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Tata Teleservices (Maharashtra) Limited (IN:TTML)
:TTML
India Market
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Tata Teleservices (Maharashtra) Limited (TTML) AI Stock Analysis

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IN:TTML

Tata Teleservices (Maharashtra) Limited

(TTML)

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Neutral 49 (OpenAI - 5.2)
Rating:49Neutral
Price Target:
₹40.00
▼(-17.20% Downside)
Action:Reiterated
Date:06/13/26
The score is held down primarily by high balance-sheet risk (very large debt and deeply negative equity) despite improving cash generation and narrowing losses. Technicals are mildly supportive in the near term (above key short/mid-term averages), but mixed momentum and weak valuation support (negative P/E, no dividend data) limit the overall rating.
Positive Factors
Enterprise recurring revenue model
TTML’s core business is enterprise connectivity and managed digital services sold on contract/recurring bases. That customer mix typically yields higher revenue visibility, lower churn and stronger upsell potential over time versus spot consumer demand, supporting stable cash flows.
Negative Factors
Severe balance-sheet leverage
The company’s capital structure is heavily leveraged with debt vastly exceeding assets and deeply negative equity. This structural imbalance raises refinancing and covenant risks, severely constrains strategic flexibility, and limits capacity to invest or absorb shocks without external capital or restructuring.
Read all positive and negative factors
Positive Factors
Negative Factors
Enterprise recurring revenue model
TTML’s core business is enterprise connectivity and managed digital services sold on contract/recurring bases. That customer mix typically yields higher revenue visibility, lower churn and stronger upsell potential over time versus spot consumer demand, supporting stable cash flows.
Read all positive factors

Tata Teleservices (Maharashtra) Limited (TTML) vs. iShares MSCI India ETF (INDA)

Tata Teleservices (Maharashtra) Limited Business Overview & Revenue Model

Company Description
Tata Teleservices (Maharashtra) Limited delivers a broad spectrum of wireline telecommunication services, including voice, data, and managed solutions, to business clients across Maharashtra and Goa, India. These comprehensive connectivity and com...
How the Company Makes Money
TTML primarily makes money by selling telecommunications connectivity and related services to business customers on recurring subscription and contract-based arrangements. Key revenue streams include: (1) Enterprise data connectivity services such...

Tata Teleservices (Maharashtra) Limited Financial Statement Overview

Summary
Cash flow is a clear strength (positive and sharply improved FY2026 free cash flow), and losses are narrowing, but financial risk is dominated by the balance sheet: very large debt relative to assets and deeply negative equity materially constrain flexibility. Revenue also declined in the latest year, limiting the quality of the improvement.
Income Statement
34
Negative
Balance Sheet
12
Very Negative
Cash Flow
62
Positive
BreakdownMar 2026Mar 2025Mar 2024Mar 2023Mar 2022
Income Statement
Total Revenue11.60B13.08B11.92B11.06B10.94B
Gross Profit11.60B5.91B5.58B5.24B4.97B
EBITDA12.88B5.18B4.85B4.56B4.31B
Net Income-2.15B-12.75B-12.28B-11.45B-12.15B
Balance Sheet
Total Assets13.41B13.04B13.07B12.11B13.65B
Cash, Cash Equivalents and Short-Term Investments387.60M1.00B668.40M806.70M1.18B
Total Debt208.69B204.16B200.47B198.69B197.56B
Total Liabilities213.24B208.74B205.60B202.65B201.97B
Stockholders Equity-199.83B-195.70B-192.53B-190.55B-188.32B
Cash Flow
Free Cash Flow5.32B4.06B4.77B4.47B4.25B
Operating Cash Flow6.68B5.05B5.87B5.58B5.32B
Investing Cash Flow-905.80M-1.09B-649.80M-662.00M-1.32B
Financing Cash Flow-6.04B-3.86B-5.03B-4.94B-4.27B

Tata Teleservices (Maharashtra) Limited Technical Analysis

Technical Analysis Sentiment
Negative
Last Price48.31
Price Trends
50DMA
42.89
Negative
100DMA
41.66
Negative
200DMA
46.27
Negative
Market Momentum
MACD
-0.76
Positive
RSI
39.03
Neutral
STOCH
16.47
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:TTML, the sentiment is Negative. The current price of 48.31 is above the 20-day moving average (MA) of 42.30, above the 50-day MA of 42.89, and above the 200-day MA of 46.27, indicating a bearish trend. The MACD of -0.76 indicates Positive momentum. The RSI at 39.03 is Neutral, neither overbought nor oversold. The STOCH value of 16.47 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:TTML.

Tata Teleservices (Maharashtra) Limited Peers Comparison

Overall Rating
UnderperformOutperform
Sector (55)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
67
Neutral
₹96.75B27.970.79%23.00%15.55%
61
Neutral
₹11.99T42.880.75%21.96%-20.52%
60
Neutral
₹524.97B50.231.39%6.96%-31.56%
55
Neutral
$6.65B3.83-15.92%6.20%10.91%7.18%
49
Neutral
₹79.39B-36.99-11.30%83.12%
47
Neutral
₹1.50T6.172.99%
43
Neutral
₹18.13B-0.5817.98%6.63%
* General Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
IN:TTML
Tata Teleservices (Maharashtra) Limited
40.61
-22.22
-35.37%
IN:BHARTIARTL
Bharti Airtel Limited
1,921.85
20.80
1.09%
IN:IDEA
Vodafone Idea Ltd
13.88
6.16
79.79%
IN:MTNL
Mahanagar Telephone Nigam Limited
28.78
-21.33
-42.57%
IN:RAILTEL
RailTel Corp. of India Ltd.
301.45
-101.40
-25.17%
IN:TATACOMM
Tata Communications Limited
1,841.90
93.36
5.34%

Tata Teleservices (Maharashtra) Limited Corporate Events

Tata Teleservices (Maharashtra) Clears All Resolutions at 31st AGM Held Online
Jun 5, 2026
Tata Teleservices (Maharashtra) Limited held its 31st Annual General Meeting on June 5, 2026 via video conferencing, in line with MCA, SEBI and Companies Act provisions permitting virtual shareholder meetings. All resolutions set out in the AGM no...
Tata Teleservices (Maharashtra) Says It Does Not Qualify as Large Corporate
Apr 23, 2026
Tata Teleservices (Maharashtra) Limited has notified the stock exchange that it does not qualify as a large corporate under the applicable borrowing criteria for the latest financial year. The company reported a reduction in outstanding long-term ...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Jun 13, 2026