Suvidhaa Infoserve Limited (SUVIDHAA) AI Stock Analysis

• Market Cap: N/A
• Dividend Yield: N/A
• Average Volume (3M): 18.71K
• Price to Earnings (P/E): ―
• Beta (1Y): 1.42
• Revenue Growth: -25.86%
• EPS Growth: -7.50%
• Country: IN
• Employees: 22
• Sector: Services
• Sector Strength: N/A
• Industry: Information Technology Services
• EPS (TTM): -0.20
• Shares Outstanding: 209,806,690
• 10 Day Avg. Volume: 14,075
• 30 Day Avg. Volume: 18,707
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): N/A
• P/FCF Ratio: N/A
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: ₹4.00
• Price Target Upside: -4.31% Downside
• Rating Consensus: Hold
• Number of Analyst Covering: 1

• Rating: 46 Neutral
• Price Target: ₹4.00 ▼(-4.31% Downside)

Suvidhaa Infoserve Limited's overall stock score is primarily impacted by its weak financial performance, characterized by declining revenues and persistent losses. Technical analysis shows mixed signals, with bearish momentum and neutral RSI. The negative P/E ratio and lack of dividend yield further weigh down the valuation score.

Suvidhaa Infoserve Limited Business Overview & Revenue Model

Company Description

Suvidhaa Infoserve Limited (SUVIDHAA) is a financial and technology solutions provider based in India. The company operates in sectors such as payment solutions, e-commerce, and digital financial services. It offers a range of services including bill payments, recharges, ticketing, and other financial transactions through its platform, catering to both individual consumers and business clients.

How the Company Makes Money

Suvidhaa Infoserve Limited generates revenue by facilitating a wide array of digital financial transactions. The company earns money through transaction fees charged on services such as bill payments, mobile recharges, and ticket bookings. Additionally, Suvidhaa collaborates with various service providers and earns commissions and fees from these partnerships. The company also leverages its technological platform to provide white-label solutions to other businesses, thereby creating additional revenue streams. Suvidhaa's robust network of distribution points and its partnerships with banks and financial institutions further augment its earnings capabilities.

Suvidhaa Infoserve Limited Financial Statement Overview

Summary

The company faces significant financial challenges with declining revenues and persistent losses. Negative cash flows and profitability issues are of concern, despite moderate leverage and stable equity. There are potential recovery signs with a recent marginal revenue increase.

Income Statement

Suvidhaa Infoserve Limited has seen a significant decline in revenue over the years, with a notable revenue drop from 2020 to 2025. The company is experiencing persistent negative EBIT and net income, contributing to a weak net profit margin. The gross profit margin is also negative, indicating challenges in managing production costs relative to revenue. However, there is a slight increase in revenue in 2025 compared to 2024, suggesting potential stabilization.

Balance Sheet

The balance sheet shows a stable equity base with a reasonable debt-to-equity ratio, indicating moderate leverage compared to industry norms. Despite declining total assets, the company maintains a positive stockholders' equity, and the equity ratio remains fairly stable. However, the decrease in cash reserves and total assets over the years needs attention for future liquidity and solvency.

Cash Flow

Cash flow statements reveal consistently negative operating cash flow, which is a concern for the company's operational sustainability. Free cash flow has also been negative, indicating potential cash management issues. Though there are improvements in free cash flow compared to previous years, the reliance on external financing might pose future risks.

Breakdown	TTM	Dec 2025	Dec 2023	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	110.10M	106.20M	312.90M	76.09M	380.54M	1.07B
Gross Profit	-45.60M	-138.80M	145.60M	-3.48M	88.68M	61.64M
EBITDA	-40.80M	-73.40M	125.05M	-33.10M	118.86M	131.78M
Net Income	-144.60M	-165.80M	-17.50M	-161.23M	-28.65M	-42.10M
Balance Sheet
Total Assets	0.00	779.40M	1.15B	935.72M	1.18B	1.25B
Cash, Cash Equivalents and Short-Term Investments	114.80M	125.60M	338.50M	150.97M	48.61M	38.72M
Total Debt	0.00	35.40M	62.07M	35.39M	62.84M	50.97M
Total Liabilities	-480.30M	392.90M	434.21M	379.41M	447.44M	432.36M
Stockholders Equity	480.30M	374.60M	705.55M	544.41M	717.85M	804.99M
Cash Flow
Free Cash Flow	0.00	-59.50M	371.57M	-104.07M	65.07M	-64.16M
Operating Cash Flow	0.00	-48.70M	376.59M	-100.35M	69.37M	-58.18M
Investing Cash Flow	0.00	-10.80M	-172.07M	2.85M	-630.00K	-1.56M
Financing Cash Flow	0.00	2.40M	500.00K	-3.41M	-59.10M	-6.43M

Suvidhaa Infoserve Limited Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 4.18
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:SUVIDHAA, the sentiment is Negative. The current price of 4.18 is above the 20-day moving average (MA) of 4.11, below the 50-day MA of 4.33, and below the 200-day MA of 4.68, indicating a bearish trend. The MACD of -0.05 indicates Negative momentum. The RSI at 42.56 is Neutral, neither overbought nor oversold. The STOCH value of 43.83 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:SUVIDHAA.

Suvidhaa Infoserve Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
SUVIDHAA	46 Neutral	―	―	―	―	-25.86%	-7.50%
Sector *	55 Neutral	$13.29B	17.42	10.03%	0.93%	7.13%	-12.93%

Suvidhaa Infoserve Limited Corporate Events

Suvidhaa Infoserve Addresses Stock Price Movement Inquiry

Suvidhaa Infoserve Limited has addressed a request from the National Stock Exchange of India regarding recent price movements of its equity shares. The company clarified that all relevant operational and performance information has been disclosed in compliance with SEBI regulations and that there is no undisclosed information affecting the share price. As the shares are freely traded, Suvidhaa Infoserve is unable to comment on the price fluctuations.