Idi Insur (IDIN) AI Stock Analysis

1 Followers

Idi Insur

(TASE:IDIN)

Select Model

Rating:80Outperform

Price Target:ILA 31,510.00▲(25.54% Upside)

Action:reiterated

Date:08/24/26

The score is driven primarily by solid financial performance (strong recent profitability and cash generation despite volatility) and an attractive valuation (low P/E and high dividend yield). Technicals are supportive with a clear uptrend and positive momentum, though some indicators are moderately stretched.

Positive Factors

Revenue and Profitability GrowthSustained revenue expansion alongside healthy operating and net margins indicates improving business scale and earnings capacity. If profitability remains resilient, the company can reinvest in operations, strengthen its market position, and support more durable earnings generation over the next several quarters.

Negative Factors

Gross Margin VolatilitySharp changes in gross margin make underlying earnings less predictable and suggest that cost structure, underwriting, or claims dynamics can vary materially between periods. Continued volatility could limit confidence in margin sustainability and make future profitability harder to forecast.

Idi Insur (IDIN) vs. iShares MSCI Israel ETF (EIS)

Market Cap: ILS 3.71B
Dividend Yield: 7.55%
Average Volume (3M): 28.49K
Price to Earnings (P/E): 10.3
Beta (1Y): 1.19
Revenue Growth: 3.98%
EPS Growth: 14.95%
Country: Israel
Employees: 1,670
Sector: General
Sector Strength: 55
Industry: Insurance - Diversified

Idi Insur Business Overview & Revenue Model

Company Description

I.D.I. Insurance Company Ltd. provides insurance products and services to individuals and corporate customers in Israel. It operates through General Insurance, Health Insurance, and Life Insurance and Long-Term Savings segments. The company offers de...

Idi Insur Financial Statement Overview

Summary

Overall fundamentals are healthy: strong recent profitability and a rebound in operating/free cash flow support the business. Key risks are volatility in gross margin (notable swings across years) and historically uneven cash-flow durability, alongside a step-up in leverage versus earlier low-debt periods.

Income Statement

82Very Positive

Balance Sheet

76Positive

Cash Flow

79Positive

Financial statement breakdown
Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	3.93B	4.04B	3.52B	2.73B	2.20B	2.16B
Gross Profit	2.36B	832.06M	3.02B	2.29B	1.80B	1.77B
EBITDA	712.40M	684.12M	497.95M	307.21M	211.56M	391.05M
Net Income	368.58M	356.94M	257.08M	139.21M	84.44M	201.20M
Balance Sheet
Total Assets	6.72B	6.79B	7.13B	6.44B	6.20B	6.30B
Cash, Cash Equivalents and Short-Term Investments	292.31M	264.05M	98.45M	257.87M	253.20M	705.96M
Total Debt	786.38M	788.22M	583.86M	541.92M	552.02M	732.13M
Total Liabilities	5.38B	5.52B	6.14B	5.52B	5.35B	5.44B
Stockholders Equity	1.33B	1.27B	988.82M	926.00M	855.52M	862.16M
Cash Flow
Free Cash Flow	837.86M	864.30M	48.20M	95.93M	-211.78M	372.32M
Operating Cash Flow	851.53M	887.76M	143.42M	193.65M	-130.23M	456.43M
Investing Cash Flow	-104.01M	-110.89M	-91.94M	-97.65M	-79.02M	-98.57M
Financing Cash Flow	-249.30M	-39.16M	-211.99M	-93.05M	-244.47M	-11.54M

Idi Insur Technical Analysis

Technical Analysis SentimentPositive

Last Price25100.00

Price Trends

50DMA25150.60Negative

100DMA24302.45Positive

200DMA23041.41Positive

Market Momentum

MACD-61.27Negative

RSI52.47Neutral

STOCH77.43Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IL:IDIN, the sentiment is Positive. The current price of 25100.00 is above the 20-day moving average (MA) of 25016.00, below the 50-day MA of 25150.60, and above the 200-day MA of 23041.41, indicating a neutral trend. The MACD of -61.27 indicates Negative momentum. The RSI at 52.47 is Neutral, neither overbought nor oversold. The STOCH value of 77.43 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IL:IDIN.

Idi Insur Peers Comparison

Overall Rating

UnderperformOutperform

Sector (55)

Financial Indicators

IL:IDIN against its peers
Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
IL:IDIN	80Outperform	ILS 3.79B	10.27	―	7.55%	3.98%	14.95%
IL:PHOE	79Outperform	ILS 44.01B	13.26	―	3.19%	10.88%	24.40%
IL:MMHD	77Outperform	ILS 32.07B	12.81	―	3.12%	18.14%	49.80%
IL:HARL	74Outperform	ILS 38.69B	11.80	23.23%	3.74%	14.74%	70.44%
IL:MGDL	71Outperform	ILS 19.03B	9.98	―	―	2.14%	116.73%
IL:CLIS	62Neutral	ILS 22.01B	9.16	―	1.84%	-30.50%	67.45%
Sector *	55Neutral	$6.65B	3.83	-15.92%	6.20%	10.91%	7.18%

* General Sector Average

Performance Comparison

IL:IDIN and its peers over the selected period
Ticker	Company Name	Price	Change	% Change
IL:IDIN	I.D.I. Insurance Company Ltd.	25100.00	4571.86	22.27%
IL:CLIS	Clal Insurance Enterprises Holdings	26910.00	7096.02	35.81%
IL:HARL	Harel Insurance Investments & Financial Services	18610.00	6516.54	53.88%
IL:MGDL	Migdal Insurance & Financial Holdings Ltd.	1784.00	426.00	31.37%
IL:PHOE	Phoenix Holdings Ltd.	17320.00	4103.92	31.05%
IL:MMHD	Menora Mivtachim Holdings Ltd.	51330.00	15198.71	42.07%

Glossary

BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Aug 24, 2026

Idi Insur AI Stock Analysis