Aditya Birla Capital Ltd. (ABCAPITAL) AI Stock Analysis

• Market Cap: ₹755.39B
• Dividend Yield: N/A
• Average Volume (3M): 168.81K
• Price to Earnings (P/E): 22.1
• Beta (1Y): 1.47
• Revenue Growth: 14.14%
• EPS Growth: -1.33%
• Country: IN
• Employees: 59,000
• Sector: Financial
• Sector Strength: 70
• Industry: Financial - Conglomerates
• EPS (TTM): 3.18
• Shares Outstanding: 2,612,436,300
• 10 Day Avg. Volume: 225,120
• 30 Day Avg. Volume: 168,809
• PEG Ratio: N/A
• Price to Book (P/B): 0.00
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 0.00
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: ₹330.00
• Price Target Upside: 14.13% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 1

• Rating: 64 Neutral
• Price Target: ₹307.00 ▲(6.17% Upside)

Aditya Birla Capital Ltd. shows strong technical momentum, which is the most significant positive factor. However, financial performance concerns, particularly in cash flow and leverage, weigh down the overall score. The valuation is neutral, with a fair P/E ratio but no dividend yield.

Aditya Birla Capital Ltd. Business Overview & Revenue Model

Company Description

Aditya Birla Capital Limited, through its subsidiaries, provides various financial products and services in India and internationally. It operates through NBFC, Housing Finance, Life Insurance, Asset Management, General Insurance Broking, Stock and Securities Broking, Health Insurance, and Other Financial Services segments. The company offers protecting solutions, which include life, health, motor, and travel insurance; multiply wellness, and group and corporate general insurance; and investing solution, such as mutual funds, stocks and securities, wealth, portfolio management services, pension funds, and real estate investment. It also provides financing solutions comprising personal, home, small and medium-sized enterprise, and mortgage finance, as well as loan against securities; and debt capital markets and loan syndication services. In addition, the company offers asset management; and other financial services, such as depository, risk advisory, asset reconstruction, and other business support services. The company was formerly known as Aditya Birla Financial Services Limited and changed its name to Aditya Birla Capital Limited in June 2017. The company was incorporated in 2007 and is headquartered in Mumbai, India. Aditya Birla Capital Limited is a subsidiary of Grasim Industries Limited.

How the Company Makes Money

Aditya Birla Capital generates revenue through multiple streams. The primary sources include interest income from its lending activities across retail and corporate segments, premium income from its insurance products, and management fees from its asset management division. Additionally, the company earns commissions from distributing third-party financial products. Strategic partnerships, including collaborations with banks and financial institutions, enhance its distribution capabilities and broaden its customer base, further contributing to its earnings.

Aditya Birla Capital Ltd. Financial Statement Overview

Summary

Income Statement

Balance Sheet

Cash Flow

Breakdown	Dec 2025	Dec 2024	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	410.74B	255.99B	264.32B	254.41B	192.59B
Gross Profit	295.32B	94.85B	113.28B	129.34B	90.70B
EBITDA	144.84B	121.95B	103.20B	23.33B	15.67B
Net Income	33.32B	33.35B	47.96B	17.06B	11.27B
Balance Sheet
Total Assets	2.79T	2.32T	1.81T	1.41T	1.24T
Cash, Cash Equivalents and Short-Term Investments	60.03B	35.79B	17.31B	139.37B	125.39B
Total Debt	1.39T	1.10T	847.38B	584.14B	530.44B
Total Liabilities	2.47T	2.03T	1.59T	1.24T	1.09T
Stockholders Equity	303.89B	268.17B	203.11B	154.92B	137.43B
Cash Flow
Free Cash Flow	-283.92B	-245.03B	-242.74B	-52.49B	-4.58B
Operating Cash Flow	-279.35B	-241.00B	-240.29B	-50.70B	-3.08B
Investing Cash Flow	9.35B	-45.90B	-26.50B	-14.46B	24.29B
Financing Cash Flow	297.78B	285.14B	263.85B	58.36B	-25.81B

Aditya Birla Capital Ltd. Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 289.15
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:ABCAPITAL, the sentiment is Positive. The current price of 289.15 is above the 20-day moving average (MA) of 284.70, above the 50-day MA of 276.24, and above the 200-day MA of 217.54, indicating a bullish trend. The MACD of 3.83 indicates Positive momentum. The RSI at 55.56 is Neutral, neither overbought nor oversold. The STOCH value of 56.81 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IN:ABCAPITAL.

Aditya Birla Capital Ltd. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
NAM.INDIA	73 Outperform	531.27B	39.21	30.53%	2.15%	19.78%	11.11%
ICICIGI	69 Neutral	928.40B	34.55	16.74%	0.67%	15.68%	26.12%
MFSL	65 Neutral	539.24B	199.02	6.20%	―	-3.50%	-28.98%
ABCAPITAL	64 Neutral	₹755.39B	22.12		―	14.14%	-1.33%
ICICIPRULI	56 Neutral	872.30B	69.03	9.93%	0.14%	-23.85%	44.83%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%