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Niva Bupa Health Insurance Company Limited (NIVABUPA) Stock Price & Analysis

NIVABUPA Stock Chart & Stats

₹72.62-₹0.84(-1.14%)
At close: 3:30 PM GMT+5:30
INR 70INR 75INR 80INR 853 Aug17 Aug31 Aug15 Sep28 Sep12 Oct26 Oct
Day’s Range
INR 72.20 - INR 73.10
52-Week Range
INR 67.50 - INR 91.20
Previous Close
INR 73.46
Volume
408.56K
Average Volume (3M)
72.03K
Market Cap
INR 134.32B
Enterprise Value
INR 157.33B
Total Cash (Recent Filing)
INR 0
Total Debt (Recent Filing)
INR 2.61B
Price to Earnings (P/E)
37.1
Beta
0.88
Next Earnings
Nov 04, 2026 (Est.)
EPS Estimate
0.54
Next Dividend Ex-Date
N/A
Dividend Yield
N/A

Bulls Say, Bears Say

Bulls Say

Strong Revenue Expansion

The sharp FY2026 revenue increase indicates substantial expansion in the insurer’s business scale and premium base. If supported by disciplined underwriting, this larger platform can improve operating leverage, strengthen distribution reach, and provide a broader base for durable earnings growth.

Conservative Leverage

Very low leverage supports financial resilience because the company has limited debt obligations relative to equity. This leaves greater flexibility to absorb claims volatility, meet regulatory capital needs, and reinvest in distribution or policy growth without heavy financing pressure.

Positive Free Cash Flow

Positive free cash flow in both reported years indicates that the insurer is converting its operations into internally generated funds. Cash generation close to reported earnings also supports earnings quality and provides resources for capital needs, growth initiatives, and claims obligations.

Bears Say

Material Margin Compression

The decline in operating and net margins shows that rapid revenue growth is not translating proportionately into profit. Higher costs or pricing and claims pressure could limit the benefits of scale, leaving the business more sensitive to underwriting performance and expense discipline.

Declining Cash Generation

Although cash flow remained positive, the year-over-year reduction weakens the company’s internally funded capacity. Continued deterioration could constrain investment, capital flexibility, and resilience against claims volatility, particularly while profitability is already under pressure.

Low And Declining Equity Returns

Low and declining return on equity indicates that the capital base is generating only modest profitability despite the company’s expansion. This can reduce the efficiency of retained capital and make sustainable earnings improvement more dependent on stronger margins and underwriting execution.

Niva Bupa Health Insurance Company Limited News

NIVABUPA FAQ

What was Niva Bupa Health Insurance Company Limited’s price range in the past 12 months?
Niva Bupa Health Insurance Company Limited lowest stock price was ₹67.50 and its highest was ₹91.20 in the past 12 months.
What is Niva Bupa Health Insurance Company Limited’s market cap?
Niva Bupa Health Insurance Company Limited’s market cap is ₹134.32B.
When is Niva Bupa Health Insurance Company Limited’s upcoming earnings report date?
Niva Bupa Health Insurance Company Limited’s next earnings report is estimated for Nov 04, 2026 (not yet confirmed), which is in 2 days.
How were Niva Bupa Health Insurance Company Limited’s earnings last quarter?
Niva Bupa Health Insurance Company Limited released its earnings results on Jul 30, 2026. The company reported ₹0.72 earnings per share for the quarter.
Is Niva Bupa Health Insurance Company Limited overvalued?
According to Wall Street analysts Niva Bupa Health Insurance Company Limited’s price is currently Undervalued.
Does Niva Bupa Health Insurance Company Limited pay dividends?
Niva Bupa Health Insurance Company Limited does not currently pay dividends.
What is Niva Bupa Health Insurance Company Limited’s EPS estimate?
Niva Bupa Health Insurance Company Limited’s EPS estimate is 0.54.
How many shares outstanding does Niva Bupa Health Insurance Company Limited have?
Niva Bupa Health Insurance Company Limited has 1,849,644,700 shares outstanding.
What happened to Niva Bupa Health Insurance Company Limited’s price movement after its last earnings report?
Niva Bupa Health Insurance Company Limited reported an EPS of ₹0.72 in its last earnings report. Following the earnings report the stock price went up 0.07%.
Which hedge fund is a major shareholder of Niva Bupa Health Insurance Company Limited?
Currently, no hedge funds are holding shares in IN:NIVABUPA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology