Senco Gold Limited (SENCO) AI Stock Analysis

• Market Cap: ₹55.44B
• Dividend Yield: 0.3%
• Average Volume (3M): 62.28K
• Price to Earnings (P/E): 25.8
• Beta (1Y): 1.47
• Revenue Growth: 27.47%
• EPS Growth: -0.43%
• Country: IN
• Employees: 2,345
• Sector: Consumer Cyclical
• Sector Strength: 84
• Industry: Luxury Goods
• EPS (TTM): 6.40
• Shares Outstanding: 163,718,340
• 10 Day Avg. Volume: 51,057
• 30 Day Avg. Volume: 62,285
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): N/A
• P/FCF Ratio: N/A
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: ₹401.00
• Price Target Upside: 18.43% Upside
• Rating Consensus: Hold
• Number of Analyst Covering: 1

• Rating: 65 Neutral
• Price Target: ₹401.00 ▲(18.43% Upside)

Senco Gold Limited's overall stock score is primarily influenced by its strong revenue growth and stable gross margins, which are positive indicators for its potential in the luxury goods industry. However, the high debt levels and negative cash flow present significant risks. The technical analysis suggests a neutral to slightly bearish short-term outlook, while the valuation indicates potential overvaluation. These factors combined result in a moderate overall stock score.

Senco Gold Limited Business Overview & Revenue Model

Company Description

Senco Gold Limited (SENCO) is a leading jewelry retail company based in India, specializing in the design, manufacture, and sale of gold, diamond, and other precious metal jewelry. The company is well-known for its intricate craftsmanship and offers a diverse range of products including necklaces, bracelets, earrings, and rings. Senco Gold operates through a network of retail stores and an online platform, catering to a broad customer base across various segments.

How the Company Makes Money

Senco Gold Limited generates revenue primarily through the sale of gold, diamond, and other precious metal jewelry. The company's key revenue streams include retail sales from its network of physical stores and online sales through its e-commerce platform. Senco Gold also benefits from a strong brand presence and customer loyalty, which contribute to repeat business and referrals. Additionally, the company may engage in strategic partnerships and collaborations with designers or other brands to expand its product offerings and market reach. Factors such as gold prices, consumer spending trends, and festive or wedding seasons significantly impact the company's earnings.

Senco Gold Limited Financial Statement Overview

Summary

Senco Gold Limited shows strong revenue growth and a stable gross margin, highlighting its potential in the luxury goods industry. While the balance sheet indicates a growing equity base, the high debt levels warrant caution. Cash flow challenges, especially negative operating cash flow, suggest the need for improved cash management strategies.

Income Statement

Senco Gold Limited has demonstrated strong revenue growth with a consistent upward trajectory, increasing from 24.16 billion in 2020 to 63.28 billion in 2025. The gross profit margin has shown stability, averaging around 13-14% over the years. Notably, the EBIT and EBITDA margins have also remained healthy, indicating efficient cost management. However, net profit margin has slightly declined from previous periods, reflecting a need for further improvement in net income growth relative to revenue.

Balance Sheet

The company's balance sheet reflects a strong growth in stockholders' equity, rising significantly from 5.5 billion in 2020 to 19.7 billion in 2025, coupled with increasing total assets. The debt-to-equity ratio, although on the higher side, is manageable given the industry standards. The equity ratio has improved, indicating a stronger equity position. However, the high level of total debt remains a potential risk that needs monitoring.

Cash Flow

Senco Gold's cash flow presents a mixed picture. Operating cash flow has been negative in recent years, which is a concern for long-term sustainability. The free cash flow has also been negative, indicating challenges in generating cash after capital expenditures. On the positive side, the company has managed to maintain a stable capital expenditure level, ensuring continued investment in growth opportunities.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	61.44B	63.28B	52.41B	40.70B	35.25B	26.55B
Gross Profit	7.32B	8.52B	7.83B	6.43B	5.30B	3.65B
EBITDA	3.81B	4.22B	4.06B	3.39B	2.84B	1.85B
Net Income	1.29B	1.59B	1.81B	1.58B	1.29B	614.82M
Balance Sheet
Total Assets	0.00	47.46B	37.23B	29.05B	21.00B	15.59B
Cash, Cash Equivalents and Short-Term Investments	5.19B	7.60B	430.94M	94.83M	95.44M	760.62M
Total Debt	0.00	20.59B	17.61B	13.89B	10.26B	6.80B
Total Liabilities	-14.23B	27.76B	23.57B	19.60B	13.74B	9.57B
Stockholders Equity	14.23B	19.70B	13.66B	9.46B	7.26B	6.03B
Cash Flow
Free Cash Flow	0.00	-2.59B	-3.32B	-1.09B	-945.77M	1.67B
Operating Cash Flow	0.00	-2.21B	-2.94B	-781.99M	-698.86M	1.81B
Investing Cash Flow	0.00	-322.23M	-1.18B	-1.98B	-1.57B	-536.56M
Financing Cash Flow	0.00	2.68B	4.21B	2.76B	2.28B	-1.22B

Senco Gold Limited Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 338.60
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Positive
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:SENCO, the sentiment is Negative. The current price of 338.6 is below the 20-day moving average (MA) of 372.76, below the 50-day MA of 359.48, and below the 200-day MA of 384.30, indicating a bearish trend. The MACD of -3.53 indicates Positive momentum. The RSI at 29.55 is Positive, neither overbought nor oversold. The STOCH value of 5.89 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:SENCO.

Senco Gold Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
SENCO	65 Neutral	₹55.44B	25.81	―	0.30%	27.47%	-0.43%
TBZ	63 Neutral	12.09B	16.38	10.41%	1.24%	13.93%	22.84%
PCJEWELLER	62 Neutral	80.09B	11.23	9.33%	―	173.56%	―
RAJESHEXPO	55 Neutral	54.08B	73.47	0.60%	―	93.58%	93.53%
THANGAMAYL	54 Neutral	62.71B	56.57	10.77%	0.62%	28.28%	-16.65%
Sector *	61 Neutral	$18.38B	12.79	-2.54%	3.03%	1.52%	-15.83%

Senco Gold Limited Corporate Events

Senco Gold Limited Releases Q1 FY26 Investor Presentation

Senco Gold Limited has released its Investor Presentation for the first quarter of the fiscal year 2026, detailing the company’s performance up to June 30, 2025. This presentation, available on the company’s website, is part of their regulatory compliance and aims to inform stakeholders about the company’s financial health and strategic positioning in the market.