Want to see IN:OFSS full AI Analyst Report?
Top Page
Oracle Financial Services Software Limited
(OFSS)
Select Model
Select Model
Rating:77Outperform
Price Target:
₹11,338.00
▼(-3.01% Downside)
Action:Reiterated
Date:10/29/26
The score is primarily driven by outstanding financial performance (elite margins, very low leverage, and strong cash conversion), partially offset by weak technical momentum (price below key moving averages and negative MACD). Valuation is supportive due to an attractive dividend yield alongside a moderate P/E.
Positive Factors
Exceptional Profitability
Exceptionally high gross, operating, and net margins indicate a highly profitable enterprise software model with substantial earnings retained from revenue. This profitability can support product investment, customer support, and resilience across the next several quarters if operating performance remains consistent.
Negative Factors
Growth Sustainability Risk
The sharp acceleration in TTM revenue growth is materially above OFSS’s recent historical trend, creating uncertainty about how much of the uplift can persist. If growth normalizes, expectations for future earnings expansion and operating leverage could become harder to maintain.
Read all positive and negative factors
Positive Factors
Negative Factors
Exceptional Profitability
Exceptionally high gross, operating, and net margins indicate a highly profitable enterprise software model with substantial earnings retained from revenue. This profitability can support product investment, customer support, and resilience across the next several quarters if operating performance remains consistent.
Read all positive factors
Oracle Financial Services Software Limited (OFSS) vs. iShares MSCI India ETF (INDA)
Market Cap
₹865.96B
Dividend Yield4.02%
Average Volume (3M)6.97K
Price to Earnings (P/E)24.4
Beta (1Y)0.93
Revenue Growth28.14%
EPS Growth50.07%
CountryIN
Employees9,155
SectorGeneral
Sector StrengthN/A
IndustrySoftware - Infrastructure
Share Statistics
EPS (TTM)410.05
Shares Outstanding87,136,620
10 Day Avg. Volume6,661
30 Day Avg. Volume6,971
Financial Highlights & Ratios
PEG Ratio2.08
Price to Book (P/B)7.48
Price to Sales (P/S)7.63
P/FCF Ratio20.65
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)437.1
Revenue Forecast (FY)₹95.60B
Oracle Financial Services Software Limited Business Overview & Revenue Model
Company Description
Oracle Financial Services Software Limited is a global provider of information technology (IT) solutions and business process services tailored for the financial industry. The company operates through two primary segments: the licensing of its pro...
How the Company Makes Money
OFSS primarily makes money by selling and supporting enterprise software used by financial institutions, along with services that help customers implement and operate that software.
1) Software licensing and subscriptions
- License fees: OFSS ear...
Oracle Financial Services Software Limited Financial Statement Overview
Summary
Income Statement
92
Very Positive
Balance Sheet
96
Very Positive
Cash Flow
90
Very Positive
| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 90.63B | 76.72B | 68.47B | 63.73B | 56.98B | 52.21B |
| Gross Profit | 49.28B | 37.77B | 36.17B | 33.72B | 29.10B | 28.05B |
| EBITDA | 48.18B | 37.48B | 30.76B | 27.82B | 24.71B | 24.99B |
| Net Income | 35.69B | 26.39B | 23.80B | 22.19B | 18.06B | 18.89B |
Balance Sheet | ||||||
| Total Assets | 97.95B | 99.34B | 101.35B | 99.36B | 92.76B | 87.35B |
| Cash, Cash Equivalents and Short-Term Investments | 56.58B | 55.10B | 63.11B | 54.45B | 54.66B | 50.13B |
| Total Debt | 360.00M | 325.00M | 456.00M | 429.61M | 694.02M | 833.85M |
| Total Liabilities | 21.06B | 21.07B | 17.73B | 20.77B | 18.17B | 16.35B |
| Stockholders Equity | 76.89B | 78.27B | 83.62B | 78.59B | 74.59B | 71.00B |
Cash Flow | ||||||
| Free Cash Flow | 39.38B | 28.34B | 21.64B | 17.61B | 17.20B | 18.19B |
| Operating Cash Flow | 39.63B | 28.86B | 21.99B | 17.91B | 17.58B | 18.56B |
| Investing Cash Flow | -7.65B | 6.89B | -24.53B | 15.98B | 1.37B | -1.67B |
| Financing Cash Flow | -34.91B | -34.49B | -20.96B | -19.58B | -16.65B | -17.33B |
Oracle Financial Services Software Limited Technical Analysis
Negative
11690.00
Price Trends
11058.17
Negative
10979.93
Negative
9360.97
Positive
Market Momentum
-316.19
Negative
38.03
Neutral
42.78
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:OFSS, the sentiment is Negative. The current price of 11690 is above the 20-day moving average (MA) of 10276.20, above the 50-day MA of 11058.17, and above the 200-day MA of 9360.97, indicating a neutral trend. The MACD of -316.19 indicates Negative momentum. The RSI at 38.03 is Neutral, neither overbought nor oversold. The STOCH value of 42.78 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:OFSS.
Oracle Financial Services Software Limited Peers Comparison
UnderperformOutperform
Sector (55)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
77 Outperform | ₹865.96B | 24.38 | ― | 4.02% | 28.14% | 50.07% | |
75 Outperform | ₹908.23B | 39.86 | ― | 0.58% | 41.21% | 84.56% | |
73 Outperform | ₹1.25T | 26.78 | ― | 2.54% | 14.67% | 7.26% | |
69 Neutral | ₹16.94B | 16.30 | ― | 1.95% | 1.66% | -37.05% | |
62 Neutral | ₹70.88B | 19.90 | ― | 0.66% | 22.59% | -0.57% | |
55 Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% | |
52 Neutral | ₹3.97B | 10.75 | ― | 3.07% | -0.84% | -79.45% |
* General Sector Average
IN:OFSS
Oracle Financial Services Software Limited
9,938.00
1,787.30
21.93%
IN:3IINFOLTD
3i Infotech Limited
19.13
1.59
9.06%
IN:COFORGE
Coforge Limited
2,050.00
278.72
15.74%
IN:INTELLECT
Intellect Design Arena Ltd
504.60
-617.48
-55.03%
IN:LTIM
LTIMindtree Limited
4,226.30
-1,351.47
-24.23%
IN:NUCLEUS
Nucleus Software Exports Limited
643.45
-351.37
-35.32%
Oracle Financial Services Software Limited Corporate Events
Oracle Financial Services Software Grants 60,335 Stock Units Under 2014 Plan
Oct 17, 2026
Oracle Financial Services Software Limited has announced that its Nomination and Remuneration Committee has granted 60,335 OFSS Stock Units under the OFSS Stock Plan 2014 to selected employees on October 17, 2026. The options will vest and be exer...
Oracle Financial Services Software Allots ESOP Shares, Expands Paid-Up Capital
Sep 22, 2026
Oracle Financial Services Software Limited has allotted 18,890 equity shares of Rs. 5 each to eligible employees under its OFSS Stock Plan 2014, following approval by the ESOP Allotment Committee on September 22, 2026. The newly issued shares, whi...
OFSS Distances Itself From Oracle Data Centre Debt Concerns After Share Price Fall
Sep 22, 2026
Oracle Financial Services Software Limited has clarified that it is a distinct legal entity from its parent Oracle and has no knowledge of developments related to Oracle’s $18-billion data centre debt, which was cited in a media report linke...
Oracle Financial Services Software Grants New Employee Stock Units and Options
Sep 5, 2026
Oracle Financial Services Software Limited has announced that its Nomination and Remuneration Committee has granted 6,099 Oracle Financial Services Stock Units and 1,596 stock options to employees under the OFSS Stock Plan 2014. These equity-based...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.