Saraswati Saree Depot Limited (SSDL) AI Stock Analysis

• Market Cap: ₹3.38B
• Dividend Yield: 4.35%
• Average Volume (3M): 4.39K
• Price to Earnings (P/E): 11.2
• Beta (1Y): 0.88
• Revenue Growth: N/A
• EPS Growth: N/A
• Country: IN
• Employees: N/A
• Sector: Consumer Cyclical
• Sector Strength: 84
• Industry: Apparel - Retail
• EPS (TTM): 1.60
• Shares Outstanding: 39,599,800
• 10 Day Avg. Volume: 2,068
• 30 Day Avg. Volume: 4,389
• PEG Ratio: -0.82
• Price to Book (P/B): 1.89
• Price to Sales (P/S): 0.56
• P/FCF Ratio: -91.57
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

• Rating: 64 Neutral
• Price Target: ₹96.00 ▲(12.94% Upside)

The overall stock score of 64 reflects a combination of solid financial performance and attractive valuation, offset by weak technical indicators. The company's revenue growth and improved profitability are positive, but operational efficiency and cash flow management need attention. The stock's bearish technical signals suggest caution, despite its attractive valuation and dividend yield.

Saraswati Saree Depot Limited Business Overview & Revenue Model

Company Description

Saraswati Saree Depot Limited engages in the wholesale distribution of women's traditional and ethnic wear garments in India. The company offers sarees, kurtis, dress materials, blouse pieces, lehengas, bottoms, chunaris, pant and shirt pieces, and other women's apparel accessories. It also serves customers online; and through its stores in Kolhapur and Ulhasnagar. The company was founded in 1966 and is based in Kolhapur, India.

How the Company Makes Money

Saraswati Saree Depot Limited generates revenue primarily through the direct sale of sarees and related clothing items in its retail outlets and online platform. The company benefits from multiple revenue streams, including wholesale distribution to other retailers, custom orders for weddings and events, and seasonal promotions. Additionally, SSDL has established partnerships with local textile manufacturers and artisans, which allows it to maintain a competitive edge by offering unique products that resonate with consumers seeking authentic craftsmanship. The brand's strong presence in both physical stores and e-commerce has further enhanced its sales performance, enabling it to reach a broader market and increase its overall profitability.

Saraswati Saree Depot Limited Financial Statement Overview

Summary

Saraswati Saree Depot Limited shows solid revenue growth and improved profitability, supported by a stronger capital structure. However, operational efficiency and cash flow management need improvement. The balance sheet indicates reduced leverage, but cash flow constraints could impact long-term growth.

Income Statement

Saraswati Saree Depot Limited has shown consistent revenue growth over the past years, with a notable increase from 2024 to 2025. The gross profit margin has decreased slightly, indicating potential cost pressure. The net profit margin remains stable, reflecting efficient management of operating expenses. However, EBIT and EBITDA margins have slightly decreased, suggesting room for operational efficiency improvements.

Balance Sheet

The company has improved its debt-to-equity ratio significantly, indicating a stronger balance sheet and lower financial risk. Return on Equity (ROE) has improved, showing effective utilization of shareholder funds. The equity ratio has increased, reflecting a robust capital structure. However, the overall liabilities remain high relative to total assets, indicating potential leverage risks.

Cash Flow

Operating cash flow has improved significantly but remains relatively low compared to net income, indicating potential cash management issues. Free cash flow has improved from previous years but remains negative, which may constrain future investment opportunities. The company should focus on enhancing cash generation to support growth and reduce reliance on external financing.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	6.28B	6.04B	6.02B	5.92B	5.43B	0.00
Gross Profit	700.03M	607.53M	674.28M	614.16M	457.38M	0.00
EBITDA	485.00M	457.13M	428.57M	357.18M	215.98M	0.00
Net Income	308.27M	305.76M	295.28M	229.74M	123.08M	-3.00K
Balance Sheet
Total Assets	0.00	2.90B	2.06B	1.89B	1.70B	1.02M
Cash, Cash Equivalents and Short-Term Investments	465.16M	465.16M	98.68M	190.48M	172.32M	1.00M
Total Debt	0.00	153.29M	434.89M	414.29M	666.18M	0.00
Total Liabilities	-1.78B	1.12B	1.41B	1.53B	1.58B	20.00K
Stockholders Equity	1.78B	1.78B	649.09M	353.82M	124.08M	1.00M
Cash Flow
Free Cash Flow	0.00	-36.77M	-94.91M	343.20M	-449.98M	0.00
Operating Cash Flow	0.00	14.10M	-85.40M	351.92M	-412.13M	0.00
Investing Cash Flow	0.00	-80.78M	-2.34M	-43.72M	-37.85M	0.00
Financing Cash Flow	0.00	433.17M	-4.07M	-290.03M	621.29M	1.00M

Saraswati Saree Depot Limited Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 85.00
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:SSDL, the sentiment is Neutral. The current price of 85 is below the 20-day moving average (MA) of 86.76, below the 50-day MA of 89.09, and below the 200-day MA of 96.24, indicating a neutral trend. The MACD of -1.01 indicates Negative momentum. The RSI at 47.95 is Neutral, neither overbought nor oversold. The STOCH value of 50.09 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for IN:SSDL.

Saraswati Saree Depot Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
KALAMANDIR	71 Outperform	₹28.10B	24.39	―	1.07%	17.77%	28.06%
MANYAVAR	66 Neutral	₹166.71B	42.37	―	1.16%	10.20%	2.96%
CANTABIL	66 Neutral	₹20.29B	25.60	―	0.40%	19.03%	25.30%
SPAL	65 Neutral	₹17.59B	17.78	―	0.28%	43.15%	5.38%
SSDL	64 Neutral	₹3.38B	11.17	―	4.35%	―	―
Sector *	61 Neutral	$18.38B	12.79	-2.54%	3.03%	1.52%	-15.83%

Saraswati Saree Depot Limited Corporate Events

Saraswati Saree Depot Seeks Shareholder Reclassification

Saraswati Saree Depot Limited has submitted an application to reclassify certain shareholders from the ‘Promoter Group’ category to the ‘Public’ category, as per SEBI regulations. This move, pending approval from the stock exchanges, could impact the company’s shareholder structure and potentially influence its market positioning.