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FINKURVE Stock Chart & Stats
₹61.00
₹1.12(1.84%)
At close: 4:00 PM EDT
₹61.00
₹1.12(1.84%)
Day’s Range― - ―
52-Week Range₹49.06 - ₹134.30
Previous CloseN/A
Volume81.03K
Average Volume (3M)18.14K
Market Cap
₹10.22B
Enterprise Value₹17.95K
Total Cash (Recent Filing)₹386.20M
Total Debt (Recent Filing)₹3.82B
Price to Earnings (P/E)38.7
Beta0.85
Next Earnings
Nov 12, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.42
Shares Outstanding140,143,980
10 Day Avg. Volume23,495
30 Day Avg. Volume18,141
Financial Highlights & Ratios
PEG Ratio0.00
Price to Book (P/B)2.04
Price to Sales (P/S)3.38
P/FCF Ratio15.17
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue GrowthTriple-digit revenue growth in FY2026 reflects strong demand and successful scaling of the core credit services business. Sustained top-line expansion increases operating leverage, supports reinvestment in distribution and product capabilities, and builds a larger base to improve margins and service obligations over the medium term.
ProfitabilityA net margin near 12.5% and healthy operating profitability indicate the company converts sales into earnings at a sustainable rate. Stable positive margins support internal funding for growth and provide a buffer against rate or credit cost shocks, helping preserve long-term operating viability if margins hold.
Cash Generation ImprovementReturn to positive OCF and FCF in FY2026 demonstrates improving cash conversion and operational cash discipline. Consistent positive cash flows materially strengthen liquidity, enable debt servicing and capex funding from operations, and reduce reliance on external financing if the improvement persists.
Bears Say
Rising LeverageThe sharp step-up in debt and a ~2.46x debt/equity ratio materially raise financial risk and reduce flexibility. Higher leverage increases interest expense and refinancing needs, amplifying vulnerability to margin swings or weaker cash flow and constraining strategic options in a capital‑intensive credit services environment.
Cash Flow VolatilityHistoric swings—deeply negative OCF/FCF in FY2025 versus positive flows in FY2026—indicate inconsistent cash conversion. This volatility complicates planning, undermines reliance on internal funding for growth or debt service, and raises refinancing and liquidity risk, especially given the higher leverage profile.
Margin PressureMeaningful margin compression from prior years signals sustained pressure from costs, mix shifts, or pricing. Declining margins reduce free cash generation and return on invested capital, forcing heavier dependence on volume growth to maintain earnings and making the business more sensitive to economic or competitive stress.
Finkurve Financial Services Ltd. News
FINKURVE FAQ
What was Finkurve Financial Services Ltd.’s price range in the past 12 months?
Finkurve Financial Services Ltd. lowest stock price was ₹49.06 and its highest was ₹134.30 in the past 12 months.
What is Finkurve Financial Services Ltd.’s market cap?
Finkurve Financial Services Ltd.’s market cap is ₹10.22B.
When is Finkurve Financial Services Ltd.’s upcoming earnings report date?
Finkurve Financial Services Ltd.’s upcoming earnings report date is Nov 12, 2026 which is in 86 days.
How were Finkurve Financial Services Ltd.’s earnings last quarter?
Finkurve Financial Services Ltd. released its earnings results on Aug 13, 2026. The company reported ₹0.602 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Finkurve Financial Services Ltd. overvalued?
According to Wall Street analysts Finkurve Financial Services Ltd.’s price is currently Overvalued.
Does Finkurve Financial Services Ltd. pay dividends?
Finkurve Financial Services Ltd. does not currently pay dividends.
What is Finkurve Financial Services Ltd.’s EPS estimate?
Finkurve Financial Services Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Finkurve Financial Services Ltd. have?
Finkurve Financial Services Ltd. has 140,143,980 shares outstanding.
What happened to Finkurve Financial Services Ltd.’s price movement after its last earnings report?
Finkurve Financial Services Ltd. reported an EPS of ₹0.602 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 6.183%.
Which hedge fund is a major shareholder of Finkurve Financial Services Ltd.?
Currently, no hedge funds are holding shares in IN:FINKURVE
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Finkurve Financial Services Ltd.
Finkurve Financial Services Limited operates as an Indian Non-Banking Financial Company (NBFC), providing a diverse array of lending and financial solutions across the country. Its product offerings include personal financing, credit secured by gold jewelry, various other secured and unsecured loan facilities, and inter-corporate loans. The company, which was initially incorporated in 1984, was formerly known as Sanjay Leasing Limited until it officially adopted the name Finkurve Financial Services Limited in March 2012. Its headquarters are located in Mumbai, India.
Technical Analysis
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