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N.B.I. Industrial Finance Company Ltd
(NBIFIN)
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Rating:62Neutral
Price Target:
₹1,954.00
▼(-12.49% Downside)
Action:Reiterated
Date:10/12/26
The score is primarily supported by strong financial performance (high profitability and no debt). This is meaningfully offset by weak technicals (below major moving averages with negative momentum) and a relatively expensive valuation (high P/E), partially mitigated by a solid dividend yield.
Positive Factors
Very high profitability
Persistently high net and operating margins indicate strong earnings power and substantial profitability relative to revenue. If maintained, this margin profile can support internal reinvestment, resilience through moderate business fluctuations, and durable value creation over the next several quarters.
Negative Factors
Very low return on equity
Extremely low returns on shareholder capital indicate that strong reported profitability has not translated into efficient use of the equity base. This can constrain compounding potential and raise questions about capital deployment quality despite the absence of debt.
Read all positive and negative factors
Positive Factors
Negative Factors
Very high profitability
Persistently high net and operating margins indicate strong earnings power and substantial profitability relative to revenue. If maintained, this margin profile can support internal reinvestment, resilience through moderate business fluctuations, and durable value creation over the next several quarters.
Read all positive factors
N.B.I. Industrial Finance Company Ltd (NBIFIN) vs. iShares MSCI India ETF (INDA)
Market Cap
₹4.28B
Dividend Yield0.04%
Average Volume (3M)1.07K
Price to Earnings (P/E)37.1
Beta (1Y)1.01
Revenue Growth8.77%
EPS Growth11.86%
CountryIN
Employees6
SectorGeneral
Sector StrengthN/A
IndustryFinancial - Capital Markets
Share Statistics
EPS (TTM)46.99
Shares Outstanding2,456,806
10 Day Avg. Volume116
30 Day Avg. Volume1,071
Financial Highlights & Ratios
PEG Ratio0.81
Price to Book (P/B)0.18
Price to Sales (P/S)23.56
P/FCF Ratio91.74
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
N.B.I. Industrial Finance Company Ltd Business Overview & Revenue Model
Company Description
N.B.I. Industrial Finance Company Limited operates as a non-banking financial firm, with its primary activities centered around investments in equities and other securities, alongside providing various financial services. This entity was formerly ...
N.B.I. Industrial Finance Company Ltd Financial Statement Overview
Summary
Income Statement
78
Positive
Balance Sheet
74
Positive
Cash Flow
70
Positive
| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 208.67M | 198.58M | 131.36M | 128.15M | 101.64M | 113.21M |
| Gross Profit | 187.12M | 198.58M | 110.98M | 112.69M | 87.80M | 104.97M |
| EBITDA | 185.07M | 166.97M | 108.56M | 107.06M | 78.82M | 108.71M |
| Net Income | 138.86M | 124.29M | 84.84M | 78.66M | 52.73M | 79.45M |
Balance Sheet | ||||||
| Total Assets | 0.00 | 27.26B | 35.13B | 24.26B | 24.58B | 22.02B |
| Cash, Cash Equivalents and Short-Term Investments | 468.31M | 19.67M | 4.25M | 332.15M | 9.24M | 65.27M |
| Total Debt | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total Liabilities | -26.38B | 874.88M | 2.05B | 883.37M | 1.00B | 635.14M |
| Stockholders Equity | 26.38B | 26.38B | 33.08B | 23.38B | 23.58B | 21.39B |
Cash Flow | ||||||
| Free Cash Flow | 40.87M | 51.01M | 49.68M | 56.81M | 57.45M | 79.01M |
| Operating Cash Flow | 40.87M | 60.06M | 49.68M | 56.81M | 57.45M | 79.01M |
| Investing Cash Flow | -37.42M | -52.24M | -47.47M | -55.70M | -118.16M | -386.85M |
| Financing Cash Flow | -1.48M | -1.48M | -1.23M | -983.00K | 1.00K | 3.00K |
N.B.I. Industrial Finance Company Ltd Technical Analysis
Negative
2232.90
Price Trends
1906.38
Negative
1970.64
Negative
1959.78
Negative
Market Momentum
-53.22
Positive
34.45
Neutral
26.29
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:NBIFIN, the sentiment is Negative. The current price of 2232.9 is above the 20-day moving average (MA) of 1807.24, above the 50-day MA of 1906.38, and above the 200-day MA of 1959.78, indicating a bearish trend. The MACD of -53.22 indicates Positive momentum. The RSI at 34.45 is Neutral, neither overbought nor oversold. The STOCH value of 26.29 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:NBIFIN.
N.B.I. Industrial Finance Company Ltd Peers Comparison
UnderperformOutperform
Sector (55)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
71 Outperform | ₹3.69B | 3.14 | ― | 0.67% | 21.36% | 140.06% | |
66 Neutral | ₹5.01B | 5.06 | ― | 0.37% | -12.59% | 1.11% | |
65 Neutral | ₹6.45B | 13.64 | ― | 0.72% | -4.48% | 134.30% | |
62 Neutral | ₹4.28B | 37.07 | ― | 0.04% | 8.77% | 11.86% | |
57 Neutral | ₹4.41B | 13.49 | ― | ― | -20.72% | -15.18% | |
56 Neutral | ₹7.18B | 233.33 | ― | ― | 178.09% | 148.89% | |
55 Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% |
* General Sector Average
IN:NBIFIN
N.B.I. Industrial Finance Company Ltd
1,741.90
-817.39
-31.94%
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47.99%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.