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Ujjivan Small Finance Bank Ltd. (IN:UJJIVANSFB)
:UJJIVANSFB
Total Valuation
Ujjivan Small Finance Bank Ltd. has a market cap or net worth of ₹92.42B. The enterprise value is ₹98.57B.
Market Cap₹92.42B
Enterprise Value₹98.57B
Share Statistics
Ujjivan Small Finance Bank Ltd. has 1,937,152,800 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding1,937,152,800
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
Ujjivan Small Finance Bank Ltd.’s return on equity (ROE) is 0.12 and return on invested capital (ROIC) is 4.15%.
Return on Equity (ROE)0.12
Return on Assets (ROA)0.02
Return on Invested Capital (ROIC)4.15%
Return on Capital Employed (ROCE)0.06
Revenue Per Employee1.66M
Profits Per Employee321.77K
Employee Count22,566
Asset Turnover0.08
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Ujjivan Small Finance Bank Ltd. is 17.5. Ujjivan Small Finance Bank Ltd.’s PEG ratio is -0.22.
PE Ratio17.5
PS Ratio1.83
PB Ratio1.12
Price to Fair Value1.12
Price to FCF-1.59
Price to Operating Cash Flow0.00
PEG Ratio-0.22
Income Statement
In the last 12 months, Ujjivan Small Finance Bank Ltd. had revenue of 37.35B and earned 7.26B in profits. Earnings per share was 3.75.
Revenue37.35B
Gross Profit37.35B
Operating Income9.42B
Pretax Income9.42B
Net Income7.26B
EBITDA10.76B
Earnings Per Share (EPS)3.75
Cash Flow
In the last 12 months, operating cash flow was 0.00 and capital expenditures 0.00, giving a free cash flow of 0.00 billion.
Operating Cash Flow0.00
Free Cash Flow0.00
Free Cash Flow per Share0.00
Dividends & Yields
Ujjivan Small Finance Bank Ltd. pays an annual dividend of ₹1.5, resulting in a dividend yield of 3.12%
Dividend Per Share₹1.5
Dividend Yield3.12%
Payout Ratio27.93%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.13
52-Week Price Change21.56%
50-Day Moving Average44.85
200-Day Moving Average41.31
Relative Strength Index (RSI)63.70
Average Volume (3m)728.44K
Important Dates
Ujjivan Small Finance Bank Ltd. upcoming earnings date is Oct 17, 2025, TBA (Confirmed).
Last Earnings DateJul 24, 2025
Next Earnings DateOct 17, 2025
Ex-Dividend DateJul 12, 2024
Financial Position
Ujjivan Small Finance Bank Ltd. as a current ratio of 0.10, with Debt / Equity ratio of 46.77%
Current Ratio0.10
Quick Ratio0.10
Debt to Market Cap0.42
Net Debt to EBITDA-0.27
Interest Coverage Ratio0.35
Taxes
In the past 12 months, Ujjivan Small Finance Bank Ltd. has paid 2.15B in taxes.
Income Tax2.15B
Effective Tax Rate0.23
Enterprise Valuation
Ujjivan Small Finance Bank Ltd. EV to EBITDA ratio is 6.08, with an EV/FCF ratio of -1.52.
EV to Sales1.75
EV to EBITDA6.08
EV to Free Cash Flow-1.52
EV to Operating Cash Flow-1.58
Balance Sheet
Ujjivan Small Finance Bank Ltd. has ₹0.00 in cash and marketable securities with ₹0.00 in debt, giving a net cash position of ₹0.00 billion.
Cash & Marketable Securities₹0.00
Total Debt₹0.00
Net Cash₹0.00
Net Cash Per Share₹0.00
Tangible Book Value Per Share₹31.02
Margins
Gross margin is 74.50%, with operating margin of 25.21%, and net profit margin of 19.44%.
Gross Margin74.50%
Operating Margin25.21%
Pretax Margin25.21%
Net Profit Margin19.44%
EBITDA Margin28.82%
EBIT Margin25.21%
Analyst Forecast
The average price target for Ujjivan Small Finance Bank Ltd. is ₹50.00, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target₹50.00
Price Target Upside3.95% Upside
Analyst ConsensusHold
Analyst Count1
Revenue Growth Forecast8.80%
EPS Growth Forecast-57.82%