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Affle (India) Ltd. (IN:AFFLE)
:AFFLE
India Market
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Affle (India) Ltd. (AFFLE) AI Stock Analysis

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IN:AFFLE

Affle (India) Ltd.

(AFFLE)

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Outperform 71 (OpenAI - 5.2)
Rating:71Outperform
Price Target:
₹1,561.00
▼(-14.28% Downside)
Action:Upgraded
Date:05/12/26
The score is primarily supported by strong underlying financial performance and a very strong balance sheet, tempered by margin compression and uneven cash conversion. Technicals are moderately constructive but below the 200DMA, while valuation is a notable headwind due to the high P/E and no dividend yield data.
Positive Factors
Very Strong Balance Sheet
Affle's extremely low leverage and a rapidly expanded equity base provide durable financial flexibility. This large cushion supports strategic investments, M&A optionality, and resilience in downturns, lowering bankruptcy risk and enabling sustained product and market development over months to years.
Negative Factors
Sharp Gross Margin Compression
A large step-down in gross margin signals structural pressure from mix shifts, pricing or higher delivery costs. Persistently lower gross margins erode operating leverage, reduce internally generated funds for reinvestment and make profitability more sensitive to volume and pricing dynamics.
Read all positive and negative factors
Positive Factors
Negative Factors
Very Strong Balance Sheet
Affle's extremely low leverage and a rapidly expanded equity base provide durable financial flexibility. This large cushion supports strategic investments, M&A optionality, and resilience in downturns, lowering bankruptcy risk and enabling sustained product and market development over months to years.
Read all positive factors

Affle (India) Ltd. (AFFLE) vs. iShares MSCI India ETF (INDA)

Affle (India) Ltd. Business Overview & Revenue Model

Company Description
Affle (India) Limited, along with its associated entities, specializes in providing mobile advertising solutions internationally and within India. This is achieved through its proficiency in information technology and the development of software t...
How the Company Makes Money
Affle primarily makes money by providing performance-based digital advertising and marketing services through its proprietary technology platforms. Its revenue model centers on delivering measurable actions for clients—such as app installs, regist...

Affle (India) Ltd. Financial Statement Overview

Summary
Strong multi-year revenue growth and healthy profitability, supported by an exceptionally conservative balance sheet with minimal leverage. Offsetting factors are margin compression (notably the FY2026 gross margin step-down) and uneven earnings-to-cash conversion where operating cash flow trails net income.
Income Statement
78
Positive
Balance Sheet
93
Very Positive
Cash Flow
74
Positive
BreakdownMar 2026Mar 2025Mar 2024Mar 2023Mar 2022
Income Statement
Total Revenue27.09B22.65B18.42B14.33B10.82B
Gross Profit6.54B8.86B7.17B5.49B4.03B
EBITDA6.88B5.74B4.12B3.37B2.82B
Net Income4.55B3.82B2.97B2.45B2.14B
Balance Sheet
Total Assets44.21B36.22B32.83B20.11B18.27B
Cash, Cash Equivalents and Short-Term Investments14.29B15.44B13.70B7.80B6.05B
Total Debt148.09M820.95M1.83B1.06B1.49B
Total Liabilities7.69B6.75B7.85B5.44B6.48B
Stockholders Equity36.52B29.46B24.98B14.65B11.78B
Cash Flow
Free Cash Flow3.33B2.66B1.47B1.68B1.33B
Operating Cash Flow5.45B4.26B2.62B2.60B2.06B
Investing Cash Flow-4.17B-1.14B-5.77B-1.97B-5.56B
Financing Cash Flow-424.70M-918.13M7.83B-590.45M6.15B

Affle (India) Ltd. Technical Analysis

Technical Analysis Sentiment
Neutral
Last Price1820.95
Price Trends
50DMA
1465.18
Negative
100DMA
1455.30
Negative
200DMA
1632.66
Negative
Market Momentum
MACD
-8.95
Positive
RSI
49.43
Neutral
STOCH
38.21
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:AFFLE, the sentiment is Neutral. The current price of 1820.95 is above the 20-day moving average (MA) of 1462.46, above the 50-day MA of 1465.18, and above the 200-day MA of 1632.66, indicating a bearish trend. The MACD of -8.95 indicates Positive momentum. The RSI at 49.43 is Neutral, neither overbought nor oversold. The STOCH value of 38.21 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for IN:AFFLE.

Affle (India) Ltd. Peers Comparison

Overall Rating
UnderperformOutperform
Sector (61)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
82
Outperform
₹71.47B13.893.28%9.68%1.61%
71
Outperform
₹206.24B45.0319.55%18.91%
69
Neutral
₹20.02B2.0834.61%35.53%
68
Neutral
₹34.20B9.281.54%-3.66%15.44%
63
Neutral
₹3.29B12.2114.36%-3.61%
61
Neutral
$37.18B12.37-10.20%1.83%8.50%-7.62%
* Technology Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
IN:AFFLE
Affle (India) Ltd.
1,464.80
-548.65
-27.25%
IN:BCG
Brightcom Group Limited
9.97
-0.31
-3.02%
IN:ROUTE
Route Mobile, Ltd.
553.05
-450.69
-44.90%
IN:TANLA
Tanla Platforms Ltd
538.95
-86.68
-13.86%
IN:VERTOZ
Vertoz Ltd
38.65
-52.82
-57.75%
IN:CAPILLARY
Capillary Technologies India Ltd.
515.10
-91.80
-15.13%

Affle (India) Ltd. Corporate Events

Affle 3i Publishes Corrigendum Notice for Postal Ballot Dispatch
Jun 7, 2026
Affle 3i Limited has notified stock exchanges that it has published newspaper advertisements in Financial Express and Jansatta regarding the dispatch of a corrigendum to its Postal Ballot Notice to shareholders. The communication, made under SEBI ...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: May 12, 2026