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Total Valuation
SBI Cards & Payment Services Ltd has a market cap or net worth of ₹502.94B. The enterprise value is ₹990.29B.
Market Cap₹502.94B
Enterprise Value₹990.29B
Share Statistics
SBI Cards & Payment Services Ltd has 951,643,800 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding951,643,800
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
SBI Cards & Payment Services Ltd’s return on equity (ROE) is 0.14 and return on invested capital (ROIC) is 8.83%.
Return on Equity (ROE)0.14
Return on Assets (ROA)0.03
Return on Invested Capital (ROIC)8.83%
Return on Capital Employed (ROCE)0.12
Revenue Per Employee49.09M
Profits Per Employee5.14M
Employee Count4,218
Asset Turnover0.31
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of SBI Cards & Payment Services Ltd is 19.3. SBI Cards & Payment Services Ltd’s PEG ratio is 2.15.
PE Ratio19.3
PS Ratio2.92
PB Ratio3.85
Price to FCF3.84
Price to Operating Cash Flow-11.94
PEG Ratio2.15
Income Statement
In the last 12 months, SBI Cards & Payment Services Ltd had revenue of 207.08B and earned 21.67B in profits. Earnings per share was 22.77.
Revenue207.08B
Gross Profit161.51B
Operating Income78.76B
Pretax Income29.13B
Net Income21.67B
EBITDA30.49B
Earnings Per Share (EPS)22.77
Cash Flow
In the last 12 months, operating cash flow was -42.10B and capital expenditures -166.60M, giving a free cash flow of -42.27B billion.
Operating Cash Flow-42.10B
Free Cash Flow-42.27B
Free Cash Flow per Share-44.42
Dividends & Yields
SBI Cards & Payment Services Ltd pays an annual dividend of ₹2.5, resulting in a dividend yield of 0.47%
Dividend Per Share₹2.5
Dividend Yield0.47%
Payout Ratio9.12%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.07
52-Week Price Change-41.49%
50-Day Moving Average610.70
200-Day Moving Average665.98
Relative Strength Index (RSI)29.95
Average Volume (3m)71.73K
Important Dates
SBI Cards & Payment Services Ltd upcoming earnings date is Jan 27, 2027, TBA (Confirmed).
Last Earnings DateOct 23, 2026
Next Earnings DateJan 27, 2027
Ex-Dividend Date―
Financial Position
SBI Cards & Payment Services Ltd as a current ratio of 0.00, with Debt / Equity ratio of 278.65%
Current Ratio0.00
Quick Ratio0.00
Debt to Market Cap0.73
Net Debt to EBITDA13.69
Interest Coverage Ratio2.56
Taxes
In the past 12 months, SBI Cards & Payment Services Ltd has paid 7.46B in taxes.
Income Tax7.46B
Effective Tax Rate0.26
Enterprise Valuation
SBI Cards & Payment Services Ltd EV to EBITDA ratio is 33.52, with an EV/FCF ratio of 6.49.
EV to Sales4.94
EV to EBITDA33.52
EV to Free Cash Flow6.49
EV to Operating Cash Flow6.47
Balance Sheet
SBI Cards & Payment Services Ltd has ₹39.83B in cash and marketable securities with ₹471.76B in debt, giving a net cash position of -₹431.93B billion.
Cash & Marketable Securities₹39.83B
Total Debt₹471.76B
Net Cash-₹431.93B
Net Cash Per Share-₹453.88
Tangible Book Value Per Share₹164.49
Margins
Gross margin is 78.93%, with operating margin of 38.03%, and net profit margin of 10.46%.
Gross Margin78.93%
Operating Margin38.03%
Pretax Margin14.07%
Net Profit Margin10.46%
EBITDA Margin14.73%
EBIT Margin14.07%
Analyst Forecast
The average price target for SBI Cards & Payment Services Ltd is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast6.46%
EPS Growth Forecast35.94%