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Saraswati Saree Depot Limited (IN:SSDL)
:SSDL
India Market
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Saraswati Saree Depot Limited (SSDL) AI Stock Analysis

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IN:SSDL

Saraswati Saree Depot Limited

(SSDL)

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Neutral 68 (OpenAI - Gpt-5.6Sol)
Rating:68Neutral
Price Target:
₹62.00
▲(10.44% Upside)
Action:Reiterated
Date:09/06/26
The score is supported primarily by a materially strengthened, low-debt balance sheet and an attractive valuation (low P/E and high dividend yield). These positives are tempered by FY2026 margin compression and revenue decline, along with mixed-to-weak technical momentum indicators.
Positive Factors
Balance sheet strength
Material deleveraging and a larger equity base markedly improve financial flexibility and downside protection. Lower leverage reduces refinancing and interest risks, enabling the company to fund inventory and supplier terms from internal resources and remain resilient across business cycles over the next 2–6 months.
Negative Factors
Revenue and margin pressure
A decline in revenue coupled with meaningful gross- and net-margin compression suggests structural pricing, mix, or cost pressures. Persisting weaker spreads would reduce earnings power and limit the firm's ability to generate returns and reinvest, posing a durable headwind to performance.
Read all positive and negative factors
Positive Factors
Negative Factors
Balance sheet strength
Material deleveraging and a larger equity base markedly improve financial flexibility and downside protection. Lower leverage reduces refinancing and interest risks, enabling the company to fund inventory and supplier terms from internal resources and remain resilient across business cycles over the next 2–6 months.
Read all positive factors

Saraswati Saree Depot Limited (SSDL) vs. iShares MSCI India ETF (INDA)

Saraswati Saree Depot Limited Business Overview & Revenue Model

Company Description
Operating within India, Saraswati Saree Depot Ltd. functions as a wholesale distributor of traditional and ethnic garments for women. Their comprehensive product line includes sarees, kurtis, dress materials, blouse pieces, lehengas, bottoms, chun...
How the Company Makes Money
SSDL primarily makes money by buying sarees and other women’s ethnic wear from manufacturers/weavers/suppliers and selling these products to downstream customers (typically retailers and other wholesale/trade buyers) at a markup. Its core revenue ...

Saraswati Saree Depot Limited Financial Statement Overview

Summary
Balance sheet strength is a major positive, with debt falling sharply in FY2026 and very low leverage, improving financial flexibility. Offsetting this, FY2026 revenue declined and profitability compressed (gross and net margins down), and cash flow has been inconsistent across recent years despite a strong FY2026.
Income Statement
60
Neutral
Balance Sheet
82
Very Positive
Cash Flow
55
Neutral
BreakdownTTMMar 2026Mar 2025Mar 2024Mar 2023Mar 2022
Income Statement
Total Revenue6.35B6.31B6.04B6.02B5.92B5.43B
Gross Profit443.64M400.13M607.53M674.28M614.16M457.38M
EBITDA340.24M378.08M457.13M428.57M357.18M215.98M
Net Income236.59M234.06M305.76M295.28M229.74M123.08M
Balance Sheet
Total Assets0.002.87B2.90B2.06B1.89B1.70B
Cash, Cash Equivalents and Short-Term Investments699.46M699.46M465.16M98.68M190.48M172.32M
Total Debt0.006.22M153.29M434.89M414.29M666.18M
Total Liabilities-1.95B922.79M1.12B1.41B1.53B1.58B
Stockholders Equity1.95B1.95B1.78B649.09M353.82M124.08M
Cash Flow
Free Cash Flow-27.73M329.79M-36.77M-94.91M343.20M-449.98M
Operating Cash Flow1.89M349.55M14.10M-85.40M351.92M-412.13M
Investing Cash Flow-16.89M-6.56M-80.78M-2.34M-43.72M-37.85M
Financing Cash Flow-137.00M-108.88M433.17M-4.07M-290.03M621.29M

Saraswati Saree Depot Limited Technical Analysis

Technical Analysis Sentiment
Neutral
Last Price56.14
Price Trends
50DMA
56.19
Positive
100DMA
58.22
Negative
200DMA
64.20
Negative
Market Momentum
MACD
-0.13
Positive
RSI
48.95
Neutral
STOCH
14.47
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:SSDL, the sentiment is Neutral. The current price of 56.14 is below the 20-day moving average (MA) of 58.61, below the 50-day MA of 56.19, and below the 200-day MA of 64.20, indicating a neutral trend. The MACD of -0.13 indicates Positive momentum. The RSI at 48.95 is Neutral, neither overbought nor oversold. The STOCH value of 14.47 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for IN:SSDL.

Saraswati Saree Depot Limited Peers Comparison

Overall Rating
UnderperformOutperform
Sector (55)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
74
Outperform
₹144.39B37.571.32%1.95%-2.63%
68
Neutral
₹2.25B9.406.66%0.95%-23.25%
61
Neutral
₹13.25B9.231.74%4.83%20.42%
59
Neutral
₹17.15B32.63-1.51%-38.13%
55
Neutral
$6.65B3.83-15.92%6.20%10.91%7.18%
53
Neutral
₹78.82B42.6963.30%117.94%
49
Neutral
₹30.33B63.4734.89%174.22%
* General Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
IN:SSDL
Saraswati Saree Depot Limited
56.82
-33.09
-36.80%
IN:GOCOLORS
Go Fashion (India) Limited
326.05
-407.45
-55.55%
IN:KALAMANDIR
Sai Silks (Kalamandir) Ltd.
86.41
-79.06
-47.78%
IN:MANYAVAR
Vedant Fashions Limited
594.25
-137.25
-18.76%
IN:STYLEBAAZA
Baazar Style Retail Limited
398.45
31.80
8.67%
IN:V2RETAIL
V2 Retail Limited
216.15
52.16
31.81%

Saraswati Saree Depot Limited Corporate Events

Saraswati Saree Depot Files Newspaper Ads of Q1 FY27 Results with Exchanges
Aug 16, 2026
Saraswati Saree Depot Limited has submitted to the Indian stock exchanges copies of newspaper advertisements detailing its unaudited financial results for the quarter ended June 30, 2026, together with a limited review report. The disclosures, pub...
Saraswati Saree Depot Confirms Fully Dematerialized Shareholding in SEBI Filing
Jul 15, 2026
Saraswati Saree Depot Limited has submitted to the stock exchanges a certificate under Regulation 74(5) of the SEBI (Depositories and Participants) Regulations, 2018 for the quarter ended June 30, 2026. The certificate from its registrar and share...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Sep 06, 2026