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Tiv Taam Holdings 1 Ltd. (IL:TTAM)
TASE:TTAM
Israel Market
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Tiv Taam (TTAM) AI Stock Analysis

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IL:TTAM

Tiv Taam

(TASE:TTAM)

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Neutral 69 (OpenAI - Gpt-5.6Sol)
Rating:69Neutral
Price Target:
1,414.00
▲(30.32% Upside)
Action:Reiterated
Date:09/06/26
The score is mainly supported by strong recent operating performance (very strong revenue growth and improved margins) and bullish technical momentum (price above major moving averages with positive MACD). These positives are tempered by balance-sheet leverage that remains meaningful for a thin-margin grocery business and softer recent free-cash-flow trends and cash conversion. Valuation is reasonable but not a major upside driver.
Positive Factors
Strong revenue growth and profitability
Very strong revenue expansion alongside improved gross and operating profitability indicates broadening sales momentum and better operating performance. If sustained, this combination can strengthen internal funding capacity, support reinvestment, and improve the company’s competitive position over the next several quarters.
Negative Factors
Meaningful leverage for grocery retail
Although leverage has improved, debt-to-equity remains elevated for a low-margin grocery business. A substantial debt burden can reduce flexibility, increase the importance of steady operating performance, and constrain investment or other capital-allocation choices if business conditions weaken.
Read all positive and negative factors
Positive Factors
Negative Factors
Strong revenue growth and profitability
Very strong revenue expansion alongside improved gross and operating profitability indicates broadening sales momentum and better operating performance. If sustained, this combination can strengthen internal funding capacity, support reinvestment, and improve the company’s competitive position over the next several quarters.
Read all positive factors

Tiv Taam (TTAM) vs. iShares MSCI Israel ETF (EIS)

Tiv Taam Business Overview & Revenue Model

Company Description
Tiv Taam Holdings 1 Ltd. manages and operates a network of grocery outlets across Israel. Their extensive product selection encompasses fresh produce, various meats, poultry, and seafood; dairy products like eggs, milk, and cheeses; prepared salad...
How the Company Makes Money
TTAM makes money primarily by selling goods through its supermarket retail operations. Key revenue streams include (1) in-store retail sales of groceries and packaged foods, (2) sales of fresh categories such as meat, fish, deli, bakery, produce, ...

Tiv Taam Financial Statement Overview

Summary
Income statement strength (score 78) is driven by very strong TTM revenue growth (+75.1%) and improved profitability (gross margin ~34.3%, EBIT margin ~6.6%). Offsetting this, leverage remains relatively high for a low-margin grocery model (balance sheet score 57; debt-to-equity ~1.69x) and cash-flow quality has softened (cash flow score 60; TTM free cash flow down -14.6% and weaker earnings-to-cash conversion ~0.45x).
Income Statement
78
Positive
Balance Sheet
57
Neutral
Cash Flow
60
Neutral
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue2.15B2.04B1.86B1.68B1.60B1.59B
Gross Profit738.42M686.90M602.55M540.20M527.70M526.20M
EBITDA266.65M248.15M217.02M127.94M201.79M201.75M
Net Income83.66M73.32M58.03M37.65M61.10M70.04M
Balance Sheet
Total Assets1.58B1.54B1.26B1.24B1.19B1.07B
Cash, Cash Equivalents and Short-Term Investments59.35M52.49M23.63M15.01M43.48M48.64M
Total Debt710.16M729.56M593.71M633.82M610.57M503.03M
Total Liabilities1.16B1.16B929.10M957.49M922.72M831.69M
Stockholders Equity419.34M385.88M332.44M287.06M262.69M236.90M
Cash Flow
Free Cash Flow97.18M132.43M95.92M50.55M49.54M108.77M
Operating Cash Flow216.48M229.84M156.88M137.15M105.64M158.11M
Investing Cash Flow-123.70M-170.27M-60.95M-95.55M-57.86M-49.06M
Financing Cash Flow-103.43M-30.71M-87.32M-70.07M-52.94M-94.92M

Tiv Taam Technical Analysis

Technical Analysis Sentiment
Positive
Last Price1085.00
Price Trends
50DMA
1136.24
Positive
100DMA
1225.90
Positive
200DMA
1178.08
Positive
Market Momentum
MACD
40.51
Negative
RSI
71.52
Negative
STOCH
95.64
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IL:TTAM, the sentiment is Positive. The current price of 1085 is below the 20-day moving average (MA) of 1142.85, below the 50-day MA of 1136.24, and below the 200-day MA of 1178.08, indicating a bullish trend. The MACD of 40.51 indicates Negative momentum. The RSI at 71.52 is Negative, neither overbought nor oversold. The STOCH value of 95.64 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IL:TTAM.

Tiv Taam Peers Comparison

Overall Rating
UnderperformOutperform
Sector (55)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
69
Neutral
₪1.38B16.351.81%13.15%34.98%
62
Neutral
₪9.86B14.8417.20%5.85%-4.71%-11.84%
62
Neutral
₪2.30B10.144.29%13.45%0.70%
60
Neutral
₪4.87B22.193.92%6.69%-3.00%
59
Neutral
₪567.92M13.693.87%2.40%20.71%
55
Neutral
$6.65B3.83-15.92%6.20%10.91%7.18%
54
Neutral
₪5.19B25.771.83%5.52%0.69%
* General Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
IL:TTAM
Tiv Taam
1,292.00
412.10
46.83%
IL:SAE
Shufersal
3,694.00
-72.74
-1.93%
IL:NTML
Neto Malinda
11,600.00
-1,172.92
-9.18%
IL:RMLI
Rami Levi
35,370.00
5,618.64
18.89%
IL:VCTR
Victory
4,003.00
-741.60
-15.63%
IL:YHNF
Yochananof
35,840.00
7,678.99
27.27%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Sep 06, 2026