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Tourism Finance Corporation of India Limited (IN:TFCILTD)
:TFCILTD
India Market
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Tourism Finance Corporation of India Limited (TFCILTD) Price & Analysis

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TFCILTD Stock Chart & Stats

₹87.21
₹2.88(3.04%)
At close: 4:00 PM EDT
₹87.21
₹2.88(3.04%)

Bulls Say, Bears Say

Bulls Say
High And Stable ProfitabilitySustained net margins near 39%–42% and recent revenue recovery imply robust core profitability for a lending franchise. High margins support internal capital generation, absorb loan-loss volatility, and enable targeted reinvestment in origination and risk management, strengthening long-term resilience.
Improved Leverage And Balance-sheet StabilityA debt-to-equity decline to below 1.0 and rising equity reduce refinancing and solvency risk. Stronger capital structure increases capacity to originate loans, provides buffer against credit shocks, and gives management flexibility on provisioning and funding choices over the medium term.
Specialized Tourism-focused Lending FranchiseA focused business model targeting tourism and hospitality enables deep underwriting expertise, tailored loan products, and closer borrower relationships. This specialization creates competitive advantages in deal sourcing, risk assessment and structuring that persist beyond short-term cycles.
Bears Say
Volatile Operating And Free Cash FlowHistoric swings between deeply negative and positive operating/free cash flow raise persistent uncertainty about cash conversion of earnings. Erratic cash generation can strain funding for growth, provisioning and dividends, and increases reliance on external financing in stress scenarios.
Concentration In Cyclical Tourism SectorA loan book concentrated in tourism and hospitality exposes asset quality to economic cycles, travel demand shocks and seasonality. Sector concentration reduces diversification benefits and makes credit performance and earnings more sensitive to macro downturns or industry-specific disruptions.
Inconsistent Multi-year Growth And Modest Returns On EquityUneven revenue growth across years and only mid-to-high single-digit ROE limit the firm's ability to build excess capital internally. This constrains sustainable scale-up and increases dependence on external funding or margin expansion to materially lift shareholder returns over time.

TFCILTD FAQ

What was Tourism Finance Corporation of India Limited’s price range in the past 12 months?
Tourism Finance Corporation of India Limited lowest stock price was ₹51.20 and its highest was ₹109.95 in the past 12 months.
    What is Tourism Finance Corporation of India Limited’s market cap?
    Tourism Finance Corporation of India Limited’s market cap is ₹47.21B.
      When is Tourism Finance Corporation of India Limited’s upcoming earnings report date?
      Tourism Finance Corporation of India Limited’s upcoming earnings report date is Nov 06, 2026 which is in 93 days.
        How were Tourism Finance Corporation of India Limited’s earnings last quarter?
        Tourism Finance Corporation of India Limited released its earnings results on Jul 20, 2026. The company reported ₹1.322 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
          Is Tourism Finance Corporation of India Limited overvalued?
          According to Wall Street analysts Tourism Finance Corporation of India Limited’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Tourism Finance Corporation of India Limited pay dividends?
            Tourism Finance Corporation of India Limited pays a Annually dividend of ₹0.6 which represents an annual dividend yield of 0.59%. See more information on Tourism Finance Corporation of India Limited dividends here
              What is Tourism Finance Corporation of India Limited’s EPS estimate?
              Tourism Finance Corporation of India Limited’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Tourism Finance Corporation of India Limited have?
              Tourism Finance Corporation of India Limited has 462,977,230 shares outstanding.
                What happened to Tourism Finance Corporation of India Limited’s price movement after its last earnings report?
                Tourism Finance Corporation of India Limited reported an EPS of ₹1.322 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -2.14%.
                  Which hedge fund is a major shareholder of Tourism Finance Corporation of India Limited?
                  Currently, no hedge funds are holding shares in IN:TFCILTD
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Tourism Finance Corporation of India Limited

                    Tourism Finance Corporation of India Limited (TFCI) specializes in delivering comprehensive financial support for a broad spectrum of tourism-related initiatives and projects throughout India. The company's robust financial offerings include various loan products such as rupee term loans, project-specific financing, corporate credit, loans secured by assets, and interim bridge financing. TFCI also invests by subscribing to equity shares and debentures. Beyond traditional lending, it devises bespoke structured financial solutions for corporate clients and provides advisory and investment services aimed at optimizing and strengthening capital structures, utilizing sophisticated instruments like convertible preference shares, mezzanine loans, venture capital debt, and convertible bonds. The firm's specialized services further extend to structured finance, private equity placement, mergers and acquisitions (M&A) advisory, project and infrastructure financing, debt syndication, and comprehensive debt restructuring. Additionally, TFCI offers valuable research and consultancy services. The corporation extends financial aid to both new 'greenfield' developments and existing ventures seeking expansion, diversification, or modernization, while also supporting small and medium-sized businesses within the tourism sector. Incorporated in 1989, Tourism Finance Corporation of India Limited is headquartered in New Delhi, India.

                    Tourism Finance Corporation of India Limited (TFCILTD) Earnings & Revenues

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