Want to see IN:UMESLTD full AI Analyst Report?
Usha Martin Education & Solutions Limited (UMESLTD) AI Stock Analysis
Usha Martin Education & Solutions Limited
(NSE:UMESLTD)
The score is primarily supported by strong recent financial performance (rapid revenue growth, very high margins, and low leverage), but is held back by clear technical weakness (price below major moving averages with negative MACD) and a relatively high P/E without dividend support. Financial volatility across years further limits confidence in durability.
Usha Martin Education & Solutions Limited (UMESLTD) vs. iShares MSCI India ETF (INDA)
- Market Cap
- INR 113.32M
- Dividend Yield
- ―
- Average Volume (3M)
- 6,839
- Price to Earnings (P/E)
- 31.5
- Beta (1Y)
- -0.02
- Revenue Growth
- 57.87%
- EPS Growth
- 19.59%
- Country
- India
- Employees
- 9
- Sector
- General
- Sector Strength
- 55
- Industry
- Education & Training Services
Usha Martin Education & Solutions Limited Business Overview & Revenue Model
Company Description
Usha Martin Education & Solutions Limited (UMESL) is an Indian company dedicated to providing educational support services. The firm manages training centers, known as Usha Martin Academy, which deliver a wide array of post-secondary and specialized...
How the Company Makes Money
Detailed, reliable information on UMESLTD’s revenue model (e.g., primary revenue streams, customer segments, pricing structure, or major partnerships) is not available from the information provided in this request. null
Usha Martin Education & Solutions Limited Financial Statement Overview
Summary
Strong latest-year performance with sharp revenue growth (+49.9% in 2026) and very high profitability (net margin ~44.8%, EBIT margin ~47.0%), supported by low leverage (debt-to-equity ~0.09). The score is tempered by notable volatility in profitability, cash conversion, and balance-sheet size across years, which reduces confidence in sustainability.
Income Statement
72PositiveBalance Sheet
68PositiveCash Flow
74Positive| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 8.80M | 8.80M | 5.24M | 7.33M | 6.55M | 7.84M |
| Gross Profit | 5.91M | 6.43M | 2.94M | 5.28M | 4.18M | 5.10M |
| EBITDA | 4.33M | 4.36M | 4.66M | 3.13M | 1.06M | 1.90M |
| Net Income | 3.90M | 3.94M | 3.13M | 1.51M | 632.82K | 605.00K |
Balance Sheet | ||||||
| Total Assets | 31.91M | 31.91M | 157.71M | 178.05M | 183.92M | 185.86M |
| Cash, Cash Equivalents and Short-Term Investments | 239.00K | 239.00K | 1.75M | 351.68K | 478.28K | 495.87K |
| Total Debt | 2.25M | 2.25M | 7.15M | 17.00M | 25.71M | 27.07M |
| Total Liabilities | 7.39M | 7.39M | 11.75M | 35.23M | 42.68M | 45.26M |
| Stockholders Equity | 24.52M | 24.52M | 145.96M | 142.82M | 141.23M | 140.60M |
Cash Flow | ||||||
| Free Cash Flow | 2.67M | 4.55M | 11.42M | 6.17M | 1.19M | 1.99M |
| Operating Cash Flow | 2.68M | 4.56M | 11.47M | 6.17M | 1.25M | 1.99M |
| Investing Cash Flow | 177.00K | -11.00K | 438.00K | 2.59M | 1.69M | 175.11K |
| Financing Cash Flow | -3.03M | -4.90M | -11.67M | -8.89M | -2.96M | -1.83M |
Usha Martin Education & Solutions Limited Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:UMESLTD, the sentiment is Negative. The current price of 4.40 is below the 20-day moving average (MA) of 4.42, below the 50-day MA of 4.76, and below the 200-day MA of 5.30, indicating a bearish trend. The MACD of -0.14 indicates Negative momentum. The RSI at 47.89 is Neutral, neither overbought nor oversold. The STOCH value of 26.84 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:UMESLTD.
Usha Martin Education & Solutions Limited Peers Comparison
Overall Rating
IN:APTECHT62Neutral- IN:UMESLTD58Neutral
IN:NIITLTD51Neutral
IN:TREEHOUSE45Neutral
IN:ZEELEARN44Neutral
IN:EDUCOMP42Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| IN:APTECHT | 62Neutral | INR 4.50B | 18.41 | ― | 5.80% | 8.60% | 17.77% |
| IN:UMESLTD | 58Neutral | INR 116.23M | 31.52 | ― | ― | 57.87% | 19.59% |
| Sector * | 55Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% |
| IN:NIITLTD | 51Neutral | INR 9.15B | 171.18 | ― | 1.50% | 5.76% | -83.30% |
| IN:TREEHOUSE | 45Neutral | INR 249.63M | -0.92 | ― | ― | -35.49% | -84.14% |
| IN:ZEELEARN | 44Neutral | INR 1.81B | 3.63 | ― | ― | -2.80% | 458.04% |
| IN:EDUCOMP | 42Neutral | INR 109.00M | -0.30 | ― | ― | ― | ― |
* General Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| IN:UMESLTD | Usha Martin Education & Solutions Limited | 4.40 | -0.68 | -13.39% | |
| IN:APTECHT | Aptech Limited | 77.51 | -29.44 | -27.53% | |
| IN:EDUCOMP | Educomp Solutions Limited | 0.89 | -0.51 | -36.43% | |
| IN:NIITLTD | NIIT Limited | 66.79 | -35.98 | -35.01% | |
| IN:TREEHOUSE | Tree House Education & Accessories Limited | 5.90 | -1.90 | -24.36% | |
| IN:ZEELEARN | Zee Learn Limited | 5.51 | -2.99 | -35.18% |
Usha Martin Education & Solutions Limited Corporate Events
Usha Martin Education & Solutions Sets Date for 29th AGM and Closes Share Transfer Books
Usha Martin Education & Solutions Limited operates in the education and solutions segment, providing services from its headquarters in Kolkata with a focus on technology-enabled offerings and corporate and institutional clients. The company is li...
Usha Martin Education & Solutions Sets Dates for 29th AGM and Share Book Closure
Usha Martin Education & Solutions Limited has released the notice for its 29th Annual General Meeting along with the annual report for the financial year 2025-26, making these documents available electronically to shareholders with registered ema...
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Oct 23, 2026