Financial Highlights & Ratios
PEG Ratio1.75
Price to Book (P/B)7.02
Price to Sales (P/S)19.57
P/FCF Ratio37.86
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Usha Martin Education & Solutions Limited Business Overview & Revenue Model
Company Description
Usha Martin Education & Solutions Limited (UMESL) is an Indian company dedicated to providing educational support services. The firm manages training centers, known as Usha Martin Academy, which deliver a wide array of post-secondary and specializ...
How the Company Makes Money
null...
Usha Martin Education & Solutions Limited Financial Statement Overview
Summary
Income Statement
72
Positive
Balance Sheet
68
Positive
Cash Flow
74
Positive
| Breakdown | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 8.80M | 5.24M | 7.33M | 6.55M | 7.84M |
| Gross Profit | 6.43M | 2.94M | 5.28M | 4.18M | 5.10M |
| EBITDA | 4.17M | 4.66M | 3.13M | 1.06M | 1.90M |
| Net Income | 3.94M | 3.13M | 1.51M | 632.82K | 605.00K |
Balance Sheet | |||||
| Total Assets | 31.91M | 157.71M | 178.05M | 183.92M | 185.86M |
| Cash, Cash Equivalents and Short-Term Investments | 239.00K | 1.75M | 351.68K | 478.28K | 495.87K |
| Total Debt | 2.25M | 7.15M | 17.00M | 25.71M | 27.07M |
| Total Liabilities | 7.39M | 11.75M | 35.23M | 42.68M | 45.26M |
| Stockholders Equity | 24.52M | 145.96M | 142.82M | 141.23M | 140.60M |
Cash Flow | |||||
| Free Cash Flow | 4.55M | 11.42M | 6.17M | 1.19M | 1.99M |
| Operating Cash Flow | 4.56M | 11.47M | 6.17M | 1.25M | 1.99M |
| Investing Cash Flow | -11.00K | 438.00K | 2.59M | 1.69M | 175.11K |
| Financing Cash Flow | -4.90M | -11.67M | -8.89M | -2.96M | -1.83M |
Usha Martin Education & Solutions Limited Technical Analysis
Negative
5.46
Price Trends
5.62
Negative
5.63
Negative
5.40
Negative
Market Momentum
-0.17
Positive
43.42
Neutral
27.51
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:UMESLTD, the sentiment is Negative. The current price of 5.46 is below the 20-day moving average (MA) of 5.57, below the 50-day MA of 5.62, and above the 200-day MA of 5.40, indicating a bearish trend. The MACD of -0.17 indicates Positive momentum. The RSI at 43.42 is Neutral, neither overbought nor oversold. The STOCH value of 27.51 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:UMESLTD.
Usha Martin Education & Solutions Limited Peers Comparison
UnderperformOutperform
Sector (55)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
73 Outperform | ₹5.21B | 21.21 | ― | 5.05% | 8.60% | 17.77% | |
64 Neutral | ₹135.25M | 36.88 | ― | ― | 57.87% | 16.31% | |
58 Neutral | ₹13.56B | 152.46 | ― | 1.03% | 11.83% | -79.13% | |
56 Neutral | ₹2.39B | 5.20 | ― | 0.43% | 6.01% | 310.52% | |
55 Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% | |
44 Neutral | ₹255.98M | -2.90 | ― | 0.55% | -42.21% | 26.82% | |
42 Neutral | ₹107.77M | -0.31 | ― | 0.19% | ― | ― |
* General Sector Average
IN:UMESLTD
Usha Martin Education & Solutions Limited
5.10
-0.39
-7.10%
IN:APTECHT
Aptech Limited
88.98
-38.41
-30.15%
IN:EDUCOMP
Educomp Solutions Limited
0.87
-0.63
-42.00%
IN:NIITLTD
NIIT Limited
97.15
-13.83
-12.46%
IN:TREEHOUSE
Tree House Education & Accessories Limited
6.25
-1.47
-19.04%
IN:ZEELEARN
Zee Learn Limited
6.92
-1.97
-22.16%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.