Consolidated Finvest & Holdings LTd (CONSOFINVT) AI Stock Analysis

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Consolidated Finvest & Holdings LTd

(NSE:CONSOFINVT)

Select Model

Rating:66Neutral

Action:reiterated

Date:09/06/26

The score is primarily supported by a conservatively financed balance sheet and moderate valuation with a very high dividend yield. Offsetting these positives are materially volatile revenue/profit dynamics and inconsistent cash-flow generation, which reduce confidence in the stability of underlying performance.

Positive Factors

Very low leverageA conservatively financed balance sheet reduces interest burden and refinancing exposure, giving the company greater resilience if investment returns weaken. Low leverage also preserves capacity to deploy capital or withstand volatility without relying heavily on external funding.

Negative Factors

Volatile revenueLarge year-to-year revenue swings reduce visibility into the company’s underlying earning power and make forward performance harder to assess. For an investment-focused business, this volatility can reflect uneven realization of returns and limits confidence in a stable medium-term growth trajectory.

Consolidated Finvest & Holdings LTd Business Overview & Revenue Model

Company Description

Consolidated Finvest & Holdings Ltd. is a non-banking financial company, which engages in the business of investments and provision of loans. The firm is also involved in investing in shares, stocks, bonds, debentures, mutual funds, inter-corporate d...

How the Company Makes Money

CONSOFINVT primarily makes money through returns generated on its financial assets and investments. Key revenue streams for an investment/holding NBFC typically include: (1) Interest income earned on loans, advances, or fixed-income instruments (if s...

Consolidated Finvest & Holdings LTd Financial Statement Overview

Summary

Balance sheet strength is a major positive (very low leverage and steadily growing equity), but results are tempered by high volatility in revenue/profitability and uneven cash generation. Net income is consistently positive, yet earnings quality and cash-flow durability are less predictable.

Income Statement

62Positive

Balance Sheet

88Very Positive

Cash Flow

45Neutral

Financial statement breakdown
Breakdown	TTM	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022
Income Statement
Total Revenue	476.50M	623.50M	148.43M	516.91M	22.67M	18.96M
Gross Profit	473.50M	620.00M	145.92M	516.89M	21.15M	17.60M
EBITDA	621.10M	617.70M	709.04M	509.43M	4.11B	28.32M
Net Income	544.40M	541.00M	1.08B	464.55M	3.13B	6.11M
Balance Sheet
Total Assets	0	12.76B	11.24B	9.27B	8.60B	5.38B
Cash, Cash Equivalents and Short-Term Investments	800.00K	800.00K	3.25B	1.24B	1.07B	1.95B
Total Debt	0	0	0	16.60M	15.76M	79.83M
Total Liabilities	-11.59B	1.17B	964.00M	1.19B	1.16B	353.87M
Stockholders Equity	11.59B	11.59B	10.27B	8.08B	7.43B	5.02B
Cash Flow
Free Cash Flow	-23.50M	0	99.92M	163.79M	76.90M	1.78B
Operating Cash Flow	-23.50M	53.60M	99.92M	163.79M	76.90M	1.78B
Investing Cash Flow	60.40M	-17.10M	-99.73M	-163.62M	-77.20M	-1.78B
Financing Cash Flow	-36.50M	-36.50M	0	-240.00K	0	0

Consolidated Finvest & Holdings LTd Peers Comparison

Overall Rating

UnderperformOutperform

Sector (55)

Financial Indicators

IN:CONSOFINVT against its peers
Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
IN:CONSOFINVT	66Neutral	―	18.41	―	0.47%	-8.70%	-44.43%
Sector *	55Neutral	$6.65B	3.83	-15.92%	6.20%	10.91%	7.18%
IN:LFIC	55Neutral	INR 197.25M	25.44	―	2.14%	-61.85%	-116.29%
IN:DCMFINSERV	42Neutral	INR 104.21M	-10.95	―	―	-28.72%	30.64%
IN:TCIFINANCE	40Underperform	INR 169.66M	-9.38	―	―	-92.80%	-152.68%
IN:GLFL	39Underperform	INR 142.14M	604.76	―	―	-0.99%	-49.30%

* General Sector Average

Performance Comparison

IN:CONSOFINVT and its peers over the selected period
Ticker	Company Name	Price	Change	% Change
IN:DCMFINSERV	DCM Financial Services Limited	4.71	-0.57	-10.80%
IN:GLFL	Gujarat Lease Financing Limited	5.24	-2.99	-36.33%
IN:TCIFINANCE	TCI Finance Limited	13.18	1.18	9.83%

Glossary

BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Sep 06, 2026

Consolidated Finvest & Holdings LTd AI Stock Analysis

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