Ruby Mills Limited (RUBYMILLS) AI Stock Analysis

• Market Cap: ₹7.42B
• Dividend Yield: 0.79%
• Average Volume (3M): 2.11K
• Price to Earnings (P/E): 16.6
• Beta (1Y): 1.75
• Revenue Growth: 15.28%
• EPS Growth: 3.18%
• Country: IN
• Employees: 188
• Sector: Consumer Defensive
• Sector Strength: 42
• Industry: Apparel - Manufacturers
• EPS (TTM): 3.61
• Shares Outstanding: 33,440,000
• 10 Day Avg. Volume: 4,869
• 30 Day Avg. Volume: 2,109
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): N/A
• P/FCF Ratio: N/A
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: ₹242.00
• Price Target Upside: 9.03% Upside
• Rating Consensus: Hold
• Number of Analyst Covering: 1

• Rating: 64 Neutral
• Price Target: ₹242.00 ▲(9.03% Upside)

Ruby Mills Limited's overall stock score is driven primarily by its strong profitability and financial stability, despite challenges in cash flow management and modest revenue growth. The technical analysis suggests bearish momentum, but valuation metrics indicate the stock is reasonably priced. The absence of earnings call data and corporate events limits additional insights.

Ruby Mills Limited Business Overview & Revenue Model

Company Description

The Ruby Mills Limited manufactures textile products in India. It operates in two segments, Textiles, and Real Estate. The company offers cotton, blended yarn, and fabrics, as well as engages in the real estate development and related activities. It also exports its products. The company was incorporated in 1917 and is based in Mumbai, India.

How the Company Makes Money

Ruby Mills Limited generates revenue primarily through the sale of its textile products. The company manufactures and sells fabrics made from cotton and blended materials to various segments including fashion brands, garment manufacturers, and retailers. Key revenue streams include domestic sales within India and exports to international markets. The company also leverages its advanced manufacturing facilities and strategic partnerships with fashion and textile brands to enhance its market presence and expand its customer base. Additional revenue may be generated through innovative product offerings and collaborations with designers to create exclusive fabric lines.

Ruby Mills Limited Financial Statement Overview

Summary

Ruby Mills Limited shows strong profitability with a solid equity base and effective operational margins. However, challenges in revenue growth and cash flow management, along with increasing debt levels, pose potential risks.

Income Statement

Ruby Mills Limited has demonstrated a strong gross profit margin of 52.2% and a net profit margin of 17.4% in the latest fiscal year. However, the revenue growth has been modest at 2.4% compared to the previous year. The EBIT margin is solid at 14.0%, and the EBITDA margin is healthy at 28.8%. Despite these strengths, the decline in EBIT from the previous year indicates some operational challenges.

Balance Sheet

The company maintains a robust equity position with an equity ratio of 61.4%, indicating financial stability. However, the debt-to-equity ratio has increased to 0.52, suggesting a rising reliance on debt financing. The return on equity is commendable at 6.6%, but there's room for improvement in optimizing equity returns.

Cash Flow

Ruby Mills' cash flow situation is concerning with a negative free cash flow of -591 million INR. The operating cash flow to net income ratio is negative, reflecting cash generation issues. The company's free cash flow to net income ratio is also negative, indicating a need to improve cash management strategies.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	2.36B	2.43B	2.37B	2.60B	1.59B	1.23B
Gross Profit	1.47B	1.27B	705.27M	1.70B	812.08M	885.20M
EBITDA	686.78M	698.34M	674.46M	545.07M	542.34M	470.02M
Net Income	424.26M	423.13M	445.43M	352.26M	310.47M	258.48M
Balance Sheet
Total Assets	0.00	10.38B	8.75B	9.60B	9.66B	10.48B
Cash, Cash Equivalents and Short-Term Investments	1.69B	1.10B	784.61M	1.90B	258.86M	1.17B
Total Debt	0.00	3.28B	2.13B	2.41B	2.80B	3.82B
Total Liabilities	-6.06B	4.01B	2.75B	4.00B	4.37B	5.49B
Stockholders Equity	6.06B	6.37B	6.00B	5.60B	5.29B	4.99B
Cash Flow
Free Cash Flow	0.00	-591.48M	227.73M	1.18B	813.62M	161.28M
Operating Cash Flow	0.00	-376.43M	499.57M	1.25B	950.06M	175.36M
Investing Cash Flow	0.00	-844.87M	-775.33M	4.67M	210.35M	14.82M
Financing Cash Flow	0.00	1.09B	-349.47M	-478.44M	-1.28B	-42.76M

Ruby Mills Limited Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 221.95
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:RUBYMILLS, the sentiment is Negative. The current price of 221.95 is below the 20-day moving average (MA) of 228.88, below the 50-day MA of 233.00, and below the 200-day MA of 222.72, indicating a bearish trend. The MACD of -0.51 indicates Positive momentum. The RSI at 41.89 is Neutral, neither overbought nor oversold. The STOCH value of 7.14 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:RUBYMILLS.

Ruby Mills Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
LAMBODHARA	64 Neutral	1.42B	20.04	5.82%	0.37%	17.57%	47.28%
RUBYMILLS	64 Neutral	₹7.42B	16.60	―	0.79%	15.28%	3.18%
CHEVIOT	63 Neutral	6.59B	10.99	8.87%	0.44%	5.20%	-22.68%
RSWM	60 Neutral	6.95B	-41.09	-3.09%	―	9.72%	24.23%
BASML	44 Neutral	2.10B	21.34	1.98%	―	-20.14%	―
Sector *	62 Neutral	$20.33B	14.63	-3.31%	3.23%	1.93%	-12.26%

Ruby Mills Limited Corporate Events

Ruby Mills Limited Releases AGM Voting Results and Scrutinizer’s Report

Ruby Mills Limited has released the scrutinizer’s report and voting results from its 109th Annual General Meeting held on September 9, 2025. The meeting, conducted via video conferencing, included electronic voting facilities for shareholders, ensuring compliance with regulatory requirements. The results and report are available on the company’s website, reflecting the company’s commitment to transparency and stakeholder engagement.

Ruby Mills Limited Concludes 109th AGM with Key Resolutions

Ruby Mills Limited held its 109th Annual General Meeting on September 9, 2025, where key business items were addressed, including the adoption of audited financial statements and the declaration of a final dividend. The meeting facilitated shareholder engagement through remote e-voting, highlighting the company’s commitment to transparency and regulatory compliance, which may enhance stakeholder confidence.

Ruby Mills Limited Expands Investment Portfolio with New Partnership

Ruby Mills Limited has entered into a financial agreement with Jambavati Project Realty Two LLP, becoming a new investing partner with a 19.99% share in the LLP. This strategic move includes a capital contribution and a loan agreement, allowing Ruby Mills to appoint a partner in Jambavati while not participating in its daily management, potentially enhancing its investment portfolio and market positioning.

Ruby Mills Limited Announces Virtual AGM for 2025

Ruby Mills Limited announced the scheduling of its 109th Annual General Meeting (AGM) to be held on September 9, 2025, through video conferencing and other audio-visual means. This move aligns with the Ministry of Corporate Affairs’ guidelines for conducting AGMs virtually, reflecting the company’s adaptation to modern communication methods and ensuring stakeholder engagement despite geographical constraints.

Ruby Mills Approves Q2 2025 Financial Results

The Ruby Mills Limited announced the approval of its unaudited financial results for the quarter ending June 30, 2025, following a board meeting held on August 14, 2025. The results were reviewed by the company’s statutory auditor, CNK & Associates LLP, in compliance with SEBI regulations, ensuring adherence to Indian Accounting Standards.