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Suvidhaa Infoserve Limited
(SUVIDHAA)
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Rating:43Neutral
Price Target:
₹2.50
▼(-31.88% Downside)
Action:Reiterated
Date:09/06/26
Overall score is weighed down primarily by weak financial performance (ongoing losses, negative margins, and negative operating/free cash flow in 2024–2026, alongside a shrinking equity base). Technical indicators are mixed but generally weak given the price remains below key longer-term moving averages and MACD is negative. Valuation is also challenged because the company is loss-making (negative P/E) and no dividend yield is provided.
Positive Factors
Digital services platform
Suvidhaa operates an infrastructure-led platform serving assisted digital commerce and payments through retail touchpoints and partners. This model can support recurring transaction activity and scalable distribution if network utilization improves, while extending access beyond purely digital channels.
Negative Factors
Sharp revenue contraction
A sharp revenue contraction and historically volatile sales make the platform’s earnings base difficult to forecast. Persistent top-line weakness can reduce operating leverage, constrain investment in the network, and make it harder to absorb fixed costs over the next several quarters.
Read all positive and negative factors
Positive Factors
Negative Factors
Digital services platform
Suvidhaa operates an infrastructure-led platform serving assisted digital commerce and payments through retail touchpoints and partners. This model can support recurring transaction activity and scalable distribution if network utilization improves, while extending access beyond purely digital channels.
Read all positive factors
Suvidhaa Infoserve Limited (SUVIDHAA) vs. iShares MSCI India ETF (INDA)
Market Cap
₹509.83M
Dividend YieldN/A
Average Volume (3M)40.84K
Price to Earnings (P/E)―
Beta (1Y)1.55
Revenue Growth-34.23%
EPS Growth55.41%
CountryIN
Employees22
SectorGeneral
Sector StrengthN/A
IndustryInformation Technology Services
Share Statistics
EPS (TTM)-0.47
Shares Outstanding209,806,690
10 Day Avg. Volume76,910
30 Day Avg. Volume40,843
Financial Highlights & Ratios
PEG Ratio0.12
Price to Book (P/B)1.77
Price to Sales (P/S)13.56
P/FCF Ratio-11.01
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Suvidhaa Infoserve Limited Business Overview & Revenue Model
Company Description
Suvidhaa Infoserve Limited delivers a broad spectrum of payment and financial services. These offerings encompass domestic money transfers, personal and corporate lending, various investment products such as mutual funds, ATM functionalities, util...
How the Company Makes Money
SUVIDHAA primarily makes money by facilitating consumer-facing financial and utility transactions through its platform and earning fees/commissions linked to transaction volumes. Key revenue streams typically include: (1) service charges or commis...
Suvidhaa Infoserve Limited Financial Statement Overview
Summary
Income Statement
14
Very Negative
Balance Sheet
58
Neutral
Cash Flow
22
Negative
| Breakdown | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 35.00M | 106.20M | 76.09M | 312.90M | 380.54M |
| Gross Profit | -53.70M | -138.80M | -3.48M | 145.60M | 88.68M |
| EBITDA | -91.60M | -73.40M | -33.28M | 125.05M | 118.86M |
| Net Income | -100.80M | -165.80M | -161.23M | -17.50M | -28.65M |
Balance Sheet | |||||
| Total Assets | 633.70M | 779.40M | 935.72M | 1.15B | 1.18B |
| Cash, Cash Equivalents and Short-Term Investments | 24.50M | 125.60M | 150.97M | 248.78M | 48.61M |
| Total Debt | 13.00M | 35.40M | 35.39M | 62.07M | 62.84M |
| Total Liabilities | 353.50M | 392.90M | 379.41M | 434.21M | 447.44M |
| Stockholders Equity | 268.60M | 374.60M | 544.41M | 705.55M | 717.85M |
Cash Flow | |||||
| Free Cash Flow | -43.10M | -59.50M | -104.07M | 371.57M | 65.07M |
| Operating Cash Flow | -41.00M | -48.70M | -100.35M | 376.59M | 69.37M |
| Investing Cash Flow | -2.00M | -10.80M | 2.85M | -172.07M | -630.00K |
| Financing Cash Flow | -27.60M | 2.40M | -3.41M | 500.00K | -59.10M |
Suvidhaa Infoserve Limited Technical Analysis
Positive
3.67
Price Trends
2.46
Negative
2.64
Negative
2.94
Negative
Market Momentum
-0.05
Negative
51.90
Neutral
65.74
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:SUVIDHAA, the sentiment is Positive. The current price of 3.67 is above the 20-day moving average (MA) of 2.32, above the 50-day MA of 2.46, and above the 200-day MA of 2.94, indicating a neutral trend. The MACD of -0.05 indicates Negative momentum. The RSI at 51.90 is Neutral, neither overbought nor oversold. The STOCH value of 65.74 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IN:SUVIDHAA.
Suvidhaa Infoserve Limited Peers Comparison
UnderperformOutperform
Sector (55)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
58 Neutral | ₹20.02B | 24.20 | ― | 2.04% | 21.39% | -13.43% | |
55 Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% | |
54 Neutral | ₹2.16B | 11.28 | ― | 1.54% | 7.45% | 8.72% | |
49 Neutral | ₹5.99B | 60.62 | ― | 0.20% | -8.79% | 40.60% | |
43 Neutral | ₹509.83M | -6.70 | ― | ― | -34.23% | 55.41% | |
41 Neutral | ₹760.73M | -2.37 | ― | 0.10% | -49.83% | -6031.99% | |
37 Underperform | ₹1.28B | -14.47 | ― | ― | -26.19% | -172.63% |
* General Sector Average
IN:SUVIDHAA
Suvidhaa Infoserve Limited
2.26
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-44.33%
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Suvidhaa Infoserve Limited Corporate Events
Suvidhaa Infoserve Publishes Unaudited Q1 FY27 Results in Line with SEBI Norms
Aug 15, 2026
Suvidhaa Infoserve Limited has reported that its unaudited standalone and consolidated financial results for the quarter ended June 30, 2026 have been reviewed by the Audit Committee and approved by the Board of Directors. In line with SEBI’...
Suvidhaa Infoserve Board to Weigh Fund-Raising Options, Extends Trading Window Closure
Jun 24, 2026
Suvidhaa Infoserve Limited has scheduled a meeting of its Board of Directors on June 30, 2026 to consider and approve various fund-raising options deemed appropriate for the company. The outcome of this meeting is expected to outline specific fund...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.