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CMS Info Systems Ltd.
(CMSINFO)
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Rating:67Neutral
Price Target:
₹286.00
▲(5.22% Upside)
Action:Reiterated
Date:08/17/26
The score is primarily supported by solid fundamentals (profitable growth and low leverage) and reasonable valuation with a strong dividend yield. Offsetting these positives are weaker cash conversion (FY2026 free cash flow near breakeven) and bearish technical signals (price below key moving averages with negative MACD), which increase near-term risk.
Positive Factors
Strong Revenue Expansion
The substantial multi-year revenue increase indicates successful scaling of CMS Info Systems’ outsourced cash management, ATM services, and field infrastructure operations, supporting broader customer coverage and greater operating scale.
Negative Factors
Weak Recent Free Cash Flow
Near-zero free cash flow despite substantial reported profit signals a significant working-capital or reinvestment drag. If sustained, weaker cash generation could constrain debt-free expansion, dividends, and the quality of earnings.
Read all positive and negative factors
Positive Factors
Negative Factors
Strong Revenue Expansion
The substantial multi-year revenue increase indicates successful scaling of CMS Info Systems’ outsourced cash management, ATM services, and field infrastructure operations, supporting broader customer coverage and greater operating scale.
Read all positive factors
CMS Info Systems Ltd. (CMSINFO) vs. iShares MSCI India ETF (INDA)
Market Cap
₹38.47B
Dividend Yield4%
Average Volume (3M)109.73K
Price to Earnings (P/E)13.5
Beta (1Y)1.04
Revenue Growth1.71%
EPS Growth-21.40%
CountryIN
Employees8,041
SectorGeneral
Sector StrengthN/A
IndustrySpecialty Business Services
Share Statistics
EPS (TTM)17.99
Shares Outstanding160,063,420
10 Day Avg. Volume198,734
30 Day Avg. Volume109,728
Financial Highlights & Ratios
PEG Ratio-0.76
Price to Book (P/B)1.80
Price to Sales (P/S)1.76
P/FCF Ratio976.20
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹315.00Price Target Upside15.89% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)22.28
Revenue Forecast (FY)₹27.67B
CMS Info Systems Ltd. Business Overview & Revenue Model
Company Description
CMS Info Systems Limited is a company focused on providing extensive cash management solutions. It partners with financial institutions to offer outsourced services for the full lifecycle of asset installation, maintenance, and technological syste...
How the Company Makes Money
CMS Info Systems makes money by providing outsourced, contracted services to banks and enterprises, earning revenue largely through service fees tied to volumes handled and assets serviced, plus recurring managed-service charges under multi-year a...
CMS Info Systems Ltd. Financial Statement Overview
Summary
Income Statement
78
Positive
Balance Sheet
84
Very Positive
Cash Flow
52
Neutral
| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 24.94B | 24.87B | 24.25B | 22.65B | 19.15B | 15.90B |
| Gross Profit | 15.97B | 17.00B | 21.86B | 14.99B | 13.56B | 10.85B |
| EBITDA | 6.16B | 6.33B | 5.80B | 6.33B | 5.52B | 4.08B |
| Net Income | 2.93B | 3.03B | 3.72B | 3.47B | 2.97B | 2.24B |
Balance Sheet | ||||||
| Total Assets | 0.00 | 32.38B | 31.20B | 26.59B | 21.01B | 18.56B |
| Cash, Cash Equivalents and Short-Term Investments | 4.46B | 4.46B | 7.86B | 6.25B | 4.05B | 2.85B |
| Total Debt | 0.00 | 2.21B | 1.90B | 1.81B | 2.03B | 1.93B |
| Total Liabilities | -24.32B | 8.06B | 8.53B | 7.12B | 5.39B | 6.00B |
| Stockholders Equity | 24.32B | 24.32B | 22.67B | 19.47B | 15.62B | 12.56B |
Cash Flow | ||||||
| Free Cash Flow | -2.91B | 44.74M | 3.28B | 3.32B | 2.13B | -274.55M |
| Operating Cash Flow | -1.17B | 4.14B | 4.83B | 4.40B | 4.07B | 2.57B |
| Investing Cash Flow | 753.72M | -2.95B | -2.66B | -3.25B | -3.23B | -3.26B |
| Financing Cash Flow | -1.34B | -2.39B | -1.44B | -521.17M | -521.73M | 5.69M |
CMS Info Systems Ltd. Technical Analysis
Negative
271.80
Price Trends
269.55
Negative
285.30
Negative
304.94
Negative
Market Momentum
-8.48
Positive
36.28
Neutral
15.08
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:CMSINFO, the sentiment is Negative. The current price of 271.8 is above the 20-day moving average (MA) of 258.95, above the 50-day MA of 269.55, and below the 200-day MA of 304.94, indicating a bearish trend. The MACD of -8.48 indicates Positive momentum. The RSI at 36.28 is Neutral, neither overbought nor oversold. The STOCH value of 15.08 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:CMSINFO.
CMS Info Systems Ltd. Peers Comparison
UnderperformOutperform
Sector (55)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
69 Neutral | ₹9.09B | 14.71 | ― | 0.25% | 2.83% | 37.81% | |
67 Neutral | ₹38.47B | 13.48 | ― | 3.57% | 1.71% | -21.40% | |
57 Neutral | ₹4.33B | 13.36 | ― | 4.81% | 1.83% | -27.17% | |
55 Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% |
* General Sector Average
IN:CMSINFO
CMS Info Systems Ltd.
242.55
-164.17
-40.36%
IN:AGSTRA
AGS Transact Technologies Ltd.
2.01
-3.81
-65.46%
IN:KRYSTAL
Krystal Integrated Services Ltd.
645.45
-13.88
-2.11%
IN:RADIANTCMS
Radiant Cash Management Services Limited
39.32
-17.77
-31.13%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.