Geojit Financial Services Ltd (GEOJITFSL) AI Stock Analysis

Geojit Financial Services Ltd

(NSE:GEOJITFSL)

Select Model

Rating:66.7Neutral

Price Target:INR 70.00▲(8.26% Upside)

Action:downgraded

Date:10/07/26

The overall score reflects a financially resilient franchise with solid growth and a strong, low‑leverage balance sheet as the primary strengths, offset by uneven cash‑flow history, neutral to slightly soft technical momentum, and a relatively rich valuation that leaves less room for execution missteps or market weakness.

Positive Factors

Revenue GrowthRevenue growth of approximately 20% shows that Geojit is expanding its business base across broking and investment distribution. Sustained top-line momentum can support operating scale, strengthen platform relevance, and provide a foundation for reinvestment over the next several quarters.

Negative Factors

Profitability CompressionThe sharp reduction in net margin and earnings indicates that revenue growth has not translated consistently into bottom-line expansion. Persistently weaker profitability could limit internal capital generation, reduce returns on growth, and make future earnings more sensitive to cost or business-mix changes.

Geojit Financial Services Ltd (GEOJITFSL) vs. iShares MSCI India ETF (INDA)

Market Cap: INR 17.97B
Dividend Yield: 2.32%
Average Volume (3M): 21.28K
Price to Earnings (P/E): 26.9
Beta (1Y): 1.74
Revenue Growth: 2.10%
EPS Growth: -43.37%
Country: India
Employees: 3,768
Sector: General
Sector Strength: 55
Industry: Financial - Capital Markets

Geojit Financial Services Ltd Business Overview & Revenue Model

Company Description

Geojit Financial Services Limited operates as an investment firm, providing brokerage and diverse financial solutions across India and the Middle East, specifically in Oman, Kuwait, the United Arab Emirates, and Saudi Arabia. The company's business a...

Geojit Financial Services Ltd Financial Statement Overview

Summary

Financial performance is solid overall, with strong revenue growth and healthy profitability, supported by a conservative low‑debt balance sheet, but margin compression and historically volatile cash flows temper the strength.

Income Statement

78Positive

Balance Sheet

86Very Positive

Cash Flow

62Positive

Financial statement breakdown
Breakdown	TTM	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022
Income Statement
Total Revenue	6.90B	6.71B	5.84B	4.98B	3.54B	4.29B
Gross Profit	5.09B	5.07B	2.57B	2.30B	1.43B	2.31B
EBITDA	1.36B	1.61B	2.86B	2.38B	1.56B	2.32B
Net Income	666.94M	804.15M	1.68B	1.45B	971.77M	1.51B
Balance Sheet
Total Assets	19.97B	21.34B	20.36B	20.20B	13.21B	14.15B
Cash, Cash Equivalents and Short-Term Investments	7.72B	9.36B	2.28B	2.30B	1.31B	1.66B
Total Debt	1.64B	1.23B	2.66B	7.63B	1.92B	794.21M
Total Liabilities	7.08B	8.39B	7.93B	11.09B	5.24B	6.48B
Stockholders Equity	11.95B	12.01B	11.59B	8.32B	7.23B	6.97B
Cash Flow
Free Cash Flow	0	1.69B	1.42B	-1.43B	149.66M	626.88M
Operating Cash Flow	0	2.23B	1.67B	-1.24B	376.87M	830.60M
Investing Cash Flow	0	-2.12B	-205.88M	-147.62M	-165.92M	-148.50M
Financing Cash Flow	0	-1.09B	-1.25B	2.10B	-605.75M	-260.55M

Geojit Financial Services Ltd Technical Analysis

Technical Analysis SentimentNegative

Last Price64.66

Price Trends

50DMA77.70Negative

100DMA77.62Negative

200DMA71.62Negative

Market Momentum

MACD-3.18Positive

RSI24.49Positive

STOCH9.40Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:GEOJITFSL, the sentiment is Negative. The current price of 64.66 is below the 20-day moving average (MA) of 73.19, below the 50-day MA of 77.70, and below the 200-day MA of 71.62, indicating a bearish trend. The MACD of -3.18 indicates Positive momentum. The RSI at 24.49 is Positive, neither overbought nor oversold. The STOCH value of 9.40 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:GEOJITFSL.

Geojit Financial Services Ltd Peers Comparison

Overall Rating

UnderperformOutperform

Sector (55)

Financial Indicators

IN:GEOJITFSL against its peers
Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
IN:ANGELONE	79Outperform	INR 258.83B	22.26	―	2.28%	21.45%	46.53%
IN:IIFLCAPS	69Neutral	INR 109.58B	17.74	―	0.86%	7.60%	3.87%
IN:GEOJITFSL	67Neutral	INR 18.05B	26.94	―	2.32%	2.10%	-43.37%
IN:5PAISA	65Neutral	INR 10.12B	28.05	―	―	8.94%	-23.92%
Sector *	55Neutral	$6.65B	3.83	-15.92%	6.20%	10.91%	7.18%
IN:MOTILALOFS	55Neutral	INR 564.99B	21.02	―	0.64%	44.44%	32.75%
IN:EDELWEISS	46Neutral	INR 114.72B	16.35	―	1.24%	16.27%	44.44%

* General Sector Average

Performance Comparison

IN:GEOJITFSL and its peers over the selected period
Ticker	Company Name	Price	Change	% Change
IN:GEOJITFSL	Geojit Financial Services Ltd	64.66	-6.93	-9.68%
IN:5PAISA	5paisa Capital Ltd.	323.90	12.35	3.96%
IN:ANGELONE	Angel One Limited	283.00	32.69	13.06%
IN:EDELWEISS	Edelweiss Financial Services Limited	121.20	7.16	6.28%
IN:IIFLCAPS	IIFL Capital Services Ltd	347.50	12.52	3.74%
IN:MOTILALOFS	Motilal Oswal Financial Services Limited	937.00	-64.37	-6.43%

Geojit Financial Services Ltd Corporate Events

CARE reaffirms Geojit Financial Services’ issuer rating at A+ Stable

Sep 12, 2026

Geojit Financial Services Ltd has announced that CARE Ratings Limited has reaffirmed its issuer rating at CARE A+ with a Stable outlook. The reaffirmation follows a review based on the company’s audited financial performance for FY26 and unaudi...

Glossary

BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Oct 07, 2026

Geojit Financial Services Ltd AI Stock Analysis