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CMS Info Systems Ltd.
(CMSINFO)
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Rating:67Neutral
Price Target:
₹233.00
▼(-14.28% Downside)
Action:Reiterated
Date:08/17/26
The score is primarily supported by solid fundamentals (profitable growth and low leverage) and reasonable valuation with a strong dividend yield. Offsetting these positives are weaker cash conversion (FY2026 free cash flow near breakeven) and bearish technical signals (price below key moving averages with negative MACD), which increase near-term risk.
Positive Factors
Revenue Expansion
Sustained revenue expansion indicates that CMS Info Systems has increased its operating scale across outsourced cash management, ATM services, and related infrastructure support. A larger contracted and serviced base can improve network density, reinforce customer relevance, and support durable growth over the coming quarters.
Negative Factors
Weak Free Cash Flow
Near-breakeven free cash flow despite substantial net income indicates that reported profitability is not currently translating into equivalent cash generation. If this persists, it could constrain internally funded expansion, dividends, or other capital allocation and reduce the quality of near-term earnings.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue Expansion
Sustained revenue expansion indicates that CMS Info Systems has increased its operating scale across outsourced cash management, ATM services, and related infrastructure support. A larger contracted and serviced base can improve network density, reinforce customer relevance, and support durable growth over the coming quarters.
Read all positive factors
CMS Info Systems Ltd. (CMSINFO) vs. iShares MSCI India ETF (INDA)
Market Cap
₹35.30B
Dividend Yield2.39%
Average Volume (3M)52.99K
Price to Earnings (P/E)12.1
Beta (1Y)1.12
Revenue Growth1.71%
EPS Growth-21.43%
CountryIN
Employees9,671
SectorGeneral
Sector StrengthN/A
IndustrySpecialty Business Services
Share Statistics
EPS (TTM)17.99
Shares Outstanding160,063,420
10 Day Avg. Volume35,475
30 Day Avg. Volume52,988
Financial Highlights & Ratios
PEG Ratio-0.76
Price to Book (P/B)1.80
Price to Sales (P/S)1.76
P/FCF Ratio976.20
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹315.00Price Target Upside15.89% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)22.08
Revenue Forecast (FY)₹27.54B
CMS Info Systems Ltd. Business Overview & Revenue Model
Company Description
CMS Info Systems Limited is a company focused on providing extensive cash management solutions. It partners with financial institutions to offer outsourced services for the full lifecycle of asset installation, maintenance, and technological syste...
How the Company Makes Money
CMS Info Systems makes money by providing outsourced, contracted services to banks and enterprises, earning revenue largely through service fees tied to volumes handled and assets serviced, plus recurring managed-service charges under multi-year a...
CMS Info Systems Ltd. Financial Statement Overview
Summary
Income Statement
78
Positive
Balance Sheet
84
Very Positive
Cash Flow
52
Neutral
| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 24.94B | 24.87B | 24.25B | 22.65B | 19.15B | 15.90B |
| Gross Profit | 15.97B | 17.00B | 11.27B | 14.99B | 13.56B | 10.85B |
| EBITDA | 6.16B | 6.33B | 6.35B | 6.33B | 5.52B | 4.02B |
| Net Income | 2.93B | 3.03B | 3.72B | 3.47B | 2.97B | 2.24B |
Balance Sheet | ||||||
| Total Assets | 0.00 | 32.38B | 31.20B | 26.59B | 21.01B | 18.56B |
| Cash, Cash Equivalents and Short-Term Investments | 4.46B | 4.46B | 7.86B | 6.25B | 4.05B | 2.85B |
| Total Debt | 0.00 | 2.21B | 1.90B | 1.81B | 2.03B | 1.93B |
| Total Liabilities | -24.32B | 8.06B | 8.53B | 7.12B | 5.39B | 6.00B |
| Stockholders Equity | 24.32B | 24.32B | 22.67B | 19.47B | 15.62B | 12.56B |
Cash Flow | ||||||
| Free Cash Flow | -2.91B | 44.74M | 3.28B | 3.32B | 2.13B | -274.55M |
| Operating Cash Flow | -1.17B | 4.14B | 4.83B | 4.40B | 4.07B | 2.57B |
| Investing Cash Flow | 753.72M | -2.95B | -2.66B | -3.25B | -3.23B | -3.26B |
| Financing Cash Flow | -1.34B | -2.39B | -1.44B | -521.17M | -521.73M | 5.69M |
CMS Info Systems Ltd. Technical Analysis
Negative
271.80
Price Trends
238.69
Negative
260.68
Negative
283.37
Negative
Market Momentum
-6.26
Negative
37.17
Neutral
41.67
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:CMSINFO, the sentiment is Negative. The current price of 271.8 is above the 20-day moving average (MA) of 225.07, above the 50-day MA of 238.69, and below the 200-day MA of 283.37, indicating a bearish trend. The MACD of -6.26 indicates Negative momentum. The RSI at 37.17 is Neutral, neither overbought nor oversold. The STOCH value of 41.67 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:CMSINFO.
CMS Info Systems Ltd. Peers Comparison
UnderperformOutperform
Sector (55)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
67 Neutral | ₹35.30B | 12.10 | ― | 2.39% | 1.71% | -21.43% | |
60 Neutral | ₹8.79B | 14.47 | ― | 0.24% | 2.83% | 37.81% | |
57 Neutral | ₹3.60B | 12.12 | ― | 7.06% | 1.83% | -27.17% | |
55 Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% |
* General Sector Average
IN:CMSINFO
CMS Info Systems Ltd.
217.70
-131.95
-37.74%
IN:AGSTRA
AGS Transact Technologies Ltd.
2.29
-1.88
-45.08%
IN:KRYSTAL
Krystal Integrated Services Ltd.
636.00
28.96
4.77%
IN:RADIANTCMS
Radiant Cash Management Services Limited
35.35
-16.54
-31.87%
CMS Info Systems Ltd. Corporate Events
CMS Info Systems Shareholders Clear All Resolutions at 19th AGM
Sep 21, 2026
CMS Info Systems Ltd. held its 19th Annual General Meeting on September 21, 2026, via video conferencing and other audio video means, providing shareholders with remote e-voting and live e-voting options to decide on resolutions. The meeting refle...
CMS Info Systems Adds Tech-Focused Independent Director to Board
Sep 21, 2026
CMS Info Systems Ltd. has announced a change in its board composition, with shareholders approving the appointment of Mr. William Poole VIII as an Independent Director at the company’s 19th Annual General Meeting held on September 21, 2026. ...
CMS Info Systems Sets AGM Date and Dividend Cut-Off, Plans Board and Governance Actions
Aug 27, 2026
CMS Info Systems Ltd. has scheduled its nineteenth annual general meeting for September 21, 2026, to be conducted via video conferencing and other audio-visual means in line with corporate governance norms. The board has set September 14, 2026 as ...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.