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Power Finance Corporation Limited
(PFC)
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Rating:65Neutral
Price Target:
₹353.00
▼(-6.09% Downside)
Action:Reiterated
Date:08/11/26
The score is supported primarily by attractive valuation (very low P/E and a meaningful dividend yield) and solid profitability trends. Offsetting this are key financial risks from high leverage and historically volatile cash flows, plus weak technical trend signals with the stock trading below major moving averages.
Positive Factors
Revenue and Margin Expansion
Multi-year revenue expansion alongside improving net margins indicates stronger earning capacity and operating profitability. If maintained, this combination can support internal capital formation, strengthen resilience, and provide a durable base for continued lending activity.
Negative Factors
Very High Leverage
High leverage leaves less room to absorb adverse credit, funding, or asset-quality shocks. It also increases dependence on continued access to financing markets and makes balance-sheet stability more sensitive to changes in counterparties’ repayment capacity.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue and Margin Expansion
Multi-year revenue expansion alongside improving net margins indicates stronger earning capacity and operating profitability. If maintained, this combination can support internal capital formation, strengthen resilience, and provide a durable base for continued lending activity.
Read all positive factors
Power Finance Corporation Limited (PFC) vs. iShares MSCI India ETF (INDA)
Market Cap
₹1.11T
Dividend Yield5.58%
Average Volume (3M)1.44M
Price to Earnings (P/E)4.3
Beta (1Y)1.39
Revenue Growth3.53%
EPS Growth7.13%
CountryIN
Employees552
SectorGeneral
Sector StrengthN/A
IndustryFinancial - Credit Services
Share Statistics
EPS (TTM)78.93
Shares Outstanding3,300,101,800
10 Day Avg. Volume545,574
30 Day Avg. Volume1,441,934
Financial Highlights & Ratios
PEG Ratio0.38
Price to Book (P/B)0.94
Price to Sales (P/S)1.11
P/FCF Ratio2.27
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)59.19
Revenue Forecast (FY)₹260.69B
Power Finance Corporation Limited Business Overview & Revenue Model
Company Description
Power Finance Corporation Limited (PFC), an Indian non-banking financial institution, dedicates its services to the nation's power sector, providing a comprehensive range of financial products, advisory support, and related solutions. The company'...
How the Company Makes Money
PFC makes money primarily through interest-based lending and related financial services to the power sector. Its core revenue model is to raise funds (e.g., via bonds/market borrowings and other funding sources) and deploy them as loans and other ...
Power Finance Corporation Limited Financial Statement Overview
Summary
Income Statement
84
Very Positive
Balance Sheet
56
Neutral
Cash Flow
38
Negative
| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 1.13T | 1.13T | 1.06T | 915.34B | 745.34B | 749.46B |
| Gross Profit | 429.71B | 428.02B | 416.78B | 335.66B | 275.17B | 302.37B |
| EBITDA | 602.28B | 429.13B | 386.88B | 336.42B | 265.48B | 234.17B |
| Net Income | 260.47B | 259.01B | 229.91B | 197.61B | 158.89B | 140.15B |
Balance Sheet | ||||||
| Total Assets | 12.46T | 12.45T | 11.78T | 10.39T | 8.96T | 7.91T |
| Cash, Cash Equivalents and Short-Term Investments | 69.87B | 46.73B | 95.85B | 33.89B | 1.28B | 9.14B |
| Total Debt | 0.00 | 10.13T | 9.72T | 8.62T | 7.51T | 6.60T |
| Total Liabilities | 10.59T | 10.71T | 10.23T | 9.05T | 7.84T | 6.95T |
| Stockholders Equity | 1.43T | 1.33T | 1.18T | 1.01T | 841.58B | 716.76B |
Cash Flow | ||||||
| Free Cash Flow | 57.10B | 550.63B | -931.10B | -981.44B | -748.40B | 46.03B |
| Operating Cash Flow | 59.72B | 554.00B | -922.69B | -978.20B | -747.17B | 49.04B |
| Investing Cash Flow | -16.63B | -633.46B | -23.12B | -34.09B | -16.94B | -5.47B |
| Financing Cash Flow | 57.41B | 92.65B | 942.58B | 1.01T | 755.37B | -83.71B |
Power Finance Corporation Limited Technical Analysis
Neutral
375.90
Price Trends
357.12
Negative
385.50
Negative
390.92
Negative
Market Momentum
-8.69
Negative
46.23
Neutral
64.97
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:PFC, the sentiment is Neutral. The current price of 375.9 is above the 20-day moving average (MA) of 335.54, above the 50-day MA of 357.12, and below the 200-day MA of 390.92, indicating a neutral trend. The MACD of -8.69 indicates Negative momentum. The RSI at 46.23 is Neutral, neither overbought nor oversold. The STOCH value of 64.97 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for IN:PFC.
Power Finance Corporation Limited Peers Comparison
UnderperformOutperform
Sector (55)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
68 Neutral | ₹795.23B | 4.95 | ― | 6.08% | 0.21% | -4.87% | |
65 Neutral | ₹1.11T | 4.28 | ― | 5.72% | 3.53% | 7.13% | |
61 Neutral | ₹16.98B | 7.63 | ― | 3.38% | -22.40% | -27.91% | |
59 Neutral | ₹293.56B | 14.94 | ― | 1.30% | 19.93% | 20.62% | |
57 Neutral | ₹327.91B | 7.70 | ― | 4.51% | 21.01% | 52.98% | |
55 Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% | |
54 Neutral | ₹1.01T | 14.09 | ― | 2.32% | 5.50% | 7.79% |
* General Sector Average
IN:PFC
Power Finance Corporation Limited
336.15
-47.99
-12.49%
IN:HUDCO
Housing & Urban Development Corp. Ltd.
163.80
-59.38
-26.61%
IN:IREDA
Indian Renewable Energy Development Agency Ltd.
104.50
-43.92
-29.59%
IN:IRFC
Indian Railway Finance Corp. Ltd.
77.45
-45.59
-37.05%
IN:PFS
PTC India Financial Services Limited
26.44
-8.57
-24.48%
IN:RECLTD
REC Limited
302.00
-51.02
-14.45%
Power Finance Corporation Limited Corporate Events
Power Finance Corporation Extends Trading Window Closure Under Insider Trading Norms
Sep 25, 2026
Power Finance Corporation Limited has announced that its trading window for equity shares and listed debt securities, including tax-free bonds, will remain closed until further orders under SEBI’s Prohibition of Insider Trading Regulations, ...
Power Finance Corporation appoints joint statutory auditors for FY 2026-27
Sep 9, 2026
Power Finance Corporation Limited has announced a change in its statutory auditors for the financial year 2026-27, following the appointment made by the Comptroller and Auditor General of India. Thakur Vaidyanath Aiyar Co and Mehra Goel Co have ...
Power Finance Corporation sets 40th AGM for August 31, 2026, and releases FY 2025-26 Annual Report digitally
Aug 9, 2026
Power Finance Corporation Limited has scheduled its 40th Annual General Meeting for August 31, 2026, to be conducted via video conferencing and other audio-visual means, reflecting continued reliance on digital formats for shareholder engagement. ...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.