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5paisa Capital Ltd.
(5PAISA)
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Rating:57Neutral
Price Target:
₹332.00
▼(-11.12% Downside)
Action:Reiterated
Date:08/09/26
The score is primarily constrained by financial performance, driven by repeated negative and volatile operating/free cash flow and inconsistent profitability despite strong recent revenue growth. Technicals are supportive with the price above major moving averages and neutral-to-positive momentum. Valuation is middling, with a 26.7 P/E and no dividend yield providing limited support.
Positive Factors
Strong Recent Revenue Growth
Recent revenue expansion indicates stronger platform activity and customer monetization across the business. If growth remains supported by brokerage, distribution, and lending demand, it can broaden operating scale and provide a durable base for future earnings improvement.
Negative Factors
Volatile Cash Generation
Repeated negative operating and free cash flow points to inconsistent conversion of reported earnings into usable funds. This volatility can reduce financial flexibility, constrain internally funded growth, and make performance more sensitive to working-capital or business-cycle conditions.
Read all positive and negative factors
Positive Factors
Negative Factors
Strong Recent Revenue Growth
Recent revenue expansion indicates stronger platform activity and customer monetization across the business. If growth remains supported by brokerage, distribution, and lending demand, it can broaden operating scale and provide a durable base for future earnings improvement.
Read all positive factors
5paisa Capital Ltd. (5PAISA) vs. iShares MSCI India ETF (INDA)
Market Cap
₹10.01B
Dividend YieldN/A
Average Volume (3M)5.25K
Price to Earnings (P/E)24.1
Beta (1Y)1.21
Revenue Growth-1.44%
EPS Growth-31.76%
CountryIN
Employees609
SectorGeneral
Sector StrengthN/A
IndustryFinancial - Capital Markets
Share Statistics
EPS (TTM)13.05
Shares Outstanding31,254,839
10 Day Avg. Volume1,945
30 Day Avg. Volume5,248
Financial Highlights & Ratios
PEG Ratio-0.85
Price to Book (P/B)4.89
Price to Sales (P/S)9.92
P/FCF Ratio-40.23
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
5paisa Capital Ltd. Business Overview & Revenue Model
Company Description
5paisa Capital Limited operates a digital platform facilitating trading activities across India's principal exchanges, including the National Stock Exchange, BSE, and MCX. The company offers a comprehensive suite of financial services, which featu...
How the Company Makes Money
5paisa Capital Ltd. generates revenue mainly from its financial services activities spanning brokerage, distribution, and lending.
1) Brokerage and trading-related income: The company earns fees/commissions from facilitating client trades and inv...
5paisa Capital Ltd. Financial Statement Overview
Summary
Income Statement
66
Positive
Balance Sheet
58
Neutral
Cash Flow
35
Negative
| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 3.52B | 3.20B | 2.29B | 2.59B | 2.36B | 2.16B |
| Gross Profit | 2.94B | 2.69B | 939.29M | 1.29B | 1.03B | 1.31B |
| EBITDA | 1.09B | 685.09M | 1.22B | 1.06B | 831.50M | 434.12M |
| Net Income | 442.06M | 441.86M | 682.34M | 544.41M | 435.67M | 137.36M |
Balance Sheet | ||||||
| Total Assets | 0.00 | 19.07B | 16.67B | 20.48B | 16.42B | 16.09B |
| Cash, Cash Equivalents and Short-Term Investments | 0.00 | 14.18B | 735.26M | 16.37B | 1.46B | 1.98B |
| Total Debt | 0.00 | 3.79B | 4.35B | 6.88B | 3.41B | 5.58B |
| Total Liabilities | -6.49B | 12.58B | 10.63B | 15.08B | 11.78B | 12.35B |
| Stockholders Equity | 6.49B | 6.49B | 6.04B | 5.40B | 4.63B | 3.74B |
Cash Flow | ||||||
| Free Cash Flow | 0.00 | -788.45M | 899.03M | -1.11B | 110.27M | -1.48B |
| Operating Cash Flow | 0.00 | -719.32M | 979.35M | -916.85M | 245.94M | -1.41B |
| Investing Cash Flow | 0.00 | -66.64M | -70.31M | -125.38M | -80.64M | -120.42M |
| Financing Cash Flow | 0.00 | 1.60B | -1.41B | 1.54B | -850.11M | 2.25B |
5paisa Capital Ltd. Technical Analysis
Negative
373.55
Price Trends
361.03
Negative
346.70
Negative
335.05
Negative
Market Momentum
-14.31
Positive
30.63
Neutral
22.00
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:5PAISA, the sentiment is Negative. The current price of 373.55 is above the 20-day moving average (MA) of 342.32, above the 50-day MA of 361.03, and above the 200-day MA of 335.05, indicating a bearish trend. The MACD of -14.31 indicates Positive momentum. The RSI at 30.63 is Neutral, neither overbought nor oversold. The STOCH value of 22.00 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:5PAISA.
5paisa Capital Ltd. Peers Comparison
UnderperformOutperform
Sector (55)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
74 Outperform | ₹22.85B | 31.52 | ― | 1.83% | -4.13% | -52.99% | |
69 Neutral | ₹108.93B | 18.81 | ― | 0.87% | -4.46% | -19.71% | |
62 Neutral | ₹274.21B | 26.09 | ― | 1.71% | 9.28% | 3.02% | |
60 Neutral | ₹605.64B | 30.22 | ― | 0.60% | 14.81% | -29.13% | |
57 Neutral | ₹10.01B | 24.07 | ― | ― | -1.44% | -31.76% | |
55 Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% | |
49 Neutral | ₹129.06B | 18.83 | ― | 1.07% | 16.27% | 44.44% |
* General Sector Average
IN:5PAISA
5paisa Capital Ltd.
313.50
-48.75
-13.46%
IN:ANGELONE
Angel One Limited
295.90
75.46
34.23%
IN:EDELWEISS
Edelweiss Financial Services Limited
139.60
22.94
19.67%
IN:GEOJITFSL
Geojit Financial Services Ltd
82.15
7.32
9.78%
IN:IIFLCAPS
IIFL Capital Services Ltd
344.30
69.56
25.32%
IN:MOTILALOFS
Motilal Oswal Financial Services Limited
998.00
55.21
5.86%
5paisa Capital Ltd. Corporate Events
5paisa Capital Sets September 1 Virtual AGM, Publishes Statutory Notices
Aug 7, 2026
5paisa Capital Limited has announced that its 19th Annual General Meeting will be held on September 1, 2026, at 11:30 a.m. IST through video conferencing and other audio-visual means, underscoring its continued reliance on virtual formats for shar...
5paisa Board Clears Giskard Datatech Acquisition and Share Swap Issue
Jul 28, 2026
5paisa Capital Ltd.’s board has approved the acquisition of 100% of the equity in Giskard Datatech Private Ltd. through a mix of cash and share swap, with Giskard set to become a wholly owned subsidiary upon completion of definitive agreemen...
5paisa Capital to Acquire Giskard Datatech, Approves Preferential Share Issue
Jul 28, 2026
5paisa Capital Ltd.’s board has approved the acquisition of Giskard Datatech Pvt. Ltd., agreeing to purchase 100% of its equity through a mix of cash and share swap, after which Giskard will become a wholly owned subsidiary, subject to regul...
5paisa Capital to acquire Giskard Datatech via cash and share swap
Jul 28, 2026
5paisa Capital Ltd. has approved the acquisition of 100% equity in Giskard Datatech Pvt. Ltd. through a mix of cash payment and a share swap, with Giskard set to become a wholly owned subsidiary upon completion of required approvals and definitive...
5paisa Capital to Acquire Giskard Datatech, Clears Preferential Share Issue
Jul 28, 2026
5paisa Capital Ltd. has approved the full acquisition of Giskard Datatech Private Limited through a mix of cash and share swap, aiming to purchase all of Giskard’s equity so it becomes a wholly owned subsidiary. The deal includes a cash paym...
5paisa Capital to Acquire Giskard Datatech via Cash and Share Swap
Jul 28, 2026
5paisa Capital Ltd.’s board has approved the acquisition of 100% of Giskard Datatech Private Ltd., to be executed through a mix of cash and share swap, with Giskard becoming a wholly owned subsidiary upon completion and necessary approvals. ...
5paisa Seeks Shareholder Nod for Preferential Share Issue via Postal Ballot
Jul 28, 2026
5paisa Capital Limited has launched a postal ballot process, conducted entirely via remote e-voting, to seek shareholder approval for a special resolution authorizing the preferential issuance of equity shares through a share swap arrangement. The...
5paisa Capital’s Chief Compliance Officer Resigns to Pursue External Opportunity
Jul 24, 2026
5paisa Capital Ltd. has announced the resignation of its Chief Compliance Officer, Sudhendoo Ganddhi, effective from the close of business on June 16, 2026. The company notified stock exchanges that Ganddhi is leaving to pursue career opportunitie...
5paisa Board to Weigh Fresh Equity Issue, Closes Trading Window Ahead of Meet
Jul 23, 2026
5paisa Capital Limited has announced that its board of directors will meet on July 28, 2026, to consider and evaluate a proposal to raise capital by issuing equity shares and/or other eligible securities. The potential fundraising may be executed ...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.