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REIT AZORIM - H.F LIVING Ltd. (IL:AZRT)
TASE:AZRT
Israel Market
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Reit Azorim Liv (AZRT) AI Stock Analysis

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IL:AZRT

Reit Azorim Liv

(TASE:AZRT)

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Neutral 52 (OpenAI - Gpt-5.6Sol)
Rating:52Neutral
Price Target:
618.00
▼(-1.65% Downside)
Action:Reiterated
Date:08/20/26
The score is held back primarily by financial risk factors—negative TTM and latest-period operating/free cash flow and elevated leverage—despite an improving income statement. Technicals are moderately constructive with the price above major moving averages and positive MACD, while valuation looks somewhat demanding (P/E ~25) without a visible dividend yield to offset the premium.
Positive Factors
Sustained Revenue Growth
A multiyear upward revenue trend indicates continued expansion of the operating base and provides a durable foundation for earnings recovery, provided the company can convert that growth into consistent cash generation.
Negative Factors
Elevated Leverage
Debt at roughly twice equity increases sensitivity to funding costs and property-value changes. It can restrict investment flexibility and make refinancing or asset disposals more important if operating performance weakens.
Read all positive and negative factors
Positive Factors
Negative Factors
Sustained Revenue Growth
A multiyear upward revenue trend indicates continued expansion of the operating base and provides a durable foundation for earnings recovery, provided the company can convert that growth into consistent cash generation.
Read all positive factors

Reit Azorim Liv (AZRT) vs. iShares MSCI Israel ETF (EIS)

Reit Azorim Liv Business Overview & Revenue Model

Company Description
Reit Azorim - H.F Living Ltd leases and invests in housing rental properties. The company was incorporated in 2019 and is headquartered in Tel Aviv-Yafo, Israel....
How the Company Makes Money
null...

Reit Azorim Liv Financial Statement Overview

Summary
Income statement is improving (TTM revenue growth and return to positive net income), but overall quality is constrained by elevated leverage (debt roughly ~2x equity) and weak cash generation, with negative operating cash flow and free cash flow in the latest annual period and TTM.
Income Statement
62
Positive
Balance Sheet
48
Neutral
Cash Flow
34
Negative
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue78.86M71.80M60.64M58.10M48.62M15.39M
Gross Profit71.73M64.98M55.76M52.81M43.68M13.82M
EBITDA84.14M65.00M27.99M-15.82M24.84M259.18M
Net Income34.67M-4.40M-37.66M-75.16M-19.77M250.83M
Balance Sheet
Total Assets3.45B3.21B3.46B3.24B3.28B1.92B
Cash, Cash Equivalents and Short-Term Investments85.18M91.38M232.25M159.59M257.55M91.42M
Total Debt2.30B2.10B2.32B2.16B2.18B905.59M
Total Liabilities2.36B2.14B2.39B2.20B2.23B951.29M
Stockholders Equity1.09B1.07B1.07B1.04B1.05B967.06M
Cash Flow
Free Cash Flow-19.01M-32.05M32.52M22.00M20.27M9.55M
Operating Cash Flow-19.01M-32.05M32.52M22.00M20.27M9.55M
Investing Cash Flow-3.25M128.76M-62.54M-68.68M-1.15B-560.74M
Financing Cash Flow-198.51M-273.53M102.68M-51.28M1.29B359.63M

Reit Azorim Liv Technical Analysis

Technical Analysis Sentiment
Positive
Last Price628.40
Price Trends
50DMA
607.40
Positive
100DMA
592.94
Positive
200DMA
585.93
Positive
Market Momentum
MACD
4.44
Negative
RSI
57.51
Neutral
STOCH
72.49
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IL:AZRT, the sentiment is Positive. The current price of 628.4 is above the 20-day moving average (MA) of 612.20, above the 50-day MA of 607.40, and above the 200-day MA of 585.93, indicating a bullish trend. The MACD of 4.44 indicates Negative momentum. The RSI at 57.51 is Neutral, neither overbought nor oversold. The STOCH value of 72.49 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IL:AZRT.

Reit Azorim Liv Peers Comparison

Overall Rating
UnderperformOutperform
Sector (55)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
73
Outperform
₪1.70B8.296.45%12.90%15.19%
65
Neutral
₪4.64B5.082.17%-24.85%114.61%
63
Neutral
₪4.66B10.9111.88%3.78%6.36%-16.47%
60
Neutral
₪740.79M4.006.12%-5.34%361.40%
55
Neutral
$6.65B3.83-15.92%6.20%10.91%7.18%
52
Neutral
₪637.63M19.4911.57%
* General Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
IL:AZRT
Reit Azorim Liv
627.10
55.80
9.77%
IL:RIT1
Reit 1
2,302.00
-17.12
-0.74%
IL:ADGR
Adgar Inv.
392.10
-127.50
-24.54%
IL:MNRT
Menivim Reit
202.40
-8.63
-4.09%
IL:HGGE
Hagag Euro
1,595.00
454.00
39.79%
IL:KSTN
Keystone Reit
2,153.00
1,211.14
128.59%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 20, 2026