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Team India Guaranty
(TEAMGTY)
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Rating:59Neutral
Price Target:
₹256.00
▼(-12.34% Downside)
Action:Reiterated
Date:09/06/26
The score is driven primarily by a conservative balance sheet and improved 2026 cash generation, partially offset by inconsistent profitability/earnings quality signals and historically volatile cash flows. Technicals are mildly positive in the short term, but the very high P/E meaningfully pressures the overall score.
Positive Factors
Conservative balance sheet
Minimal leverage and a large, stable equity base reduce financial risk and provide resilience through weaker operating periods. This capitalization should preserve flexibility to fund the business, absorb volatility, and pursue opportunities without heavy interest or refinancing burdens.
Negative Factors
Net income declined despite revenue growth
Falling net income while revenue rises signals weak earnings conversion and limits the quality of the reported growth. Higher costs or reduced non-operating support could continue to pressure profitability, making future earnings less predictable even if sales remain strong.
Read all positive and negative factors
Positive Factors
Negative Factors
Conservative balance sheet
Minimal leverage and a large, stable equity base reduce financial risk and provide resilience through weaker operating periods. This capitalization should preserve flexibility to fund the business, absorb volatility, and pursue opportunities without heavy interest or refinancing burdens.
Read all positive factors
Team India Guaranty (TEAMGTY) vs. iShares MSCI India ETF (INDA)
Market Cap
₹2.18B
Dividend YieldN/A
Average Volume (3M)224.00
Price to Earnings (P/E)186.5
Beta (1Y)-0.46
Revenue Growth71.40%
EPS Growth-53.30%
CountryIN
Employees30
SectorGeneral
Sector StrengthN/A
IndustryAsset Management
Share Statistics
EPS (TTM)1.26
Shares Outstanding8,993,149
10 Day Avg. Volume340
30 Day Avg. Volume224
Financial Highlights & Ratios
PEG Ratio-4.31
Price to Book (P/B)4.29
Price to Sales (P/S)37.88
P/FCF Ratio36.64
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Team India Guaranty Business Overview & Revenue Model
Company Description
Team India Guaranty Limited is an Indian non-banking financial institution, operating without accepting deposits, that provides investment solutions. The company primarily focuses on deploying its own capital into secure debt instruments and eligi...
Team India Guaranty Financial Statement Overview
Summary
Income Statement
58
Neutral
Balance Sheet
86
Very Positive
Cash Flow
62
Positive
| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 69.33M | 54.95M | 35.29M | 36.88M | 32.13M | 12.19M |
| Gross Profit | 61.87M | 53.29M | 35.29M | 36.88M | 32.44M | 10.65M |
| EBITDA | 13.62M | 13.91M | 28.15M | 23.63M | 10.79M | 20.14M |
| Net Income | 10.97M | 7.17M | 23.47M | 23.47M | 17.92M | 9.37M |
Balance Sheet | ||||||
| Total Assets | 0.00 | 495.32M | 479.35M | 479.35M | 455.01M | 427.81M |
| Cash, Cash Equivalents and Short-Term Investments | 48.08M | 48.08M | 171.82M | 245.21M | 59.97M | 201.22M |
| Total Debt | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total Liabilities | -485.31M | 10.01M | 1.67M | 1.67M | 700.00K | 611.00K |
| Stockholders Equity | 485.31M | 485.31M | 477.68M | 454.31M | 454.31M | 427.08M |
Cash Flow | ||||||
| Free Cash Flow | -171.51M | 56.80M | -8.11M | -8.11M | 86.41M | 37.95M |
| Operating Cash Flow | -171.51M | 57.17M | -8.11M | -7.91M | 86.41M | 37.95M |
| Investing Cash Flow | 152.80M | 349.06M | 20.48M | 16.14M | -88.60M | -41.92M |
| Financing Cash Flow | 0.00 | -379.97M | 0.00 | 0.00 | 0.00 | 0.00 |
Team India Guaranty Technical Analysis
Neutral
292.05
Price Trends
231.97
Positive
243.81
Negative
256.92
Negative
Market Momentum
3.99
Negative
54.47
Neutral
43.04
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:TEAMGTY, the sentiment is Neutral. The current price of 292.05 is above the 20-day moving average (MA) of 236.53, above the 50-day MA of 231.97, and above the 200-day MA of 256.92, indicating a neutral trend. The MACD of 3.99 indicates Negative momentum. The RSI at 54.47 is Neutral, neither overbought nor oversold. The STOCH value of 43.04 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for IN:TEAMGTY.
Team India Guaranty Peers Comparison
UnderperformOutperform
Sector (55)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
83 Outperform | ₹4.88B | 9.78 | ― | 0.54% | 19.31% | 41.70% | |
74 Outperform | ₹17.31B | 4.36 | ― | 2.22% | 18.63% | 398.69% | |
70 Outperform | ₹29.29B | 50.51 | ― | ― | 18.11% | 27.78% | |
64 Neutral | ₹10.66B | 1.29 | ― | ― | 3151.96% | 167.20% | |
59 Neutral | ₹2.18B | 186.52 | ― | ― | 71.40% | -53.30% | |
57 Neutral | ₹22.91B | 55.26 | ― | 0.19% | -1.23% | -36.71% | |
55 Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% |
* General Sector Average
IN:TEAMGTY
Team India Guaranty
241.00
-24.20
-9.13%
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IN:SILINV
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Team India Guaranty Corporate Events
Team India Guaranty Sets Digital AGM, Urges KYC and Demat Compliance
Aug 25, 2026
Team India Guaranty Limited has informed exchanges that it has sent letters to shareholders whose email addresses are not registered, providing a web link to access the notice of its 36th Annual General Meeting and the annual report for fiscal 202...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.