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HDFC Life Insurance Co. Ltd. (HDFCLIFE) Ratios
HDFC Life Insurance Co. Ltd. Ratios
IN:HDFCLIFE's free cash flow for Q2 2027 was $0.00. For the 2027 fiscal year, IN:HDFCLIFE's free cash flow was increased by $0.00 and operating cash flow was $0.00. See a summary of the company’s cash flow.
| Ratios | Mar 26 | Mar 25 | Mar 24 | Mar 23 | Mar 22 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.00 | 2.34 | 1.22 | 0.75 | 0.63 |
| Quick Ratio | 0.00 | 2.34 | 1.22 | 0.75 | 0.63 |
| Cash Ratio | 0.00 | 0.39 | 0.22 | 0.75 | 0.63 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 0.00 | 2.70 | 1.10 | 4.41 | 2.70 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | $ -3.71T | $ -3.20T | $ -2.76T | $ -2.34T | $ -2.14T |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 |
| Debt-to-Equity Ratio | 0.17 | 0.18 | 0.06 | 0.07 | 0.04 |
| Debt-to-Capital Ratio | 0.15 | 0.15 | 0.06 | 0.07 | 0.04 |
| Long-Term Debt-to-Capital Ratio | 0.15 | 0.15 | 0.06 | 0.07 | 0.04 |
| Financial Leverage Ratio | 22.00 | 21.62 | 20.64 | 19.09 | 14.78 |
| Debt Service Coverage Ratio | 0.00 | 14.50 | 15.77 | 13.75 | 16.02 |
| Interest Coverage Ratio | 0.00 | 13.24 | 14.03 | 11.32 | 14.15 |
| Debt to Market Cap | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 |
| Interest Debt Per Share | 14.37 | 14.36 | 4.94 | 4.98 | 3.38 |
| Net Debt to EBITDA | 0.57 | 0.32 | -0.70 | -0.15 | -0.53 |
| Profitability Margins | |||||
| Gross Profit Margin | 61.44% | 91.29% | 94.51% | 95.88% | 97.02% |
| EBIT Margin | 1.96% | 2.24% | 1.75% | 1.99% | 2.07% |
| EBITDA Margin | 1.96% | 2.36% | 1.84% | 2.09% | 2.15% |
| Operating Profit Margin | 1.96% | 2.09% | 1.64% | 1.83% | 1.93% |
| Pretax Profit Margin | 1.96% | 2.09% | 1.64% | 1.83% | 1.93% |
| Net Profit Margin | 1.91% | 2.01% | 1.64% | 1.95% | 1.97% |
| Continuous Operations Profit Margin | 1.91% | 2.01% | 1.64% | 1.95% | 1.97% |
| Net Income Per EBT | 97.45% | 96.43% | 100.28% | 106.71% | 101.86% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.49% | 0.52% | 0.52% | 0.55% | 0.58% |
| Return on Equity (ROE) | 10.77% | 11.21% | 10.73% | 10.53% | 8.50% |
| Return on Capital Employed (ROCE) | 0.50% | 0.55% | 0.54% | 0.52% | 0.57% |
| Return on Invested Capital (ROIC) | 0.49% | 0.53% | 0.54% | 0.52% | 0.57% |
| Return on Tangible Assets | 0.49% | 0.52% | 0.52% | 0.55% | 0.59% |
| Earnings Yield | 1.50% | 1.21% | 1.15% | 1.28% | 1.21% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.00 | 18.78 | 21.88 | 20.90 | 20.96 |
| Payables Turnover | 0.00 | 5.77 | 3.23 | 1.85 | 0.91 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 134.13 | 162.41 | 278.40 | 216.54 | 216.06 |
| Asset Turnover | 0.26 | 0.26 | 0.32 | 0.28 | 0.29 |
| Working Capital Turnover Ratio | 20.56 | 18.23 | 109.85 | -115.47 | 1461.91 |
| Cash Conversion Cycle | 0.00 | -43.86 | -96.25 | -179.97 | -382.47 |
| Days of Sales Outstanding | 0.00 | 19.43 | 16.68 | 17.46 | 17.42 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 63.30 | 112.93 | 197.43 | 399.88 |
| Operating Cycle | 0.00 | 19.43 | 16.68 | 17.46 | 17.42 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 169.78 | 72.44 | 49.86 | 32.26 | 29.06 |
| Free Cash Flow Per Share | 168.44 | 71.04 | 49.23 | 31.85 | 28.79 |
| Dividend Paid and CapEx Coverage Ratio | 49.47 | 19.50 | 17.49 | 14.14 | 11.76 |
| Capital Expenditure Coverage Ratio | 127.50 | 51.87 | 78.86 | 78.60 | 104.92 |
| Operating Cash Flow Coverage Ratio | 11.81 | 5.29 | 11.29 | 7.25 | 9.90 |
| Operating Cash Flow to Sales Ratio | 0.37 | 0.17 | 0.11 | 0.10 | 0.09 |
| Free Cash Flow Yield | 28.52% | 10.25% | 7.76% | 6.38% | 5.35% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 66.58 | 82.39 | 86.71 | 77.85 | 82.93 |
| Price-to-Sales (P/S) Ratio | 1.27 | 1.66 | 1.42 | 1.52 | 1.63 |
| Price-to-Book (P/B) Ratio | 7.17 | 9.24 | 9.31 | 8.20 | 7.05 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 3.51 | 9.75 | 12.89 | 15.68 | 18.70 |
| Price-to-Operating Cash Flow Ratio | 3.48 | 9.57 | 12.73 | 15.48 | 18.52 |
| Price-to-Earnings Growth (PEG) Ratio | 12.17 | 5.53 | 6.11 | -63.16 | -22.36 |
| Enterprise Value Multiple | 65.45 | 70.57 | 76.84 | 72.25 | 75.30 |
| Enterprise Value | 1.28T | 1.50T | 1.35T | 1.06T | 1.09T |
| EV to EBITDA | 65.45 | 70.57 | 76.84 | 72.25 | 75.30 |
| EV to Sales | 1.28 | 1.66 | 1.41 | 1.51 | 1.62 |
| EV to Free Cash Flow | 3.54 | 9.80 | 12.78 | 15.64 | 18.56 |
| EV to Operating Cash Flow | 3.51 | 9.61 | 12.62 | 15.44 | 18.39 |
| Tangible Book Value Per Share | 82.33 | 74.40 | 67.85 | 60.62 | 48.62 |
| Shareholders’ Equity Per Share | 82.33 | 75.03 | 68.20 | 60.89 | 76.36 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.03 | 0.04 | -0.00 | -0.07 | -0.02 |
| Revenue Per Share | 464.26 | 418.31 | 445.61 | 329.19 | 329.84 |
| Net Income Per Share | 8.87 | 8.41 | 7.32 | 6.41 | 6.49 |
| Tax Burden | 0.97 | 0.96 | 1.00 | 1.07 | 1.02 |
| Interest Burden | 1.00 | 0.93 | 0.93 | 0.92 | 0.93 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.00 | 0.02 | 0.01 | 0.01 | 0.01 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 19.14 | 8.61 | 6.81 | 5.03 | 4.48 |
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