Gujarat Lease Financing Limited (GLFL) AI Stock Analysis

• Market Cap: ₹137.53M
• Dividend Yield: N/A
• Average Volume (3M): 1.25K
• Price to Earnings (P/E): 622.6
• Beta (1Y): 0.05
• Revenue Growth: -1.32%
• EPS Growth: -58.59%
• Country: IN
• Employees: 3
• Sector: General
• Sector Strength: N/A
• Industry: Shell Companies
• EPS (TTM): <0.01
• Shares Outstanding: 27,125,769
• 10 Day Avg. Volume: 1,129
• 30 Day Avg. Volume: 1,246
• PEG Ratio: 0.00
• Price to Book (P/B): -2.31
• Price to Sales (P/S): 22.05
• P/FCF Ratio: 1.67
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 40 Underperform
• Price Target: ₹5.00 ▼(-40.41% Downside)
• Action: Downgraded
• Date: 08/06/26

Positive Factors

Return to Profitability

After large losses in 2021–2022, GLFL reported profits in 2023–2026, indicating a degree of earnings recovery and improved operating viability. Although year-to-year performance remains volatile, this multi-year profitable period provides a stronger base for sustaining operations than the earlier loss phase.

Negative Factors

Negative Equity and High Leverage

Persistently negative equity and debt that substantially exceeds the asset base indicate severe balance-sheet stress. This reduces financial flexibility, limits the company’s ability to absorb losses or shocks, and makes continued operations more dependent on managing obligations despite a weak capital cushion.

Gujarat Lease Financing Limited Business Overview & Revenue Model

Company Description

Gujarat Lease Financing Limited currently maintains minimal operational activity. In the past, the company focused on providing a wide range of financial services. The firm was incorporated in 1983 and is based in Ahmedabad, India....

How the Company Makes Money

GLFL makes money primarily through an NBFC revenue model, where earnings are driven by the spread between (a) income generated from financial assets and (b) the company’s cost of funds and operating expenses. Key revenue streams typically include:...

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GLFL makes money primarily through an NBFC revenue model, where earnings are driven by the spread between (a) income generated from financial assets and (b) the company’s cost of funds and operating expenses. Key revenue streams typically include:...

Gujarat Lease Financing Limited Financial Statement Overview

Breakdown	TTM	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022
Income Statement
Total Revenue	4.20M	4.23M	4.21M	4.80M	2.88M	2.93M
Gross Profit	1.78M	3.32M	3.31M	-75.00K	1.97M	2.84M
EBITDA	272.00K	490.00K	1.48M	874.00K	-531.00K	-583.00K
Net Income	254.00K	471.00K	586.00K	868.00K	1.85M	-822.00K
Balance Sheet
Total Assets	0.00	64.23M	63.62M	62.79M	61.36M	59.36M
Cash, Cash Equivalents and Short-Term Investments	60.26M	60.26M	4.35M	60.56M	7.73M	53.52M
Total Debt	0.00	100.00M	100.00M	100.00M	100.00M	100.00M
Total Liabilities	40.35M	104.57M	104.23M	103.99M	103.72M	103.56M
Stockholders Equity	-40.35M	-40.35M	-40.61M	-41.20M	-42.36M	-44.20M
Cash Flow
Free Cash Flow	-2.02M	55.91M	-3.82M	-9.08M	1.84M	-3.39M
Operating Cash Flow	-2.01M	55.97M	-3.82M	-9.06M	1.87M	-3.39M
Investing Cash Flow	2.09M	-55.00K	4.11M	3.99M	2.84M	2.92M
Financing Cash Flow	0.00	0.00	0.00	0.00	0.00	0.00

Gujarat Lease Financing Limited Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 8.39
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Positive
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:GLFL, the sentiment is Negative. The current price of 8.39 is above the 20-day moving average (MA) of 5.79, above the 50-day MA of 6.10, and above the 200-day MA of 6.88, indicating a bearish trend. The MACD of -0.21 indicates Positive momentum. The RSI at 17.19 is Positive, neither overbought nor oversold. The STOCH value of 6.87 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:GLFL.

Gujarat Lease Financing Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
NAGREEKCAP	56 Neutral	₹325.10M	4.30	―	―	13.42%	-58.50%
Sector *	55 Neutral	$6.65B	3.83	-15.92%	6.20%	10.91%	7.18%
LFIC	55 Neutral	₹197.25M	30.29	―	2.15%	-61.85%	-116.29%
KHANDSE	48 Neutral	₹257.48M	-43.68	―	―	16.62%	67.81%
DCMFINSERV	44 Neutral	₹111.95M	-11.63	―	―	-28.72%	30.64%
TCIFINANCE	44 Neutral	₹199.14M	-11.20	―	―	-92.80%	-146.71%
GLFL	40 Underperform	₹137.53M	622.62	―	―	-1.32%	-58.59%