tiprankstipranks
CRISIL Limited (IN:CRISIL)
:CRISIL
India Market
Want to see IN:CRISIL full AI Analyst Report?

CRISIL Limited (CRISIL) AI Stock Analysis

3 Followers

Top Page

IN:CRISIL

CRISIL Limited

(CRISIL)

Select Model
Select Model
Select Model
Outperform 77 (OpenAI - 5.2)
Rating:77Outperform
Price Target:
₹5,075.00
▲(7.66% Upside)
Action:Upgraded
Date:08/06/26
The score is driven primarily by strong financial performance (durable margins, steady growth, and high returns with manageable leverage). Technicals add support with the price trading above key moving averages and positive momentum. Valuation meaningfully tempers the score due to a relatively high P/E and only a modest dividend yield.
Positive Factors
High Profitability & Margins
CRISIL’s sustained net margins near 20% and EBITDA around 30%, plus historically high ROE, reflect durable pricing power in ratings and analytics. Strong margins support cash retention and reinvestment capacity, underpinning stable earnings and resilience across mid-term cycles.
Negative Factors
Step-up in Total Debt
The recent increase in total debt reduces the prior ultra-low leverage cushion, raising fixed obligations and slightly increasing interest-rate and refinancing sensitivity. Over 2–6 months this can limit capital allocation flexibility and raise scrutiny on funding priorities.
Read all positive and negative factors
Positive Factors
Negative Factors
High Profitability & Margins
CRISIL’s sustained net margins near 20% and EBITDA around 30%, plus historically high ROE, reflect durable pricing power in ratings and analytics. Strong margins support cash retention and reinvestment capacity, underpinning stable earnings and resilience across mid-term cycles.
Read all positive factors

CRISIL Limited (CRISIL) vs. iShares MSCI India ETF (INDA)

CRISIL Limited Business Overview & Revenue Model

Company Description
CRISIL Limited operates as an analytical enterprise, furnishing an extensive array of ratings, data, research, and analytical solutions across India, Europe, North America, and various international markets. Its operations are structured into thre...
How the Company Makes Money
CRISIL primarily makes money by charging fees for professional services and subscription-style information products across its main business lines: 1) Ratings fees (Credit ratings and related services) - CRISIL earns fees from issuers (e.g., corp...

CRISIL Limited Financial Statement Overview

Summary
Strong and consistent profitability (net margins ~20% and EBITDA margins ~30%) with steady revenue expansion and high ROE. Risks are moderate: a recent step-up in total debt and some variability in gross margin and cash flow conversion, but overall financial quality remains high.
Income Statement
86
Very Positive
Balance Sheet
82
Very Positive
Cash Flow
78
Positive
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue41.26B36.49B32.60B31.40B27.69B23.01B
Gross Profit14.51B12.77B16.81B13.92B13.78B11.39B
EBITDA13.99B10.85B10.00B9.75B8.52B7.33B
Net Income8.84B7.66B6.84B6.58B5.64B4.66B
Balance Sheet
Total Assets50.24B46.32B39.42B32.97B28.31B25.04B
Cash, Cash Equivalents and Short-Term Investments9.16B10.10B13.74B11.52B8.43B7.42B
Total Debt3.35B5.44B2.50B473.20M834.60M1.32B
Total Liabilities17.52B15.98B13.77B11.08B10.39B9.25B
Stockholders Equity32.71B30.33B25.65B21.89B17.92B15.78B
Cash Flow
Free Cash Flow5.21B6.99B5.92B7.17B4.15B3.80B
Operating Cash Flow5.51B7.72B7.65B7.80B4.56B4.03B
Investing Cash Flow-2.73B-2.85B-3.86B-3.27B-616.40M-882.50M
Financing Cash Flow-2.08B-4.70B-4.42B-4.08B-3.68B-2.91B

CRISIL Limited Technical Analysis

Technical Analysis Sentiment
Positive
Last Price4713.95
Price Trends
50DMA
4380.50
Positive
100DMA
4237.31
Positive
200DMA
4294.50
Positive
Market Momentum
MACD
110.62
Negative
RSI
65.94
Neutral
STOCH
74.14
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:CRISIL, the sentiment is Positive. The current price of 4713.95 is above the 20-day moving average (MA) of 4588.95, above the 50-day MA of 4380.50, and above the 200-day MA of 4294.50, indicating a bullish trend. The MACD of 110.62 indicates Negative momentum. The RSI at 65.94 is Neutral, neither overbought nor oversold. The STOCH value of 74.14 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IN:CRISIL.

CRISIL Limited Peers Comparison

Overall Rating
UnderperformOutperform
Sector (55)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
81
Outperform
₹52.34B29.381.26%17.62%24.43%
80
Outperform
₹47.17B24.072.15%25.74%10.32%
77
Outperform
₹351.25B39.711.31%22.03%21.52%
55
Neutral
$6.65B3.83-15.92%6.20%10.91%7.18%
* General Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
IN:CRISIL
CRISIL Limited
4,803.15
-88.46
-1.81%
IN:CARERATING
CARE Ratings Ltd
1,739.10
121.65
7.52%
IN:ICRA
ICRA Limited
4,887.30
-1,284.08
-20.81%

CRISIL Limited Corporate Events

CRISIL to Merge Canadian Subsidiaries Into Single PriceMetrix Entity
Jul 21, 2026
CRISIL Limited has approved the amalgamation of its wholly owned step-down subsidiaries Crisil Canada Inc. and Crisil PriceMetrix Inc., combining their activities into a single entity to be known as Crisil PriceMetrix Inc. The merger, involving a ...
CRISIL Approves Q2 2026 Results, Interim Dividend and Board Changes
Jul 21, 2026
CRISIL’s board has approved the unaudited standalone and consolidated financial results for the first quarter and half year ended June 30, 2026, signalling timely disclosure of its performance to markets and regulators. Alongside the results...
CRISIL Approves Interim Dividend and Reshapes Board After Q2 Results
Jul 21, 2026
CRISIL Limited’s board has approved the unaudited standalone and consolidated financial results for the quarter and half year ended June 30, 2026, underscoring ongoing transparency in its financial reporting. The company also declared a seco...
CRISIL clears Q2 FY26 results, interim dividend and board changes
Jul 21, 2026
CRISIL Limited’s board has approved the unaudited standalone and consolidated financial results for the first quarter and half year ended June 30, 2026, signalling timely disclosure of performance to investors. In a shareholder-friendly move...
Crisil posts strong Q2 and H1 FY26 growth, declares interim dividend
Jul 21, 2026
Crisil Limited, a company of SP Global, is a major financial services provider specializing in ratings, research and risk analytics for domestic and international clients. With a diversified portfolio spanning credit assessment and economic resear...
CRISIL publishes updated Q2 FY2026 investor presentation
Jul 21, 2026
CRISIL Limited has released an updated corporate and analyst presentation incorporating its financial results for the second quarter of fiscal year 2026. The presentation has been submitted to the National Stock Exchange of India and BSE and will ...
CRISIL Updates Code for Fair Disclosure of Price-Sensitive Information
Jul 21, 2026
CRISIL Limited has notified the National Stock Exchange of India and BSE that its Board of Directors has approved an amended Code of Practices and Procedures for Fair Disclosure of Unpublished Price Sensitive Information. The updated code, effecti...
CRISIL Sets Board Meeting for Q2 Results and Interim Dividend, Closes Trading Window
Jul 1, 2026
CRISIL Limited has scheduled a board meeting on July 21, 2026 to consider and approve its unaudited consolidated and standalone financial results for the quarter and half-year ended June 30, 2026, and to decide on a second interim dividend for the...
CRISIL Wins Favourable Tax Ruling, Expects Relief on ₹40.23 Crore TDS Demand
Jun 18, 2026
CRISIL Limited has received a favourable order from the Commissioner of Income Tax (Appeals) in Mumbai regarding a long-running dispute over tax deducted at source on payments made to non-residents for the 2014-15 assessment year. The appellate au...
Crisil to Host Virtual Analyst Meet with Goldman Sachs on June 4
Jun 1, 2026
Crisil Limited has informed stock exchanges that it will hold a virtual group analyst meeting with Goldman Sachs on June 4, 2026. The company will use its latest corporate presentation for the interaction, which is available on its website and has...
CRISIL Announces Resignation of Non-Executive Director Saugata Saha
May 27, 2026
CRISIL Limited has announced that non-executive director Saugata Saha will resign from the company’s board, following his decision to leave parent entity SP Global Inc., with his tenure at SP Global continuing through July 30, 2026. The boar...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 06, 2026