Suvidhaa Infoserve Limited (SUVIDHAA) AI Stock Analysis

Suvidhaa Infoserve Limited

(NSE:SUVIDHAA)

Select Model

Rating:41Neutral

Price Target:INR 2.00▼(-2.44% Downside)

Action:reiterated

Date:09/06/26

The overall score is driven mainly by a stressed financial profile, with sharply shrinking revenue, persistent losses, and negative operating cash flow indicating high fundamental risk, while weak but not deeply oversold technicals and limited valuation support keep the stock in a low-quality, high-volatility category.

Positive Factors

Manageable LeverageThe company has maintained relatively modest leverage compared with its equity base in recent years. This limits the direct burden of debt servicing and provides more balance-sheet flexibility than a highly indebted structure, even though profitability and equity resilience remain weak.

Negative Factors

Revenue ContractionSharp and volatile revenue performance weakens the visibility of the company’s transaction-driven business model. A material contraction reduces the platform’s scale benefits and makes it harder to absorb fixed costs, invest in distribution, or establish a dependable path toward sustained growth.

Suvidhaa Infoserve Limited (SUVIDHAA) vs. iShares MSCI India ETF (INDA)

Market Cap: INR 442.69M
Dividend Yield: ―
Average Volume (3M): 35.66K
Price to Earnings (P/E): -5.7
Beta (1Y): 1.60
Revenue Growth: -34.23%
EPS Growth: 59.13%
Country: India
Employees: 16
Sector: General
Sector Strength: 55
Industry: Information Technology Services

Suvidhaa Infoserve Limited Business Overview & Revenue Model

Company Description

Suvidhaa Infoserve Limited delivers a broad spectrum of payment and financial services. These offerings encompass domestic money transfers, personal and corporate lending, various investment products such as mutual funds, ATM functionalities, utility...

How the Company Makes Money

SUVIDHAA primarily makes money by facilitating consumer-facing financial and utility transactions through its platform and earning fees/commissions linked to transaction volumes. Key revenue streams typically include: (1) service charges or commissio...

Suvidhaa Infoserve Limited Financial Statement Overview

Summary

Score reflects collapsing revenue, entrenched operating and net losses, and consistently negative operating cash flow, partially offset by low debt and a still-meaningful equity base that provides some solvency cushion.

Income Statement

18Very Negative

Balance Sheet

52Neutral

Cash Flow

24Negative

Financial statement breakdown
Breakdown	TTM	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022
Income Statement
Total Revenue	35.00M	35.00M	106.20M	76.09M	312.90M	380.54M
Gross Profit	-49.20M	-53.70M	-138.80M	-3.48M	145.60M	88.68M
EBITDA	-91.60M	-91.60M	-73.40M	-33.28M	125.05M	118.86M
Net Income	-93.10M	-100.80M	-165.80M	-161.23M	-17.50M	-28.65M
Balance Sheet
Total Assets	633.70M	633.70M	779.40M	935.72M	1.15B	1.18B
Cash, Cash Equivalents and Short-Term Investments	24.50M	25.30M	95.90M	150.97M	248.78M	48.61M
Total Debt	13.00M	13.00M	35.40M	35.39M	62.07M	62.84M
Total Liabilities	353.50M	353.50M	392.90M	379.41M	434.21M	447.44M
Stockholders Equity	268.60M	268.60M	374.60M	544.41M	705.55M	717.85M
Cash Flow
Free Cash Flow	-21.50M	-43.10M	-59.50M	-104.07M	371.57M	65.07M
Operating Cash Flow	-21.00M	-41.00M	-48.70M	-100.35M	376.59M	69.37M
Investing Cash Flow	200.00K	-2.00M	-10.80M	2.85M	-172.07M	-630.00K
Financing Cash Flow	0	-27.60M	2.40M	-3.41M	500.00K	-59.10M

Suvidhaa Infoserve Limited Technical Analysis

Technical Analysis SentimentNegative

Last Price2.05

Price Trends

50DMA2.18Negative

100DMA2.39Negative

200DMA2.68Negative

Market Momentum

MACD-0.04Negative

RSI42.88Neutral

STOCH63.73Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:SUVIDHAA, the sentiment is Negative. The current price of 2.05 is below the 20-day moving average (MA) of 2.07, below the 50-day MA of 2.18, and below the 200-day MA of 2.68, indicating a bearish trend. The MACD of -0.04 indicates Negative momentum. The RSI at 42.88 is Neutral, neither overbought nor oversold. The STOCH value of 63.73 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:SUVIDHAA.

Suvidhaa Infoserve Limited Peers Comparison

Overall Rating

UnderperformOutperform

Sector (55)

Financial Indicators

IN:SUVIDHAA against its peers
Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
IN:PROTEAN	72Outperform	INR 25.68B	30.98	―	1.59%	21.39%	-13.43%
IN:VAKRANGEE	58Neutral	INR 6.01B	60.77	―	―	-12.83%	11.07%
Sector *	55Neutral	$6.65B	3.83	-15.92%	6.20%	10.91%	7.18%
IN:ALANKIT	54Neutral	INR 1.93B	10.00	―	―	7.45%	8.72%
IN:RSSOFTWARE	41Neutral	INR 714.23M	-2.22	―	―	-34.37%	-222.71%
IN:SUVIDHAA	41Neutral	INR 430.10M	-5.65	―	―	-34.23%	59.13%

* General Sector Average

Performance Comparison

IN:SUVIDHAA and its peers over the selected period
Ticker	Company Name	Price	Change	% Change
IN:SUVIDHAA	Suvidhaa Infoserve Limited	2.05	-1.84	-47.30%
IN:ALANKIT	Alankit Limited	7.13	-4.77	-40.08%
IN:RSSOFTWARE	R. S. Software (India) Limited	27.65	-43.34	-61.05%
IN:VAKRANGEE	Vakrangee Limited	5.55	-2.96	-34.78%
IN:PROTEAN	Protean eGov Technologies Limited	629.75	-221.96	-26.06%

Suvidhaa Infoserve Limited Corporate Events

Suvidhaa Infoserve Sets September 30 Virtual AGM, Closes Books for FY 2025-26 Decisions

Sep 8, 2026

Suvidhaa Infoserve Limited, a listed Indian digital financial services and technology firm with offices in GIFT City and Mumbai, delivers payment and transaction solutions through electronic platforms. The company emphasizes tech-enabled corporate go...

Suvidhaa Infoserve Publishes Unaudited Q1 FY27 Results in Line with SEBI Norms

Aug 15, 2026

Suvidhaa Infoserve Limited has reported that its unaudited standalone and consolidated financial results for the quarter ended June 30, 2026 have been reviewed by the Audit Committee and approved by the Board of Directors. In line with SEBI’s l...

Glossary

BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Sep 06, 2026

Suvidhaa Infoserve Limited AI Stock Analysis