IFCI Limited (IFCI) AI Stock Analysis

• Market Cap: ₹249.49B
• Dividend Yield: 7.28%
• Average Volume (3M): 5.07M
• Price to Earnings (P/E): 139.0
• Beta (1Y): 1.87
• Revenue Growth: -2.70%
• EPS Growth: -45.62%
• Country: IN
• Employees: 136
• Sector: General
• Sector Strength: N/A
• Industry: Financial - Credit Services
• EPS (TTM): 0.64
• Shares Outstanding: 2,694,314,200
• 10 Day Avg. Volume: 11,332,049
• 30 Day Avg. Volume: 5,074,361
• PEG Ratio: 11.28
• Price to Book (P/B): 1.40
• Price to Sales (P/S): 5.88
• P/FCF Ratio: 7.72
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 58 Neutral
• Price Target: ₹96.00 ▲(36.85% Upside)
• Action: Reiterated
• Date: 09/09/26

Positive Factors

Profitability turnaround

The return to positive net income across three consecutive fiscal years, alongside strong FY2026 operating profit, indicates meaningful recovery from earlier losses. If maintained, improved profitability can strengthen internal capital generation and support more sustainable lending activity over the next several quarters.

Negative Factors

Low return on equity

Persistently modest ROE suggests that the substantially larger and healthier equity base is not yet producing strong shareholder returns. This limits confidence in balance-sheet productivity and indicates that improved leverage has not fully translated into efficient, durable earnings generation.

IFCI Limited Business Overview & Revenue Model

Company Description

IFCI Limited, founded in 1948 and headquartered in New Delhi, India, operates as a non-banking financial institution primarily serving India's public sector. The company plays a significant role in project financing, supporting a wide array of vit...

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IFCI Limited, founded in 1948 and headquartered in New Delhi, India, operates as a non-banking financial institution primarily serving India's public sector. The company plays a significant role in project financing, supporting a wide array of vit...

How the Company Makes Money

IFCI’s core revenue model is typical of a financial institution focused on lending and financing. It primarily makes money through (1) interest income earned on loans and financing it provides to borrowers; (2) fee-based income associated with fin...

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IFCI’s core revenue model is typical of a financial institution focused on lending and financing. It primarily makes money through (1) interest income earned on loans and financing it provides to borrowers; (2) fee-based income associated with fin...

IFCI Limited Financial Statement Overview

Breakdown	TTM	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022
Income Statement
Total Revenue	19.93B	21.34B	19.56B	20.16B	16.17B	17.97B
Gross Profit	14.32B	14.34B	14.21B	14.45B	9.75B	8.54B
EBITDA	6.02B	6.10B	8.32B	8.32B	1.00B	-14.57B
Net Income	1.74B	1.81B	1.71B	1.04B	-2.08B	-18.31B
Balance Sheet
Total Assets	0.00	265.70B	257.24B	189.18B	169.39B	154.87B
Cash, Cash Equivalents and Short-Term Investments	0.00	71.02B	55.15B	50.46B	38.77B	9.66B
Total Debt	0.00	35.23B	37.14B	53.67B	60.20B	71.62B
Total Liabilities	-155.05B	110.66B	106.45B	112.38B	102.70B	104.33B
Stockholders Equity	155.05B	89.44B	86.91B	45.34B	37.67B	28.18B
Cash Flow
Free Cash Flow	3.29B	16.25B	-10.31B	-321.70M	-4.01B	-2.88B
Operating Cash Flow	3.35B	16.81B	-9.84B	118.70M	-3.36B	-2.57B
Investing Cash Flow	269.00M	1.64B	-697.30M	-1.55B	-589.60M	-300.10M
Financing Cash Flow	-712.10M	-3.39B	4.15B	4.04B	4.65B	731.80M

IFCI Limited Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 70.15
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:IFCI, the sentiment is Positive. The current price of 70.15 is below the 20-day moving average (MA) of 87.02, below the 50-day MA of 79.28, and above the 200-day MA of 64.58, indicating a bullish trend. The MACD of 5.04 indicates Negative momentum. The RSI at 53.59 is Neutral, neither overbought nor oversold. The STOCH value of 46.99 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IN:IFCI.

IFCI Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
RECLTD	68 Neutral	₹835.79B	5.18	―	5.79%	0.21%	-4.87%
PFC	67 Neutral	₹1.17T	4.45	―	5.35%	3.53%	7.13%
IIFL	65 Neutral	₹266.48B	12.24	―	0.66%	37.25%	548.30%
LTF	63 Neutral	₹773.21B	24.42	―	0.89%	12.56%	19.25%
IFCI	58 Neutral	₹249.49B	139.00	―	7.28%	-2.70%	-45.62%
Sector *	55 Neutral	$6.65B	3.83	-15.92%	6.20%	10.91%	7.18%
PFS	51 Neutral	₹17.71B	7.84	―	3.38%	-22.40%	-27.91%