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Sundaram Finance Limited (IN:SUNDARMFIN)
:SUNDARMFIN
India Market
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Sundaram Finance Limited (SUNDARMFIN) Ratios

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Sundaram Finance Limited Ratios

IN:SUNDARMFIN's free cash flow for Q1 2026 was ₹0.49. For the 2026 fiscal year, IN:SUNDARMFIN's free cash flow was decreased by ₹ and operating cash flow was ₹0.25. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
10.14 4.27 4.27 3.35 1.60
Quick Ratio
10.14 4.27 4.27 -5.76 298.61
Cash Ratio
3.44 1.83 1.83 9.11 5.63
Solvency Ratio
2.01 0.03 0.03 0.07 0.08
Operating Cash Flow Ratio
0.00 -24.10 -24.10 -51.77 14.47
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
₹ -1.83B₹ -516.95B₹ -516.95B₹ -430.06B₹ -368.59B
Leverage Ratios
Debt-to-Assets Ratio
<0.01 0.69 0.69 0.64 0.63
Debt-to-Equity Ratio
<0.01 4.00 4.00 3.62 3.43
Debt-to-Capital Ratio
<0.01 0.80 0.80 0.78 0.77
Long-Term Debt-to-Capital Ratio
0.00 0.00 0.00 0.00 0.00
Financial Leverage Ratio
1.04 5.80 5.80 5.66 5.48
Debt Service Coverage Ratio
39.03 1.36 1.36 -0.18 -0.16
Interest Coverage Ratio
21.59 0.82 0.82 0.67 0.63
Debt to Market Cap
0.00 0.00 0.00 0.00 0.00
Interest Debt Per Share
0.98 4.33K 4.33K 3.47K 2.95K
Net Debt to EBITDA
<0.01 8.42 8.42 0.00 0.00
Profitability Margins
Gross Profit Margin
67.62%99.94%99.94%78.09%77.34%
EBIT Margin
44.11%137.98%137.98%-4.63%-3.65%
EBITDA Margin
45.56%143.02%143.02%0.00%0.00%
Operating Profit Margin
41.80%76.95%76.95%53.95%51.34%
Pretax Profit Margin
128.19%54.03%54.03%57.05%51.14%
Net Profit Margin
157.75%39.56%39.56%44.27%42.36%
Continuous Operations Profit Margin
158.17%50.76%50.76%50.33%46.79%
Net Income Per EBT
123.06%73.22%73.22%77.60%82.83%
EBT Per EBIT
306.70%70.21%70.21%105.73%99.61%
Return on Assets (ROA)
7.86%2.23%2.23%2.37%2.44%
Return on Equity (ROE)
8.49%12.96%12.96%13.40%13.34%
Return on Capital Employed (ROCE)
2.08%4.37%4.37%2.89%2.96%
Return on Invested Capital (ROIC)
2.57%2.87%2.87%80.31%93.27%
Return on Tangible Assets
7.86%2.26%2.26%2.40%2.47%
Earnings Yield
3.35%3.15%3.15%5.24%5.49%
Efficiency Ratios
Receivables Turnover
49.85 0.00 0.00 0.00 41.37
Payables Turnover
52.92 0.01 0.01 5.23 4.88
Inventory Turnover
0.00 0.00 0.00 0.57 -0.02
Fixed Asset Turnover
11.36 5.64 5.64 5.87 7.71
Asset Turnover
0.05 0.06 0.06 0.05 0.06
Working Capital Turnover Ratio
13.74 5.02 5.02 16.07 24.64
Cash Conversion Cycle
0.43 -31.01K -31.01K 566.29 -22.30K
Days of Sales Outstanding
7.32 0.00 0.00 0.00 8.82
Days of Inventory Outstanding
0.00 0.00 0.00 636.07 -22.23K
Days of Payables Outstanding
6.90 31.01K 31.01K 69.78 74.86
Operating Cycle
7.32 0.00 0.00 636.07 -22.22K
Cash Flow Ratios
Operating Cash Flow Per Share
0.00 -770.00 -770.00 -590.24 169.00
Free Cash Flow Per Share
0.00 -777.56 -777.56 -592.54 143.91
CapEx Per Share
0.00 7.56 7.56 2.30 25.09
Free Cash Flow to Operating Cash Flow
0.00 1.01 1.01 1.00 0.85
Dividend Paid and CapEx Coverage Ratio
0.00 -21.09 -21.09 -20.17 3.90
Capital Expenditure Coverage Ratio
0.00 -101.81 -101.81 -256.58 6.74
Operating Cash Flow Coverage Ratio
0.00 -0.19 -0.19 -0.18 0.06
Operating Cash Flow to Sales Ratio
0.00 -2.34 -2.34 -2.17 0.67
Free Cash Flow Yield
0.00%-18.80%-18.80%-25.77%7.42%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
29.84 31.75 31.75 19.08 18.22
Price-to-Sales (P/S) Ratio
47.10 12.56 12.56 8.45 7.72
Price-to-Book (P/B) Ratio
2.44 4.12 4.12 2.56 2.43
Price-to-Free Cash Flow (P/FCF) Ratio
0.00 -5.32 -5.32 -3.88 13.48
Price-to-Operating Cash Flow Ratio
0.00 -5.37 -5.37 -3.90 11.48
Price-to-Earnings Growth (PEG) Ratio
2.62 3.54 3.54 1.55 26.04
Price-to-Fair Value
2.44 4.12 4.12 2.56 2.43
Enterprise Value Multiple
103.37 17.20 17.20 0.00 0.00
Enterprise Value
137.02B 892.96B 892.96B 600.75B 508.61B
EV to EBITDA
103.37 17.20 17.20 0.00 0.00
EV to Sales
47.10 24.60 24.60 20.03 18.36
EV to Free Cash Flow
0.00 -10.42 -10.42 -9.20 32.07
EV to Operating Cash Flow
0.00 -10.52 -10.52 -9.24 27.31
Tangible Book Value Per Share
252.50 943.87 943.87 1.08K 941.81
Shareholders’ Equity Per Share
252.57 1.01K 1.01K 899.28 798.15
Tax and Other Ratios
Effective Tax Rate
-0.23 0.27 0.27 0.26 0.25
Revenue Per Share
13.10 329.35 329.35 272.18 251.40
Net Income Per Share
20.67 130.30 130.30 120.49 106.48
Tax Burden
1.23 0.73 0.73 0.78 0.83
Interest Burden
2.91 0.39 0.39 -12.32 -14.00
Research & Development to Revenue
0.00 0.00 0.00 <0.01 <0.01
SG&A to Revenue
0.14 0.23 0.23 0.11 0.09
Stock-Based Compensation to Revenue
<0.01 <0.01 <0.01 <0.01 <0.01
Income Quality
0.00 -5.91 -5.91 -3.80 1.31
Currency in INR
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