Discount Inv (DISI) AI Stock Analysis

• Market Cap: €1.16B
• Dividend Yield: N/A
• Average Volume (3M): 101.29K
• Price to Earnings (P/E): 48.3
• Beta (1Y): 1.24
• Revenue Growth: -61.31%
• EPS Growth: N/A
• Country: IL
• Employees: 3,485
• Sector: Real Estate
• Sector Strength: 53
• Industry: Department Stores
• EPS (TTM): 61.50
• Shares Outstanding: 141,522,550
• 10 Day Avg. Volume: 134,891
• 30 Day Avg. Volume: 101,290
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): N/A
• P/FCF Ratio: N/A
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: €735.39
• Price Target Upside: -10.62% Downside
• Rating Consensus: Hold
• Number of Analyst Covering: 1

• Rating: 53 Neutral
• Price Target: 735.00 ▼(-10.67% Downside)

The overall stock score of 53 reflects a mixed financial performance with strong profitability metrics but high leverage and declining revenue growth. Technical analysis shows a positive trend, but the high P/E ratio suggests potential overvaluation. The absence of earnings call data and corporate events limits further insights.

Discount Inv Business Overview & Revenue Model

Company Description

Discount Inv (DISI) is a leading retail company operating in the consumer goods sector. It specializes in offering a wide range of products at discounted prices, including electronics, clothing, home goods, and groceries. The company targets cost-conscious consumers by providing high-quality products at lower prices compared to traditional retail outlets.

How the Company Makes Money

Discount Inv (DISI) generates revenue primarily through direct sales of consumer goods in its physical retail stores as well as through its online platform. The company leverages bulk purchasing and strategic supplier partnerships to secure products at lower costs, which allows it to maintain competitive pricing. Additional revenue streams include private label products that offer higher margins and exclusive brand partnerships that drive customer traffic. DISI also utilizes loyalty programs and promotional events to increase sales volume and customer engagement.

Discount Inv Financial Statement Overview

Summary

Discount Inv faces challenges with declining revenues and high financial leverage. While operational efficiency appears strong due to high EBIT and EBITDA margins, the net profit margin is relatively weak, impacting overall profitability. The balance sheet reveals high levels of debt, posing financial risks. Cash flows remain a positive aspect, demonstrating solid cash generation despite profitability issues. The company must address revenue decline and high leverage to stabilize its financial position.

Income Statement

The company's revenue has been declining, with a recent decrease in TTM revenue compared to previous annual figures. Gross profit margin for TTM is high at 83.53%, indicating strong cost control. However, net profit margin for TTM is low at 7.76%, reflecting limited profitability. The EBIT margin at 120.12% and EBITDA margin at 151.41% suggest substantial operational efficiency, but these figures are likely influenced by significant non-operating income or accounting adjustments.

Balance Sheet

The balance sheet shows high leverage with a debt-to-equity ratio of 7.07, indicating substantial financial risk. The return on equity (ROE) is 3.43% for TTM, which is low, suggesting inefficient use of equity capital. The equity ratio is also low at 7.91%, highlighting a reliance on debt financing.

Cash Flow

Operating cash flow is robust with a TTM to net income ratio of 11.45, indicating strong cash generation relative to net income. However, the TTM free cash flow is lower compared to the previous period, resulting in a negative growth rate. The free cash flow to net income ratio is 11.45, reinforcing strong cash generation capabilities despite profitability challenges.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	867.00M	973.00M	1.13B	2.18B	5.38B	5.09B
Gross Profit	726.00M	789.00M	828.00M	806.00M	1.33B	1.19B
EBITDA	1.21B	1.14B	459.00M	1.96B	619.00M	-195.00M
Net Income	24.00M	31.00M	-698.00M	1.43B	763.00M	-880.00M
Balance Sheet
Total Assets	25.60B	23.83B	29.44B	33.36B	18.22B	18.98B
Cash, Cash Equivalents and Short-Term Investments	2.42B	1.39B	1.46B	3.36B	3.25B	4.59B
Total Debt	14.79B	13.40B	13.87B	15.83B	10.17B	12.87B
Total Liabilities	18.99B	17.51B	22.16B	25.10B	13.84B	15.67B
Stockholders Equity	1.90B	1.83B	1.71B	2.36B	1.52B	1.23B
Cash Flow
Free Cash Flow	567.00M	1.22B	2.11B	1.94B	1.02B	1.01B
Operating Cash Flow	567.00M	1.22B	2.11B	1.95B	1.27B	1.23B
Investing Cash Flow	-1.22B	469.00M	-38.00M	-117.00M	-441.00M	2.06B
Financing Cash Flow	1.07B	-1.20B	-3.19B	-1.70B	-1.99B	-2.06B

Discount Inv Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 822.80
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IL:DISI, the sentiment is Positive. The current price of 822.8 is above the 20-day moving average (MA) of 779.27, above the 50-day MA of 752.01, and above the 200-day MA of 574.69, indicating a bullish trend. The MACD of 14.78 indicates Negative momentum. The RSI at 64.64 is Neutral, neither overbought nor oversold. The STOCH value of 74.27 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IL:DISI.

Discount Inv Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
JCFN	80 Outperform	873.97M	11.40	―	―	―	―
DISI	53 Neutral	€1.16B	48.33	―	―	-61.31%	―
Sector *	65 Neutral	$2.17B	12.19	3.79%	4.94%	3.15%	1.96%