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Sammaan Capital Ltd
(SAMMAANCAP)
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Rating:44Neutral
Price Target:
₹146.00
▼(-11.46% Downside)
Action:Reiterated
Date:08/24/26
The score is weighed down primarily by sharply deteriorating financial performance (large recent losses, negative operating/free cash flow in 2026, and high leverage). Technical indicators also remain bearish with price below major moving averages and negative MACD, while valuation provides limited offset because the negative P/E reflects loss-making operations and there is no dividend yield support in the data.
Positive Factors
Top-line expansion
Strong revenue expansion indicates the lender can still grow its business and customer base. If management can convert this scale into healthier spreads and credit-adjusted returns, the enlarged platform could support a more durable earnings recovery.
Negative Factors
Sharp earnings deterioration
The rapid shift from profitability to deeply negative margins weakens earnings quality and makes near-term capital generation uncertain. Sustained losses could constrain loan growth, reduce financial flexibility, and require corrective action to restore operating returns.
Read all positive and negative factors
Positive Factors
Negative Factors
Top-line expansion
Strong revenue expansion indicates the lender can still grow its business and customer base. If management can convert this scale into healthier spreads and credit-adjusted returns, the enlarged platform could support a more durable earnings recovery.
Read all positive factors
Sammaan Capital Ltd (SAMMAANCAP) vs. iShares MSCI India ETF (INDA)
Market Cap
₹179.14B
Dividend Yield1.22%
Average Volume (3M)714.16K
Price to Earnings (P/E)―
Beta (1Y)1.38
Revenue Growth-15.74%
EPS Growth-180.59%
CountryIN
Employees4,387
SectorGeneral
Sector StrengthN/A
IndustryFinancial - Mortgages
Share Statistics
EPS (TTM)-89.33
Shares Outstanding1,164,556,900
10 Day Avg. Volume963,931
30 Day Avg. Volume714,157
Financial Highlights & Ratios
PEG Ratio>-0.01
Price to Book (P/B)0.64
Price to Sales (P/S)1.49
P/FCF Ratio-1.33
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)22.6
Revenue Forecast (FY)₹41.01B
Sammaan Capital Ltd Business Overview & Revenue Model
Company Description
Sammaan Capital Limited, an Indian non-banking financial company with its subsidiaries, delivers a wide array of financial products and services. These encompass diverse home financing solutions, such as loans for general residential properties, n...
How the Company Makes Money
null...
Sammaan Capital Ltd Financial Statement Overview
Summary
Income Statement
18
Very Negative
Balance Sheet
42
Neutral
Cash Flow
24
Negative
| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 57.39B | 81.90B | 70.93B | 67.38B | 84.81B | 87.36B |
| Gross Profit | 40.53B | 81.02B | 32.86B | 26.62B | 30.84B | 27.46B |
| EBITDA | -71.52B | -86.96B | -9.85B | 32.12B | 70.86B | 76.24B |
| Net Income | -72.36B | -71.45B | -18.07B | 12.14B | 11.30B | 11.78B |
Balance Sheet | ||||||
| Total Assets | 0.00 | 742.43B | 701.81B | 730.66B | 749.45B | 819.73B |
| Cash, Cash Equivalents and Short-Term Investments | 0.00 | 109.60B | 47.34B | 44.24B | 52.32B | 79.86B |
| Total Debt | 0.00 | 518.53B | 427.26B | 484.93B | 524.03B | 613.59B |
| Total Liabilities | -189.91B | 552.52B | 483.59B | 532.75B | 575.84B | 652.99B |
| Stockholders Equity | 189.91B | 189.91B | 218.22B | 197.92B | 173.61B | 166.74B |
Cash Flow | ||||||
| Free Cash Flow | 0.00 | -91.26B | 87.16B | 30.28B | 39.52B | 6.37B |
| Operating Cash Flow | 0.00 | -90.67B | 87.72B | 30.86B | 40.01B | 6.57B |
| Investing Cash Flow | 0.00 | 611.00M | -55.78B | 10.42B | 8.84B | 16.49B |
| Financing Cash Flow | 0.00 | 146.84B | -23.73B | -23.83B | -91.42B | -74.44B |
Sammaan Capital Ltd Technical Analysis
Positive
164.90
Price Trends
160.00
Negative
160.13
Negative
153.71
Positive
Market Momentum
-1.96
Negative
51.95
Neutral
81.64
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:SAMMAANCAP, the sentiment is Positive. The current price of 164.9 is above the 20-day moving average (MA) of 152.59, above the 50-day MA of 160.00, and above the 200-day MA of 153.71, indicating a neutral trend. The MACD of -1.96 indicates Negative momentum. The RSI at 51.95 is Neutral, neither overbought nor oversold. The STOCH value of 81.64 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IN:SAMMAANCAP.
Sammaan Capital Ltd Peers Comparison
UnderperformOutperform
Sector (55)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
78 Outperform | ₹208.96B | 18.25 | ― | ― | 18.04% | 19.18% | |
72 Outperform | ₹103.53B | 14.91 | ― | ― | 13.18% | 16.88% | |
62 Neutral | ₹128.36B | 13.06 | ― | 1.76% | 20.54% | 23.05% | |
60 Neutral | ₹73.35B | 13.84 | ― | 2.22% | 25.32% | 26.24% | |
59 Neutral | ₹129.09B | 22.11 | ― | 0.42% | 21.42% | 25.43% | |
55 Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% | |
44 Neutral | ₹179.14B | -1.71 | ― | 1.22% | -15.74% | -180.59% |
* General Sector Average
IN:SAMMAANCAP
Sammaan Capital Ltd
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16.65
12.22%
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Sammaan Capital Ltd Corporate Events
Sammaan Capital Completes Cash Tender Offer for 2027 Social Bonds
Aug 17, 2026
Sammaan Capital Limited has announced the final results and completion of a cash tender offer for up to U.S.$18,000,000 in principal amount of its outstanding U.S.$350,000,000 9.70% Senior Secured Social Bonds due 2027. The tender offer, conducted...
Sammaan Capital Schedules Global Investor Call on Q1 FY27 Results
Aug 10, 2026
Sammaan Capital Limited, a listed Indian financial services company specializing in home loan and credit offerings, operates from Gurgaon and New Delhi while maintaining a presence on BSE, NSE, India INX, and NSE IFSC. The firm targets both domest...
Sammaan Capital Confirms Timely Interest Payment on Listed Debentures
Aug 1, 2026
Sammaan Capital Limited operates in India’s financial services sector, focusing on home loans and related credit products. The company’s debentures are listed on the National Stock Exchange of India and BSE, indicating an active presen...
Sammaan Capital Publishes Postal Ballot Notice, Opens Window for Demat of Physical Shares
Jul 11, 2026
Sammaan Capital Ltd has notified exchanges that it has dispatched a postal ballot notice to shareholders and published the requisite advertisements in Financial Express and Jan Satta, in line with SEBI disclosure norms and the Companies Act. The c...
Sammaan Capital Confirms Timely Interest and Principal Payments on Privately Placed Debentures
Jun 30, 2026
Sammaan Capital Limited has notified the National Stock Exchange of India and BSE that it has made timely payment of interest and principal on its secured redeemable non-convertible debentures and unsecured subordinated debentures issued on a priv...
Sammaan Capital Schedules Mumbai Investor Meetings for June 19, 2026
Jun 16, 2026
Sammaan Capital Limited has announced that it will participate in a series of group investor meetings in Mumbai on Friday, June 19, 2026, organized by PL Capital and held in physical format. The company has emphasized that no unpublished price sen...
Sammaan Capital Gains S&P Rating Upgrade After Strategic Investment
Jun 2, 2026
Sammaan Capital Limited has secured an upgrade of its long-term international credit rating to BB- with a Stable Outlook from SP Global Ratings, reflecting a stronger credit profile following a strategic investment by International Holding Company...
Sammaan Capital to Engage Investors at BofA Securities 2026 India Conference
May 27, 2026
Sammaan Capital Limited has announced that it will participate in the BofA Securities 2026 India Conference in Mumbai on June 2, 2026. The company plans to engage in one-on-one and group meetings with multiple investors, signaling an active invest...
Sammaan Capital Confirms Timely Interest Payments on Listed NCDs
May 26, 2026
Sammaan Capital Limited has certified to the stock exchanges that it has made timely interest payments on its secured redeemable non-convertible debentures issued through public offerings. The company detailed that all due interest amounts for mul...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.