Gav Yam (GVYM) AI Stock Analysis

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Gav Yam

(TASE:GVYM)

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Rating:66Neutral

Price Target:ILA 3,937.00▲(8.01% Upside)

Action:reiterated

Date:11/01/26

The score is driven primarily by solid but risk-sensitive financials: strong reported profitability and modest revenue growth are tempered by high leverage (debt ~2x equity) and a sharp recent decline in free cash flow. Valuation is supportive with a reasonable P/E (~12.3) and a ~3.11% dividend yield. Technicals are weaker, with the stock trading below major moving averages and only subdued momentum indicators.

Positive Factors

Asset-backed balance sheetAn asset-backed balance sheet and growing equity provide a meaningful foundation for Gav-Yam’s property portfolio. This supports resilience in its long-term operating model and can help preserve access to capital while the company develops and leases additional commercial assets.

Negative Factors

Elevated leverageDebt of roughly twice equity increases Gav-Yam’s sensitivity to refinancing conditions, interest rates, and changes in property values. The leverage can constrain financial flexibility and make development funding and portfolio performance more vulnerable during adverse real estate conditions.

Gav Yam (GVYM) vs. iShares MSCI Israel ETF (EIS)

Market Cap: ILS 8.04B
Dividend Yield: 3.11%
Average Volume (3M): 197.68K
Price to Earnings (P/E): 12.3
Beta (1Y): 1.13
Revenue Growth: 20.47%
EPS Growth: 16.75%
Country: Israel
Employees: 146
Sector: General
Sector Strength: 55
Industry: Real Estate - Development

Gav Yam Business Overview & Revenue Model

Company Description

Operating as a prominent real estate firm in Israel, Gav-Yam Lands Corp. Ltd is deeply involved in the entire property lifecycle. Its activities span from the initiation, planning, construction, and development of various sites to their ongoing leasi...

How the Company Makes Money

Gav-Yam primarily makes money through recurring rental and related income from its portfolio of income-producing commercial properties (notably office/high-tech parks). This includes lease payments from tenants under rental agreements, along with anc...

Gav Yam Financial Statement Overview

Summary

Income statement strength (score 78) shows modest TTM revenue growth (~3.6%) and very strong reported profitability, but earnings/margin volatility raises sustainability risk. Balance sheet (score 62) is asset-backed with growing equity, yet leverage is meaningfully elevated (debt ~2.0x equity), increasing sensitivity to rates and asset values. Cash flow (score 55) remains positive with constructive earnings-to-FCF conversion, but FCF fell sharply (~-61% TTM) and cash generation is less stable year-to-year.

Income Statement

78Positive

Balance Sheet

62Positive

Cash Flow

55Neutral

Financial statement breakdown
Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	966.97M	906.56M	822.06M	758.75M	649.01M	669.41M
Gross Profit	800.88M	756.56M	689.05M	654.10M	481.52M	599.01M
EBITDA	1.23B	1.38B	1.09B	1.10B	1.74B	1.84B
Net Income	653.23M	670.28M	478.40M	499.36M	935.56M	1.09B
Balance Sheet
Total Assets	20.22B	18.77B	16.93B	15.43B	14.69B	11.81B
Cash, Cash Equivalents and Short-Term Investments	805.20M	772.30M	732.01M	1.00B	1.61B	1.13B
Total Debt	10.86B	9.92B	8.66B	7.90B	7.50B	5.48B
Total Liabilities	13.44B	12.32B	10.98B	9.91B	9.55B	7.23B
Stockholders Equity	5.18B	4.91B	4.51B	4.21B	3.97B	3.61B
Cash Flow
Free Cash Flow	251.39M	396.58M	466.91M	575.34M	451.69M	641.61M
Operating Cash Flow	263.40M	413.54M	476.87M	589.72M	461.86M	645.81M
Investing Cash Flow	-956.78M	-1.12B	-697.33M	-165.67M	-1.48B	-699.91M
Financing Cash Flow	138.21M	736.61M	56.62M	-184.81M	1.08B	-1.20B

Gav Yam Technical Analysis

Technical Analysis SentimentNegative

Last Price3645.00

Price Trends

50DMA3733.02Negative

100DMA3690.45Negative

200DMA3794.27Negative

Market Momentum

MACD15.79Positive

RSI43.88Neutral

STOCH21.20Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IL:GVYM, the sentiment is Negative. The current price of 3645.00 is below the 20-day moving average (MA) of 3697.15, below the 50-day MA of 3733.02, and below the 200-day MA of 3794.27, indicating a bearish trend. The MACD of 15.79 indicates Positive momentum. The RSI at 43.88 is Neutral, neither overbought nor oversold. The STOCH value of 21.20 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IL:GVYM.

Gav Yam Peers Comparison

Overall Rating

UnderperformOutperform

Sector (55)

Financial Indicators

IL:GVYM against its peers
Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
IL:ILDC	69Neutral	ILS 1.52B	5.87	―	3.94%	19.26%	623.02%
IL:GVYM	66Neutral	ILS 8.04B	12.31	―	3.11%	20.47%	16.75%
IL:CRSR	56Neutral	ILS 1.54B	-111.46	―	4.23%	9.41%	-120.10%
Sector *	55Neutral	$6.65B	3.83	-15.92%	6.20%	10.91%	7.18%
IL:ISCN	46Neutral	ILS 4.33B	156.54	―	0.58%	58.82%	-84.17%
IL:ASHG	44Neutral	ILS 5.75B	95.56	―	1.74%	4.90%	-77.77%

* General Sector Average

Performance Comparison

IL:GVYM and its peers over the selected period
Ticker	Company Name	Price	Change	% Change
IL:GVYM	Gav-Yam Lands Corp. Ltd	3645.00	-289.29	-7.35%
IL:ILDC	Israel Land Development Co. Ltd.	3764.00	234.30	6.64%
IL:ASHG	Ashtrom Group Ltd.	5160.00	-2414.87	-31.88%
IL:ISCN	Israel Canada (T.R) Ltd.	1268.00	-386.36	-23.35%
IL:HGGE	HAGAG EUROPE DEVELOPMENT Z.F. LTD	1417.00	530.00	59.75%
IL:CRSR	Carasso Real Estate Ltd.	2664.00	-1313.00	-33.01%

Glossary

BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Nov 01, 2026

Gav Yam AI Stock Analysis