Want to see IN:INTELLECT full AI Analyst Report?
Top Page
Intellect Design Arena Ltd
(INTELLECT)
Select Model
Select Model
Rating:62Neutral
Price Target:
₹648.00
▼(-5.90% Downside)
Action:Reiterated
Date:08/11/26
The score is supported primarily by a strong, conservatively financed balance sheet, but is held back by meaningful margin deterioration and only moderate/volatile cash conversion. Technically, momentum is weak (below key moving averages with negative MACD), and valuation appears relatively expensive with a low dividend yield.
Positive Factors
Revenue Growth
Revenue expansion across most reported years indicates continued demand for the company’s financial software and services. This supports a durable growth foundation, creates opportunities to deepen institutional customer relationships, and provides a platform for future product adoption.
Negative Factors
Severe Gross Margin Compression
The sharp decline in gross margin materially weakens the economics of the business and raises concern about the sustainability of profitability. If the lower margin profile persists, revenue growth will translate less effectively into operating earnings and reduce financial flexibility.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue Growth
Revenue expansion across most reported years indicates continued demand for the company’s financial software and services. This supports a durable growth foundation, creates opportunities to deepen institutional customer relationships, and provides a platform for future product adoption.
Read all positive factors
Intellect Design Arena Ltd (INTELLECT) vs. iShares MSCI India ETF (INDA)
Market Cap
₹85.87B
Dividend Yield0.65%
Average Volume (3M)16.20K
Price to Earnings (P/E)24.0
Beta (1Y)1.59
Revenue Growth22.59%
EPS Growth-0.57%
CountryIN
Employees6,876
SectorGeneral
Sector StrengthN/A
IndustrySoftware - Application
Share Statistics
EPS (TTM)25.35
Shares Outstanding140,463,290
10 Day Avg. Volume16,385
30 Day Avg. Volume16,203
Financial Highlights & Ratios
PEG Ratio8.31
Price to Book (P/B)2.61
Price to Sales (P/S)2.72
P/FCF Ratio24.59
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)33.13
Revenue Forecast (FY)₹35.38B
Intellect Design Arena Ltd Business Overview & Revenue Model
Company Description
Intellect Design Arena Limited engages in the development, marketing, and sale of integrated banking software systems in India and internationally. It is also involved in supporting the implementation of the systems; and provides help desk support...
How the Company Makes Money
Intellect Design Arena primarily makes money by selling and supporting enterprise financial software to institutional customers (e.g., banks and other financial services organizations). Key revenue streams typically include: (1) Software/product l...
Intellect Design Arena Ltd Financial Statement Overview
Summary
Income Statement
68
Positive
Balance Sheet
86
Very Positive
Cash Flow
60
Neutral
| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 31.82B | 30.38B | 25.00B | 25.06B | 22.31B | 18.78B |
| Gross Profit | 3.85B | 3.72B | 9.69B | 11.56B | 10.74B | 9.57B |
| EBITDA | 6.64B | 6.75B | 3.97B | 4.25B | 3.31B | 3.90B |
| Net Income | 3.53B | 3.45B | 3.33B | 3.21B | 2.67B | 3.49B |
Balance Sheet | ||||||
| Total Assets | 0.00 | 45.80B | 38.82B | 34.05B | 28.87B | 25.94B |
| Cash, Cash Equivalents and Short-Term Investments | 8.51B | 8.51B | 5.31B | 3.03B | 1.27B | 4.08B |
| Total Debt | 0.00 | 1.59B | 717.78M | 443.03M | 271.28M | 204.19M |
| Total Liabilities | -31.99B | 13.80B | 10.65B | 9.54B | 8.19B | 7.72B |
| Stockholders Equity | 31.99B | 31.70B | 27.86B | 24.39B | 20.58B | 18.09B |
Cash Flow | ||||||
| Free Cash Flow | -152.95M | 3.37B | 2.60B | 2.37B | 85.09M | 3.24B |
| Operating Cash Flow | 802.56M | 5.56B | 4.31B | 4.10B | 1.74B | 4.53B |
| Investing Cash Flow | 790.15M | -3.18B | -2.45B | -2.55B | -1.77B | -3.99B |
| Financing Cash Flow | -1.04B | -1.13B | -633.06M | -490.26M | -495.42M | -521.01M |
Intellect Design Arena Ltd Technical Analysis
Negative
688.60
Price Trends
686.62
Negative
708.90
Negative
746.53
Negative
Market Momentum
-20.26
Positive
29.68
Positive
11.86
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:INTELLECT, the sentiment is Negative. The current price of 688.6 is above the 20-day moving average (MA) of 656.48, above the 50-day MA of 686.62, and below the 200-day MA of 746.53, indicating a bearish trend. The MACD of -20.26 indicates Positive momentum. The RSI at 29.68 is Positive, neither overbought nor oversold. The STOCH value of 11.86 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:INTELLECT.
Intellect Design Arena Ltd Peers Comparison
UnderperformOutperform
Sector (55)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
75 Outperform | ₹142.65B | 42.00 | ― | 1.45% | 22.26% | -0.41% | |
74 Outperform | ₹65.05B | 20.50 | ― | 1.32% | 7.88% | -1.77% | |
73 Outperform | ₹48.14B | 41.11 | ― | 0.21% | 29.74% | 25.01% | |
69 Neutral | ₹17.09B | 16.21 | ― | 1.93% | 1.66% | -37.05% | |
62 Neutral | ₹85.87B | 24.04 | ― | 0.65% | 22.59% | -0.57% | |
56 Neutral | ₹20.56B | 49.15 | ― | ― | 15.71% | ― | |
55 Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% |
* General Sector Average
IN:INTELLECT
Intellect Design Arena Ltd
611.35
-368.46
-37.60%
IN:EMUDHRA
eMudhra Limited
581.35
-91.86
-13.64%
IN:KFINTECH
Kfin Technologies Limited
825.15
-227.90
-21.64%
IN:NEWGEN
Newgen Software Technologies Limited
456.45
-424.93
-48.21%
IN:NUCLEUS
Nucleus Software Exports Limited
649.25
-337.07
-34.17%
IN:RAMCOSYS
Ramco Systems Limited
546.45
26.20
5.04%
Intellect Design Arena Ltd Corporate Events
Intellect Design Arena Plans Analyst Meet with Geometric Securities
Sep 10, 2026
Intellect Design Arena Ltd has scheduled an analyst and institutional investor meeting with Geometric Securities and Advisory Pvt Ltd on September 11, 2026, at its Noida office. The one-on-one, in-person session will be led by Chief Strategy Offic...
Intellect Design Arena Schedules One‑to‑One Meet With Institutional Investor
Aug 4, 2026
Intellect Design Arena Ltd has scheduled a one‑to‑one meeting with Amansa Holdings Pvt Ltd, an institutional investor, on August 4, 2026, in Chennai, with Chairman and Managing Director Arun Jain representing the company. The engagemen...
Intellect Design Arena Sets Q1 FY27 Investor Earnings Call for July 31
Jul 22, 2026
Intellect Design Arena Ltd has scheduled an investor earnings conference call to discuss its financial performance for the first quarter of FY 2026-27. Senior management will present results and engage directly with investors, reinforcing the comp...
Intellect Design Arena to Hold 15th AGM via Virtual Platform, Notifies Shareholders in Press
Jul 4, 2026
Intellect Design Arena Ltd has published newspaper advertisements announcing that its 15th Annual General Meeting will be conducted via video conferencing and other audio-visual means, with notices appearing in the English daily Business Line and ...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.